North Carolina Car Insurance Discounts for 2023
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Laura Walker
Former Licensed Agent
Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...
Former Licensed Agent
UPDATED: May 8, 2023
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UPDATED: May 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Are you looking for ways to save on your car insurance in North Carolina? You’re in luck because there are several discounts available to you! In this article, we will be discussing a specific discount for North Carolina residents and everything you need to know about it. By the end of this article, you will have a better understanding of the discount, who is eligible, what it covers, and how to qualify for it.
Interesting Attributes of the North Carolina Car Insurance Discount:
- Saves you up to 15% on your car insurance premiums
- Available to both new and existing policyholders
- No special code or coupon is required to avail of the discount
Everything the Discount Covers:
The North Carolina car insurance discount covers a range of benefits, including:
- Multi-car discount: If you have more than one car insured with the same insurance company, you can avail of a multi-car discount. This discount typically ranges from 10% to 25% off your premiums.
- Safe driver discount: If you have a good driving record, you may qualify for a safe driver discount. This discount typically ranges from 10% to 30% off your premiums.
- Anti-theft discount: If your car has an anti-theft device installed, you may qualify for an anti-theft discount. This discount typically ranges from 5% to 25% off your premiums.
- Good student discount: If you’re a student with good grades, you may qualify for a good student discount. This discount typically ranges from 5% to 15% off your premiums.
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Who is Eligible for the Discount:
To be eligible for the North Carolina car insurance discount, you must:
- Be a resident of North Carolina
- Be at least 21 years old
- Have a valid driver’s license
- Own or lease a car
The Different Types of Other Discounts Available to Customers and How to Qualify for Them:
In addition to the North Carolina car insurance discount, there are several other discounts available to customers. Here are some of the most common ones:
- Low mileage discount: If you drive less than a certain number of miles per year, you may qualify for a low mileage discount. The exact number of miles varies by insurance company.
- Bundling discount: If you have more than one type of insurance policy (e.g., car and home insurance) with the same insurance company, you may qualify for a bundling discount.
- Military discount: If you or your spouse is a member of the military, you may qualify for a military discount.
- Senior citizen discount: If you’re over a certain age (typically 65), you may qualify for a senior citizen discount.
To qualify for these discounts, you will need to contact your insurance company and provide them with any necessary information.
In Summary: North Carolina Car Insurance Discounts
If you’re a North Carolina resident looking to save on your car insurance, the North Carolina car insurance discount is an excellent option to consider. With savings of up to 15% on your premiums, it’s definitely worth checking out. Remember to also look into other discounts that may be available to you, such as the multi-car discount, safe driver discount, anti-theft discount, and good student discount. By taking advantage of these discounts, you can save a significant amount of money on your car insurance premiums. Contact your insurance company today to find out how you can start saving.
Frequently Asked Questions
What is the North Carolina car insurance discount and what does it cover?
The North Carolina car insurance discount is a type of discount available to North Carolina residents that can save them up to 15% on their car insurance premiums. It covers a range of benefits such as safe driver, multi-car, anti-theft, and good student discounts.
Who is eligible for the North Carolina car insurance discount?
To be eligible for the North Carolina car insurance discount, you must be a resident of North Carolina and have a valid driver’s license.
How much can I save with the North Carolina car insurance discount?
The North Carolina car insurance discount can save you up to 15% on your car insurance premiums.
Can I combine the North Carolina car insurance discount with other discounts?
It depends on the insurance company. Some companies allow you to combine discounts, while others do not.
Do I need a special code or coupon to avail of the North Carolina car insurance discount?
No, you do not need a special code or coupon to avail of the discount.
Can I get a discount for having multiple cars insured with different insurance companies?
No, the multi-car discount is only available if you have more than one car insured with the same insurance company.
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Laura Walker
Former Licensed Agent
Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...
Former Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.