Who is eligible to get insurance coverage from USAA?
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Asked November 13, 2012
USAA Insurance is perhaps the most exclusive insurance company; it offers a range of insurance products, financial services, banking, investment products, and other USAA membership services. Since USAA was founded in 1922, they have restricted their policies to members of the United States Military. At first, USAA Membership was a benefit only available to military officers, but that policy was changed in the mid-1990s to grant USAA access to all people providing the U.S. with active-duty military service as well as their current spouses and biological children. Currently, under the eligibility rules published by USAA, un-remarried former spouses, step-children, grown children, and some other eligible family members all qualify for a variety of USAA insurance options.
USAA Insurance is available to all military personnel who are either still on active duty, retired, or have been honorably discharged. USAA is also available to noncommissioned officers and officer candidates such as ROTC members, OCS/OTS members, and those who attend a U.S. service academy. Adult children of eligible parents are also eligible, as well as widows and widowers of USAA members who had or have held USAA policies.
In 2009, USAA Insurance changed its acceptance policy once again, expanding the membership eligibility requirements to include anyone who has served in the military and received an honorable discharge. This policy change gave USAA access to Vietnam veterans who had been unfairly excluded under the previous eligibility guidelines. It also boosted the number of eligible individuals from 25 million to around 60 million Americans who could purchase insurance policies from USAA.
To verify your eligibility for membership with this insurance provider, you will need to provide USAA Insurance with certain details. Your birth date, Social Security Number, and the date of enlistment, retirement, commissioning, or separation from the service will be required to verify your eligibility and confirm your military status. If your eligibility is still unclear after reading the requirements listed here, this information can be used at the USAA insurance website to perform an immediate online verification of eligibility.
Answered November 13, 2012 by Anonymous