Lesser Known Car Insurance Discounts for 2023
Discover exclusive ways to save on car insurance with these lesser-known discounts. Don't miss out on opportunities to lower your premiums.
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Laura Walker
Former Licensed Agent
Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...
Former Licensed Agent
UPDATED: May 2, 2023
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: May 2, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Car insurance is a necessary expense, but that doesn’t mean you have to pay more than you need to. Many drivers are unaware of the discounts that are available to them, and one of the most overlooked is the lesser-known car insurance discount. By taking advantage of this discount, you can save a significant amount of money on your car insurance premiums.
Everything the Discount Covers
The lesser-known car insurance discount is designed to reward safe and responsible drivers. It covers a wide range of factors that are considered when calculating your car insurance premium, including your driving history, age, gender, and the make and model of your car. Some of the specific factors that this discount can cover include:
- A clean driving record: If you have a clean driving record with no accidents or traffic violations, you may be eligible for this discount.
- Defensive driving courses: Taking a defensive driving course can help you improve your driving skills and make you a safer driver. Many car insurance companies offer a discount to drivers who complete a defensive driving course.
- Low mileage: If you drive less than the average driver, you may be eligible for a low mileage discount. This discount is designed to reward drivers who put fewer miles on their cars and are therefore less likely to be involved in an accident.
- Safety features: If your car is equipped with safety features such as airbags, anti-lock brakes, and a backup camera, you may be eligible for a discount. These features can help you avoid accidents and reduce the severity of injuries in the event of an accident.
- Good grades: If you’re a student with good grades, you may be eligible for a discount. Many car insurance companies offer discounts to students who maintain a certain grade point average.
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Who is Eligible for the Discounts?
The eligibility requirements for the lesser-known car insurance discount vary depending on the car insurance company you’re with. Generally, the discount is available to a wide range of drivers, including those with a clean driving record, those with a less-than-perfect driving history, and those who have completed a defensive driving course.
If you’re not sure whether you qualify for the lesser-known car insurance discount, it’s worth reaching out to your car insurance company to find out. They can provide you with more information about the discount and help you determine whether you’re eligible.
The Different Types of Other Discounts Available to Customers and How You Qualify for Them
In addition to the lesser-known car insurance discount, there are several other discounts that you may be eligible for. These discounts can help you save even more money on your car insurance premiums. Some of the most common discounts include:
- Multi-car discount: If you have multiple cars on your policy, you may be eligible for a multi-car discount. This discount can help you save money on your premiums by bundling all of your cars onto one policy.
- Bundling discount: Many car insurance companies offer discounts for bundling multiple types of insurance, such as car insurance and homeowner’s insurance. Bundling your insurance policies with the same company can help you save money on both policies.
- Good driver discount: If you have a clean driving record with no accidents or traffic violations, you may be eligible for a good driver discount. This discount rewards safe and responsible drivers.
- Low mileage discount: If you drive less than the average driver, you may be eligible for a low mileage discount. This discount is designed to reward drivers who put fewer miles on their cars and are therefore less likely to be involved in an accident.
- Student discount: If you’re a student with good grades, you may be eligible for a student discount. Many car insurance companies offer discounts to students who maintain a certain grade point average.
To qualify for these discounts, you’ll need to meet the eligibility requirements set by your car insurance company. These requirements can vary depending on the company, so it’s important to reach out to your insurance provider to learn more about the discounts that are available to you.
In Summary: Lesser Known Car Insurance Discounts
If you’re looking for ways to save money on your car insurance premiums, exploring the lesser-known car insurance discount is a great place to start. This discount can help you save up to 30% on your car insurance premiums, and it’s available to a wide range of drivers. By understanding what the discount covers, who is eligible, and how to qualify, you can make sure you’re taking advantage of all the discounts that are available to you. So why wait? Reach out to your car insurance company today to learn more about the lesser-known car insurance discount and start saving on your premiums.
Frequently Asked Questions
How much can I save with the lesser-known car insurance discount?
The amount you can save with the lesser-known car insurance discount can vary depending on a variety of factors, including your driving history, age, and the make and model of your car. In general, drivers can save up to 30% on their car insurance premiums with this discount.
Am I eligible for the lesser-known car insurance discount if I have a less-than-perfect driving history?
Yes, the lesser-known car insurance discount is available to drivers with a less-than-perfect driving history. This discount is designed to reward safe and responsible drivers, so even if you’ve had a few accidents or traffic violations in the past, you may still be eligible.
What is a good way to find out about discounts that I may be eligible for?
The best way to find out about car insurance discounts that you may be eligible for is to reach out to your car insurance company directly. They can provide you with more information about the discounts that are available and help you determine whether you qualify.
What are some common car insurance discounts?
Common car insurance discounts include safe driving discounts, multi-policy discounts, and good student discounts.
What are lesser-known car insurance discounts?
Lesser-known car insurance discounts include loyalty discounts, low mileage discounts, and occupational discounts.
What is a loyalty discount?
A loyalty discount is a discount offered to customers who have been with the same insurance company for a certain period of time. The longer you stay with the company, the higher the discount.
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Compare quotes from the top insurance companies and save!
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Laura Walker
Former Licensed Agent
Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...
Former Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.