4

4 out of 5 stars* for plan year 2024

Plan ID: H0107-004

What You Need to Know:

  • Blue Cross Medicare Advantage Optimum (PPO) is a Medicare Advantage Health Maintenance Organization Local PPO plan.
  • It must provide all of the same hospital and medical benefits as Medicare Part A and Part B, however, costs may be different.
  • It has additional benefits not included in Medicare Part A and Part B, including prescription drug coverage.
  • The plan's monthly premium is $131, which does not include your monthly Medicare Part B premium.
  • The annual deductible for this health plan is $350 (Tier 1, 2 and 3 excluded from the Deductible.).
  • The plan includes an out-of-pocket maximum of $3,900 per year (in-network).
  • Blue Cross Medicare Advantage Optimum (PPO) includes a Part D prescription drug plan for prescription medication coverage. The annual deductible is $350 (Tier 1, 2 and 3 excluded from the Deductible.).
  • This plan's Part D Initial Coverage Limit is $43.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

$131

Monthly Premium

Medicare Plan Features
Monthly Premium: $131.00
Part C Premium: $87.90
Monthly Premium: Part C Premium: Part D Drug Premium: Part D Supplemental Premium: Total Part D Premium: Drug Deductible: Tiers with No Deductible:
$131.00 $87.90 $43.10 $0 $43.10 $350.0 1.0
Gap Coverage: Yes
Benchmark: not below the regional benchmark
Type of Medicare Health: Enhanced Alternative
Health Plan Type: Local PPO
Similar Plan: H0107-003
Special Needs Type: NULL
Chronic Condition: NULL
Additional Gap Coverage: Yes, some additional gap coverage.
Maximum Out-of-Pocket Limit for Parts A & B (Moop): $3,900
Annual Deductible: $350 (Tier 1, 2 and 3 excluded from the Deductible.)
Annual Initial Coverage Limit ICL: $4,130
Number of Members enrolled in this plan in Ravalli, Montana: Plans Summary Star Rating: Customer Service Rating: Drug Cost Rating:
164 members 4 out of 5 Stars. 4 out of 5 Stars. 4 out of 5 Stars.
Plan Offers Mail Order: Yes
Plan Health Benefits
Total # of Formulary Drugs: 3,613 drugs
Number of Members Enrolled in this Plan in Ravalli, Montana: 2,273 members
Number of Drugs Per Tier: NULL
Preferred Pharmacy Cost Sharing During Initial Coverage Phase: NULL
Special Needs Plan SNP Eligibility Requirement: NULL
Monthly Premium Split as Follows:
Part C Premium Part D Base Premium Part D Supplemental Premium Total Premium
$87.90 $43.10 $0.00 $131.00
Monthly Premium with Extra Help Low Income Subsidy:
LIS100 Subsidy Total Monthly Premium with LIS Parts CD LIS25 Subsidy Monthly PartD Premium with LIS LIS25 Subsidy Total Monthly Premium with LIS Parts CD LIS50 Monthly PartD Premium with LIS LIS50 Subsidy Total Monthly Premium with LIS Parts CD LIS75 Monthly PartD Premium with LIS LIS75 Subsidy Total Monthly Premium with LIS Parts CD
$93.00 $33.60 $121.50 $24.10 $112.00 $14.60 $102.50
Formulary Drug Details:
Tier 1 # of Drugs per Tier Tier 1 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 2 # of Drugs per Tier Tier 2 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 3 # of Drugs per Tier Tier 3 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 4 # of Drugs per Tier Tier 4 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 5 # of Drugs per Tier Tier 6 Preferred Pharmacy Cost Sharing (initial coverage phase)
203 $0.00 944 $13.00 1042 $40.00 710 $93.00 714 26%

Other Medicare Advantage Plans in Ravalli, Montana

Plan Name Type Premium MOOP Rx Deduct. Rating
Lasso Healthcare Growth (MSA) (2023)MSA *$-$-
4
Blue Cross Medicare Advantage Classic (PPO) (2023)Local PPO$6,700$445
4
Humana Honor (PPO) (2023)Local PPO *$6,700$-
4
HumanaChoice H5216-089 (PPO) (2023)Local PPO$5,500$350
4
HumanaChoice H5216-255 (PPO) (2023)Local PPO$4,400$325
4
Humana Gold Plus H6622-007 (HMO) (2023)Local HMO$4,900$325
4
Humana Gold Choice H8145-089 (PFFS) (2023)PFFS$-$415
4
AARP Medicare Advantage Choice (PPO) (2023)Local PPO$4,200$225
5
Lasso Healthcare Growth Plus (MSA) (2023)MSA *$-$-
4
Medicare Advantage Plans by Blue Cross and Blue Shield of Montana
Blue Cross Medicare Advantage Classic (PPO) (2023)Local PPO$6,700$445
4

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