Will security cameras setup around my house lower my insurance rates?

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Asked August 20, 2018

1 Answer


If you are wondering whether having security cameras installed in and around your house would lower your insurance rates, then the answer is usually yes. If you want to protect your family and at the same time ensure that your insurance rates drop generously, then following the insurance protocol is a good idea. Most discounts come after also installing a home alarm system. However, installing just any security cameras system in your house would not get you the benefit of reduction in insurance rates. There are specific approved security cameras and methods that you need to install to get a discount on the insurance rates.

As a rule of thumb, any measures that are taken to increase the security level of your home would help you get a discount on the insurance rates. Having security cameras installed around your house would also ensure that you can secure your home and keep burglars away. In most cases, the burglaries become challenging to solve in the absence of any physical witness or proof. However, with the help of security cameras, it becomes easy to capture the images of the culprits who try to trespass your property. It also greatly enhances the chances of keeping you and your family safe from harmful elements in the society.

There are many different types of valid security cameras out there that are approved by the insurance companies, starting from economic range to the pricey ones. Some of these high-tech security cameras also come with thermal sensors, motion sensors, and other capabilities and features. It helps in getting the security alerts from time to time and provides you with the peace of mind you are looking for. Overall, you should look at installing security cameras for not only financial benefits but also for your security. Make sure to take quotes from different insurance companies to find out the number of discounts you would get from different insurance firms. Receiving quotes from different companies also helps you get a better deal. As separate companies have different insurance terms and conditions as well as features and rates, it is essential that you take quotes from different companies before signing the dotted line. Having security cameras installed can benefit you financially as well as on the safety front.

Answered August 21, 2018 by Insurity

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