Which is cheaper to insure, a Toyota Scion TC or Hyundai Veloster?

UPDATED: Jul 8, 2015

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UPDATED: Jul 8, 2015Fact Checked

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Asked July 8, 2015

1 Answer


The Toyota Scion TC is in a high risk group when it comes to insurance agencies. It's sporty and small, making it a more likely victim of accidents. Statistics prove that this type of car causes more losses for insurance companies and is listed in the top ten cars that are the most expensive to insure. It all comes down to speed and agility. A Toyota Scion can zigzag and weave through traffic with ease because of its compact size. Many drivers tend to get carried away, opening themselves up to dangerous situations where accidents are more likely to occur. For those who are thinking about driving a Toyota Scion TC, expect higher premiums. The national average is nearly $2500 a year to insure this zippy, little vehicle. Bear that in mind before signing on the dotted line. A driver's personal history and age will play a factor in the final quote as well.

Insurance for the Hyundai Veloster: How Does it Compare?
When comparing the Hyundai Veloster with the Toyota Scion TC, insurance agencies will put this car in a higher risk group as well. However, it is considerably less expensive to insure as opposed to the Toyota Scion TC. The national average for the Hyundai Veloster comes in at under $1500 for the year. It is also important to remember that various features can actually bring down the premium. If a Hyundai Veloster comes equipped with anti theft protection, passive restraint features, and anti lock brakes, rates could drop. A good driving history can also have a positive impact on the final quote for insurance.

It's All About the Specifics
While the Toyota Scion TC will cost more to insure than the Hyundai Veloster, many factors come into play when an insurance company creates a quote. The location where the vehicle is kept, such as a secure garage, is important. How far the car will travel on a daily basis can determine the price as well. If a driver has multiple cars on a policy, this can result in an insurance discount. Most importantly of all, the driver's personal record will be a major consideration. A wealth of experience and a clean record are vital to get the best possible quotes for car insurance. It doesn't matter what kind of car a person drives. A driver needs to prove that he or she is responsible. However, expect to pay more for a sport, small car.

Answered July 9, 2015 by Anonymous

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