Is the surviving spouse of a deceased veteran eligible for the USAA Insurance?

UPDATED: Jul 21, 2015

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UPDATED: Jul 21, 2015Fact Checked

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Asked July 21, 2015

1 Answer


If your spouse was a USAA member, then you would be eligible for USAA auto and home insurance.  For spouses, USAA uses the time while your are legally married to determine eligibility.  Unfortunately, if your spouse passed away prior to joining USAA, you may not be eligible for USAA insurance.  If you live in North Carolina or New Hampshire, you may still be able to buy coverage even if you are not eligible in other states and should call 800-531-8722 to determine eligibility.  These two states have slightly different mandatory coverage laws that may allow you to qualify.

However, if you are only looking for a life insurance policy, then you should be eligible to obtain coverage regardless of whether or not your spouse was a member.

Answered July 21, 2015 by insguy

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