If I buy an a large aquarium, will my renter’s insurance be cancelled?
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Asked July 17, 2013
Purchasing a large aquarium does not necessarily mean that your renter's insurance will be cancelled, but it may affect your coverage. Renter's insurance typically covers damage caused by specific types of perils, such as fire, theft, and water damage. Some policies also include coverage for accidental damage caused by you or your guests. If you decide to purchase a large aquarium, you should notify your insurance company. They may require you to add additional coverage for the tank and its contents, as well as any damage that may occur as a result of owning an aquarium. This may include coverage for water damage or liability in case the aquarium causes damage to your rental unit or a neighbor's unit. It's important to note that some insurance companies may consider owning a large aquarium a higher risk and may increase your premiums or even deny coverage altogether. Additionally, if you fail to notify your insurance company and a claim arises due to damage caused by the aquarium, your policy may not cover the damages, leaving you responsible for the costs. To ensure that you have the appropriate coverage for your aquarium, it's important to discuss your options with your insurance provider before making the purchase.
Answered July 17, 2013 by Anonymous