What is the purpose of JUAs?
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Asked April 11, 2017
It is your basic non-profit organization. This organization deals more with the high-risk insurance policy-holders. Here is an example. Let us say that there is a malpractice issue coming up for a physician. Let us say that this person cannot afford the proper protection under this or her normal insurance policy plan. This tends to happen a lot. This is where the Joint Underwriting Association comes in handy. They will come in to help the physician out with his or her ordeal.
Some physicians cannot afford this type of malpractice insurance from their normal marketplace. This association will take care of any and all costs, especially the ones that get very expensive.
Physicians who are in this type of situation should contact their health insurance company first for some recommendations. Those who cannot get anywhere should go online and do some research. Find a JUA group in your area and contact them right away.
Answered April 11, 2017 by truss