Best Cardiologists That Accept Medicare in 2021

Cardiologists that accept Medicare are extremely common. Your visit to see a cardiologist will likely be covered by Medicare, regardless of your type of coverage, as long as your visit is proven to be medically necessary. You may need Medicare Part A, Medicare Part B, or a Medicare Advantage plan depending on why you are seeing a cardiologist.

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Nov 28, 2021

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The Rundown

  • Visits to see a cardiologist may be covered by Medicare if your visit is considered medically necessary
  • Original Medicare and Medicare Advantage plans may vary when it comes to copays and deductibles to see a cardiologist
  • You can speak to an agent beforehand to make sure your visit to a cardiologist is covered

If you have Medicare coverage, you may be curious to learn more about cardiologists that accept Medicare in your area.

One of the best ways to find doctors, including cardiologists, that accept Medicare is to search online with phrases like, “Medicare cardiologist near me,” or, “top-rated cardiologist near me that accepts Medicare.”

You can also speak to your primary doctor about a referral. Your doctor may know more about cardiologists near you that are accepting new patients. And it also may be easier to figure out which cardiologists accept Medicare this way.

In terms of Medicare coverage for cardiologists, your best bet is to check with a representative. Even some of the best insurance companies differ when it comes to medical specialists and coverage.

Depending on whether you have Original Medicare or Medicare Advantage, and depending on why you are seeing a cardiologist, Medicare may or may not cover your visit.

If you are looking for Medicare insurance quotes that cover cardiologists, you can search for Medicare Advantage, as these plans are offered by independent insurance companies.

There are plenty of plans from Medicare insurance companies that cover cardiologists for you to choose from. The most important thing for you to remember is that searching online may help you save money on your insurance rates.

In fact, you can use our free tool above to compare Medicare insurance rates for plans that cover cardiologists and see which companies might work best for you.

Will an Original Medicare plan cover a cardiologist?

An Original Medicare insurance plan may very well cover your visit to see a cardiologist. If your primary physician notifies Medicare that it is a medical necessity that you see a cardiologist, there is a high likelihood your visit will be covered.

If you need to see a cardiologist for something more serious, like an invasive treatment or surgery, it will probably take a bit more time and effort to ensure your visit is covered.

Medicare Part A or B will likely be involved in your visit to a cardiologist, depending on the reason. If you needed to see a cardiologist in an office, Medicare Part A would work for you. If you need to go to the hospital for a procedure, you would need to use Medicare Part B.

And if you carry Medicare Part D, this would help with any medications a cardiologist has prescribed for you.

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Will a Medicare Advantage plan cover cardiologists?

Most Medicare Advantage plans cover visits to a cardiologist as well. Since Medicare Advantage plans are sold by independent insurance companies, coverage may vary.

Most Medicare Advantage plans require the visit to be documented as medically necessary. Once it is, your visit, surgery, or treatment should be covered.

Not all Medicare Advantage plans will work in every area. This is because certain private insurance groups are only licensed to issue insurance plans in certain states. The table below outlines a few independent insurance companies and their coverage options in the U.S.

Medicare Advantage Plans for Cardiologists
Health Insurance ProvidersStates where Insurance is Accepted HMOPPO
Aetna 46Yes Yes
Cigna 12Yes Yes
Humana 50Yes Yes
Kaiser Permanente 8Yes Maybe
United Health 50YesYes
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As you can see from the table, if you have a Medicare Advantage plan, you will need to make sure your plan is accepted where you live and by the cardiologist’s office you are planning to visit.

If you need to buy Medicare insurance that covers cardiologists through a Medicare Advantage plan, you can shop around online to get the best rates.

Should I see a cardiologist if I have Medicare?

If your doctor has said you need to see a cardiologist, you should definitely go as soon as possible.

Wait to make sure your visit is covered before going so you don’t have to pay for it out of pocket, unless it’s a medical emergency.

If you don’t know whether your visit will be covered, you can always call your Medicare plan and speak to an agent, provided you feel that your agent has your best interest in mind.

And if you need affordable Medicare insurance that covers cardiologists, enter your ZIP code into our free tool below to start your search for Medicare plans today.

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