can i drive my moms car if i live else where and provide the insurance?

UPDATED: Jan 16, 2017

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 16, 2017Fact Checked

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Asked January 16, 2017

1 Answer


Most states require that a car has bee insured in the state it was registered. However, there are a few exceptions. You should check with your insurance company to find out their regulations on borrowing another person's car. Usually, the owner of the vehicle is responsible for the property, so there could be issues if there is an accident or other scenario.

If you will be driving the car longer than for a short visit, you should be added as an insured driver on her insurance policy for her specific vehicle.

There are too many variables to say whether your insurance will follow the car or the driver. The first thing you should do is check your insurance policy to see what exclusions it explains.

Make sure you are protected by getting an answer from your own insurance agent. Do not wait until your insurance is needed, such as the event of an accident or injury.

Answered January 18, 2017 by fl_pc

Related Links

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption