Who is eligible to get insurance coverage from USAA?

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Asked November 13, 2012

1 Answer


USAA (United Services Automobile Association) is a financial services company that provides insurance, banking, and investment products to members of the U.S. military, veterans, and their families. Here are some details on who is eligible to get insurance coverage from USAA:

  • Active, retired, and honorably separated military personnel: USAA offers insurance coverage to active-duty military personnel, including Army, Navy, Air Force, Marines, Coast Guard, National Guard, and Reserve members. Retired and honorably separated military personnel, as well as their spouses and children, are also eligible for coverage.
  • Cadets and midshipmen: Cadets and midshipmen at U.S. service academies, including the U.S. Military Academy, U.S. Naval Academy, U.S. Air Force Academy, and U.S. Coast Guard Academy, are eligible for USAA coverage.
  • Officer candidates: Officer candidates in commissioning programs, such as ROTC, OCS, and OTS, are eligible for USAA coverage.
  • Widows, widowers, and former spouses: Widows, widowers, and former spouses of USAA members who had a USAA auto or property insurance policy while married are eligible for USAA coverage.
  • Children of USAA members: Children of USAA members who have or had a USAA auto or property insurance policy are eligible for USAA coverage.
  It's important to note that while USAA primarily serves members of the military and their families, not all military personnel are eligible for coverage. For example, enlisted personnel who have not been honorably separated from the military, as well as members of the National Oceanic and Atmospheric Administration (NOAA), the Public Health Service, and other government agencies, are not eligible for USAA coverage. Learn more about Coast Guard car insurance discount.

Answered November 13, 2012 by Anonymous

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