All Star General Insurance Review & Ratings (2024)

Welcome to our comprehensive guide on All Star General Insurance and everything you need to know before making an informed decision. In this article, we will delve into the details of All Star General Insurance, including their policies, coverage options, pricing factors, and customer feedback.

Whether you’re a California driver seeking non-standard auto insurance or simply looking to compare rates from the best insurance providers, we’ve got you covered. To find the most competitive rates tailored to your needs, enter your ZIP code now and discover the best options available to you. Don’t miss out on the opportunity to secure the right insurance coverage at the best possible price.

What makes All Star General special?

All Star General Insurance is a non-standard auto insurance company that offers policies to those with abnormal conditional requirements. Drivers with bad credit, a long history of accidents, and those who need an SR-22 certificate should consider policies with All Star General.

Many drivers with DUIs are required by law to obtain an SR-22 certificate before being able to drive again. SR-22s are state certificates that check whether a person’s insurance will cover their liability requirements under state law. Drivers who engage in reckless driving or have been caught without insurance may also be required to have an SR-22.

Read More: Best Car Insurance

All Star General does not list much of its information online, so finding specific benefits, costs, and add-ons can be difficult. Bluefire Insurance, which All Star General is an affiliate of, is also known to specialize in non-standard auto insurance.

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How much does an All Star General policy cost?

All Star General does not give any specific price information online, but All Star General Insurance does offer pay out submissions online. While it is difficult to judge how much All Star may charge for a specific driver, there are a few factors that determine overall auto insurance prices.

• Age. As long as you are not in many accidents, your insurance costs should decrease as you get older. Insurance rates may go up again slightly if you are older than 60.
• Gender. Males are more likely to be in accidents than females and get charged slightly higher rates. While this doesn’t pertain to policies under All Star General, Hawaii and Massachusetts do not consider gender when determining auto insurance policies. So, if you are moving to California from those states, expect a lower rate if you are female and a higher rate if you are male.
• Location. All Star General Insurance only offers policies for those who live in California. However, those who live in Los Angeles, San Francisco, and Sacramento may have slightly higher rates based on trends from other California insurance companies.
• Family Status. Married families with no children covered generally pay less for insurance than married families with children of driving age. Married people also pay less for auto insurance than non-married, divorced, or widowed individuals.
• Vehicle Status. Your insurance costs also may be raised or lowered based on the type of car you drive and the condition of your car. Sports cars and muscle cars have higher monthly costs.
• Driving Record. The most significant determining factor of auto insurance costs is your driving record. All Star General Insurance specializes in nonstandard drivers, which means they design policies and determine risk for drivers with poor driving records. The best way of determining whether your driving record has a high impact on your potential insurance costs is to contact All Star General Insurance phone number listed below.

While All Star General specializes in non-standard policies, they probably also offer options for standard drivers. However, due to the increased risk of providing insurance for someone with a complicated driving record, standard policyholders are likely charged higher rates than those under auto insurance companies that do not accept non-standard drivers. A smaller number of clients may also make rates go up.

What are the specific costs and benefits of an All Star General Insurance policy?

According to our research, All Star General Insurance provides three main types of coverage — Comprehensive, Basic Liability, and Collision. They also offer multiple add-ons, such as roadside assistance and rental reimbursement.

• Comprehensive. Comprehensive policies cover individuals who have their cars stolen or damaged in non-car accidents. Vandalism and natural disasters are everyday things that are covered under comprehensive auto insurance, while car-to-car accidents on the road are not covered. Comprehensive policies usually have you pay a set deductible for car repair, and then your insurance company covers the rest.
• Basic Liability. Liability insurance kicks in if you injure another driver or another person’s property while driving your car. Without a liability policy, you are entirely at fault and may have to recuperate all medical, property, and legal costs of the person you injured.
• Collision. Collision auto insurance will cover your car in single-car rollouts, car-to-car accidents, and car-to-object collisions. Collision policies do not cover the cost of other vehicles you may have damaged in an accident. Collision insurance requires you to pay a set deductible for repair costs.

Bluefire Insurance offers additional types of add-ons, which likely can also be provided by All Star General. Bluefire offers multi-car discounts, safe driver discounts, in-agency renewal discounts, and reduced costs under prior protection. Remember that Bluefire underwrites policies for All Star General, which means that All Star General may not offer similar add-ons.

All Star General prides itself on being competitive, so at the very least, it is likely that they offer some add-ons and meet California law requirements for insurance coverage benefits.

Seamless Claims Process With All Star General Insurance

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

All Star General Insurance offers multiple options for filing a claim, ensuring convenience for policyholders. You can file a claim online through their website, making the process quick and accessible.

Additionally, they provide the option to file a claim over the phone, offering a more traditional approach to claims submission. For tech-savvy individuals, All Star General Insurance also offers a mobile app, making it easy to initiate a claim from your smartphone or tablet.

Average Claim Processing Time

The average claim processing time with All Star General Insurance may vary depending on the nature and complexity of the claim. However, they aim to expedite the process to provide prompt assistance to policyholders. It’s advisable to reach out to their customer service team for specific information regarding claim processing times for your situation.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback on claim resolutions and payouts is a crucial aspect of evaluating an insurance company’s performance. While All Star General Insurance does not have a strong online presence for customer reviews, it’s important to consider factors such as the Better Business Bureau (BBB) rating, which indicates that they may have had challenges in this area.

Potential customers should thoroughly research customer experiences and reach out to All Star General Insurance for specific details on how they handle claims to make an informed decision.

Exploring All Star General Insurance Cutting-Edge Digital and Technological Features

Mobile App Features and Functionality

All Star General Insurance offers a mobile app with various features and functionalities to enhance the customer experience. Policyholders can use the app to file claims, access policy information, make payments, and even request roadside assistance. The mobile app aims to streamline insurance management and provide convenient access to essential services.

Online Account Management Capabilities

Managing your insurance policies and accounts online is made easy with All Star General Insurance. Through their online portal, policyholders can review and update their policy information, make payments, and access important documents. This online account management system offers convenience and flexibility for policyholders who prefer digital access to their insurance information.

Digital Tools and Resources

In addition to their mobile app and online account management, All Star General Insurance provides various digital tools and resources to assist policyholders. These may include educational materials, FAQ sections, and guides to help customers navigate their insurance policies effectively. These digital resources can empower policyholders to make informed decisions and better understand their coverage options.

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What do credit agencies and customers think about All Star General?

None of the major credit agencies have given All Star General Insurance a review. However, the Better Business Bureau (BBB) gave All Star General an F rating. There is no detailed report on All Star General’s issues; however, customer reports on the BBB website corroborate All Star General’s negative reputation.

In general, online reviews view All Star General in a very negative light. Many people have had issues with All Star General canceling their policy without prior warning. People have also said that All Star General Insurance customer service is difficult to reach and is unhelpful.

Is All Star General Insurance the right choice for you?

All Star General Insurance lacks industry standing and makes it difficult for ordinary customers to obtain information online. Due to the negative reviews, convoluted website structure, and the lack of transparency on pricing, All Star General probably isn’t the best choice for you.

However, All Star General does offer policies for many nonstandard drivers, so you should consider their policies if you are local to California and have broken state driving laws in the past.

The best way to reach All Star General Insurance customer service is through their main phone number, 800-202-7827, or their local number, 858-300-8875. They do not have any online chat box or communication option, but there is an option to pay your bill with All Star General Insurance online

Explore other auto insurance options by plugging in your ZIP code to our free quote tool. Many alternative insurance companies offer policies for nonstandard drivers, so it is best to compare and consider other options.

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