Best Gynecologists That Accept Medicare in 2021

Gynecologists that accept Medicare offer life-saving preventative healthcare to women of all ages. Millions of women search for doctors who accept Medicare assignments every year, but that search isn’t a difficult one. Because women’s reproductive health is integral to a woman’s overall well-being, Medicare covers a variety of gynecological services, and many OBGYNs accept Medicare.

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Nov 19, 2021

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The Rundown

  • Gynecologists perform vital healthcare services for women, most of which are considered medically necessary
  • Most gynecological services are covered by Medicare Part B
  • Medicare covers 100% of the price of annual mammograms, as well as 80% of additional tests

Gynecologists and obstetricians are specialized doctors that look after women’s reproductive health. Gynecological care is of the utmost importance for women of all ages.

Gynecologists specialize in all aspects of female reproductive health. On the other hand, obstetricians are experts in pregnancy, childbirth, and healthcare services immediately after birth. A doctor that can do both is an OBGYN.

Medicare does cover some gynecological services, many of which are preventative. Prevention and early detection are important for women’s health.  Thus, Medicare allows you to make your appointments without worry.

Finding affordable gynecologists that accept Medicare is an easy process, and you should start by shopping for health insurance quotes to make sure you’re getting the best rates.

If you’re ready to see what quotes might look like for you, enter your ZIP code into our free tool today to begin.

Gynecologists That Accept Medicare

While gynecologists offer many services, one of the most important is preventative tests. Preventative gynecological healthcare services include:

  • Pap smears
  • Exams, including breast exams
  • Menstrual and menopausal management
  • Treatment of infections

Medicare covers 100% of your annual mammogram. About 44,000 women die from breast cancer every year, so it’s vital to get tested. Mammograms are essential in the early detection of breast cancer and should always be scheduled once you reach age 40.

If your annual mammogram shows anything troubling, health insurance covers 80% of additional mammogram testing. You’ll pay about $60 for each additional mammogram.

Additionally, Medicare covers reproductive cancer screening and testing for STIs.

Because gynecological care is so vital to your health, you’ll find that many gynecologists accept Medicare.

The rates from gynecologists that accept Medicare will always be less than paying out-of-pocket, so you should make sure to visit a doctor that accepts Medicare. If you’re concerned about whether your doctor accepts Medicare, you should contact them and ask.

If your first choice doesn’t accept Medicare, they can probably recommend doctors that do. For example, you can also look at your state’s Medicare site to see a comprehensive list of doctors.

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How much does Medicare cost?

If you’re wondering, “Where are OBGYNs that accept Medicare near me?” you’ll like to know how much everything will cost, as well.

Depending on the healthcare you receive, you’ll be covered by one of the four parts of Medicare. Original Medicare is made of Parts A and B while Parts C is a private health insurance plan that includes A and B along with additional benefits. Part D covers precription drugs.

Medicare Part A covers inpatient care in hospitals and other short-term care facilities. Part A allows for a maximum of 190 days of hospitalized care in your lifetime. After that, you’ll be responsible for payment.

The deductible for Part A is $1,484 per period. Coinsurance costs depend on your inpatient care length: 0-60 days costs $0, 61-90 days costs $371 per day, and 91 days plus costs $742 per day.

Most of your gynecological care will come from Medicare Part B, which covers outpatient health services. Part B costs $148.50 a month.

Medicare Advantage, or Medicare Part C, is a plan from a private health insurance company you can purchase. It includes coverage for everything in Parts A and B and usually also includes extra coverage. Since you get to pick the coverage you want, rates for Part C vary. Some Advantage plans have no additional costs.

Medicare Part D covers prescription medications obtained at a pharmacy. Part D is optional insurance and has an extra cost. Some Advantage plans include Part D, but Original Medicare does not.

The price of Original Medicare is based on your income, while additional coverage costs depend on what you buy. So keep in mind that going to doctors who accept Medicare assignments will cost you far less in the long run.

If you have Medicare, you can rest assured that your needs will be taken care of so you can get back to figuring out, “Where is a Medicare OBGYN near me?”

Gynecologists That Accept Medicare: The Bottom Line

Regular visits to a gynecologist are integral to your health if you are a woman. There’s no need to skip those vital appointments if you are eligible for Medicare.

Finding gynecologists that accept Medicare isn’t a difficult task if you know where to look. First, make sure you have the right coverage. If you’re ready to see free quotes today, enter your ZIP code into our free tool.

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