Best Urgent Care Offices That Accept Medicare in 2021

Researching affordable urgent care offices that accept Medicare insurance shows that urgent care centers are cheaper than emergency rooms. Urgent care facilities can handle minor medical emergencies, but you might need to visit an ER if you have a severe condition. Learning more about urgent care offices that accept Medicare will allow you to find the right medical treatment.

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Nov 3, 2021

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The Rundown

  • Urgent care centers are cheaper than emergency rooms
  • Available urgent care coverage depends on your Medicare plan
  • Most urgent care centers accept Medicare

The best insurance companies provide Medicare to customers that cover urgent care or emergency room visits.

Urgent care is cheaper than emergency rooms, but the best facility for your situation depends on your condition. Knowing about urgent care offices that accept Medicare will help you determine the most affordable option.

Before learning about urgent care offices that accept Medicare, enter your ZIP code above to find free Medicare insurance rates in your area.

How much is treatment at urgent care offices that accept Medicare?

Does urgent care take Medicare as payment? Yes, it’s easy to find affordable urgent care offices that accept Medicare rates. However, the price and coverage depend on the office and your specific Medicare plan.

The Social Security Administration explains the different parts of Medicare. This includes Part A and Part B, which together are commonly called Original Medicare. If you’ve been searching for “walk-in clinics that accept Medicare near me,” you’ll be happy to know that Part B provides coverage for urgent care offices.

When using Medicare at an urgent care facility, the standard deductible for Part B is $148.50. Medicare covers 80% of the visit, so you’ll have to pay for 20% of any Medicare-approved services and tests.

While Parts A and B are the most common coverage, Part C also covers visits to urgent care. Part C is also called Medicare Advantage and is sold through private companies, allowing customers to obtain extra health insurance coverage, like vision and dental.

The deductible and total coverage depend on the urgent care office and your insurance company. In most cases, you’ll be responsible for a certain amount of the cost, so the company you choose will have an impact on how much you pay.

Medicare only covers domestic emergency visits, but you can also obtain coverage abroad. The Medigap plan is supplemental insurance sold by private companies. Medigap covers the first 60 days that you’re out of the country, and 80% of medical costs after the $250 deductible.

Emergency rooms also accept Medicare, but these visits are more expensive. The percentage covered is the same as urgent care centers, but the increased fees mean you’ll pay more. Medicare typically kicks in once you’re admitted to the hospital and after your $1,408 deductible.

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What services are not covered at urgent care offices that accept Medicare?

Medicare plans cover most urgent care services and tests, but some things are left uncovered by Part A and Part B, most notably prescription drugs. Fortunately, Part C and Part D cover prescriptions, so you should consider this when looking for urgent care offices that accept Medicare quotes.

Not all urgent care centers accept Medicare as a payment method. However, you can still receive treatment and use your Medicare insurance. In this situation, the facility will send additional documentation to Medicare, and the program will reimburse you when the claim is processed.

When should you visit an ER or urgent care office that accepts Medicare?

If you suffer a medical emergency, you might wonder whether you should visit an ER or urgent care office. The answer depends on the type of emergency. In many cases, you’ll want to go to an urgent care clinic.

In addition to being cheaper, urgent care offices have other benefits, including:

  • Shorter waiting times
  • Walk-in service
  • Ability to make appointments online
  • Ability to sign in online
  • Wide Medicare acceptance

But how do you know which facility will provide the best treatment? Urgent care only handles treatment for non-life-threatening conditions.

Some common reasons to visit urgent care include:

  • Insect or animal bites
  • Sprains
  • Cold or flu
  • Allergies
  • Minor cuts, burns, or fractures
  • Urinary tract or other bacterial infections

If you have a more severe condition, you might need more advanced help. In this case, you should visit the emergency room of a hospital. This visit will take longer and be more expensive, but the hospital has the necessary tools for extreme situations.

Some of the reasons to visit an ER include:

  • Stroke
  • Heart attack
  • Seizure
  • Head injury
  • Serious burns
  • Broken bones
  • Uncontrolled bleeding
  • Suicidal thoughts
  • Serious wounds

Knowing beforehand whether to go to the ER or an urgent care that accepts Medicare near me will ensure you get the best treatment for the most affordable price.

What You Need To Know About Urgent Care Offices That Accept Medicare

Urgent care offices are cheaper than emergency rooms, and most accept Medicare. However, the choice between the two facilities depends on your condition. Knowing the cost and treatments available at urgent care offices that accept Medicare will help you make the best decision.

Now that you know about urgent care offices that accept Medicare, enter your ZIP code below to get free Medicare insurance quotes in your area.

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