Best Hospitals That Accept Medicare in 2021

Most major hospitals accept Medicare, but you will need to have a Medicare Advantage Plan or Medicare Part A for hospital stays to be covered. Hospitals that accept Medicare provide up to 90 days in a semi-private room, including nursing, meals, and medications. Medicare will pay for drugs while in the hospital as long as you have Part A, but you will need Part B or Part D for outpatient prescriptions.

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Nov 24, 2021

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The Rundown

  • Hospital stays are covered if you have a Medicare Advantage Plan or Medicare Part A
  • Most hospitals across the country accept Medicare, including Cedars-Sinai in California and Bellevue in New York
  • Medicare Part A will pay for drugs while you’re in the hospital, but you will need Medicare Part B or Part D to pay for other prescriptions

Do all hospitals accept Medicare? No. Hospitals and other types of inpatient facilities have to apply and be accredited by the Centers for Medicare and Medicaid Services (CMS) to participate in the program.

This is good news for anyone with a Medicare plan because it guarantees you’re receiving the highest quality care possible from hospitals that accept Medicare.

As long as your carry Medicare Part A, hospital stays will be covered.

If you aren’t eligible for Medicare yet, shop around for free insurance quotes and compare local health care providers to get the best rates.

If you’re ready to buy Medicare, read our guide to learn which top hospitals accept Medicare and where to find the best hospitals that accept Medicare in your area.

Compare insurance quotes now for free with our comparison tool above. Enter your ZIP code to get started.

What are the best hospitals that accept Medicare?

Hospitals must meet strict health and safety guidelines to participate in Medicare, but the good news is that most hospitals accept Medicare. Some of the most prestigious hospitals that accept Medicare are:

  • Johns Hopkins
  • Bellevue
  • Mayo Clinic
  • Cedars-Sinai
  • Massachusetts General Hospital

Hospitals that accept Medicare are located all across the country, and the Medicare website has helpful tools to search for nearby hospitals and inpatient care facilities based on your city and state. However, you will need Medicare Part A to cover inpatient hospital stays.

Do all hospitals accept Medicare Advantage Plans?

Yes, hospitals that accept Medicare will accept Medicare Advantage Plans. The Medicare Advantage Plan — also known as Part C — is a combination of Medicare Parts A and B with some additional perks, including vision and dental coverage.

Medicare Part A is the hospital insurance side of the Advantage Plan and provides coverage for inpatient hospital stays only. This includes mental health care, research studies, and inpatient rehabilitation services.

Hospitals that accept Medicare Advantage Plans will cover:

  • Up to 90 days in a semi-private room
  • Up to 190 days in an inpatient psychiatric facility
  • Meals and nursing care
  • Medication administered in the hospital

Medicare Part B, or medical insurance, will cover outpatient services as well as ambulance rides, medical equipment, lab tests and X-rays, and doctor’s visits, including preventative services and second opinions from surgeons and therapists.

The Medicare Advantage Plan does not include prescription drug coverage, and you may need additional individual health insurance or Medicare supplements to cover certain outpatient services and medications.

Does Medicare pay for drugs while in hospital?

Yes, Medicare Part A will pay for drugs administered to you while you’re in the hospital. Once you leave the hospital or inpatient care facility, Medicare Part B or Part D will kick in, depending on the prescription.

Medicare Part B only covers medications administered by a doctor or at an outpatient facility. Medications you administer yourself are not covered.

You will need additional prescription drug coverage through Medicare Part D or another insurer to pay for any prescriptions you need to continue to take once you leave the hospital.

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How to Find Affordable Hospitals That Accept Medicare

Most hospitals accept Medicare and Medicare Advantage Plans, including Johns Hopkins and the Mayo Clinic.

If you need to find hospitals that accept Medicare near you, make sure you have the right policy to cover the type of inpatient or outpatient care you need.

Medicare Part A will cover any inpatient hospital stays while Part B covers outpatient care.

But if you carry a Medicare Advantage Plan, you have both types of coverage and your stay will be covered in hospitals that accept Medicare.

If you’re ready to buy Medicare, compare coverage from other health insurers in order to lock in the cheapest health insurance rates. You can also shop for supplemental plans that combine with Medicare to round out your coverage.

Enter your ZIP code below to start comparing local health care plans for free.

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