If my uncle is a USAA member can I qualify under his membership?

UPDATED: Apr 11, 2018

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UPDATED: Apr 11, 2018Fact Checked

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Asked April 11, 2018

1 Answer

At this point in time, individuals don't qualify for products from United Services Automobile Association (USAA) as a result of their connection to a service member who is an aunt or uncle. Full membership with USAA is is only available for currently active members of any of the branches of the armed forces, former military, children of current USAA members and former members, widows and widowers of former members, ex-spouses of members who joined while married or beforehand, certain officer candidates and currently active cadets and midshipmen. In all relevant cases, any qualifying former military personnel must have received an "Honorable" discharge. As long as you fit into any of these categories, then you can apply for membership.

If you don't fit into any of the membership categories, you can't set up a full membership unless a parent served and agrees to join USAA. This means that you can't enjoy USAA's member benefits that include automobile and most other insurance products with one exception, banking and credit services, major product purchase comparison services or Medicare and prescription supplemental plans. That said, you can still enjoy some USAA products and services: You can apply for USAA investment and financial guidance, life insurance and certain shopping discounts and rewards. You must be 18 years of age or older to qualify for these products and services without the assistance of an adult. Otherwise, a qualifying adult must join USAA and add you as a dependent, if applicable.

It's important to keep in mind that some qualifying parents join USAA and then fail to tell their adult children before they pass away. Since USAA membership comes with so many amazing benefits, the legal representative of any deceased parent who would have qualified for membership based on the outlined criteria should contact USAA to determine if that parent previously had USAA membership.

Answered April 13, 2018 by JohnBoy

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