Is American Summit Insurance A Good Company?

UPDATED: Apr 15, 2013

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UPDATED: Apr 15, 2013Fact Checked

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Asked April 15, 2013

2 Answers


They are biggest SCAM in business! i have apartment in Las Vegas! my place got water damage from apartment above mine. they first told me i don't have water damage insurance next day i got phone call from adjuster,after he finished inspection he gave me sweet talk how everything will be ok and i shouldn't worry about nothing because THEY will take care of everything.He also advise me to don't get lawyer because case is simple.Then he gave order(wich 5 people heard him to say)to workers start tearing walls down,and he left,nobody contact me for weeks when i called them they first told me they don't know who was adjuster guy after that they change story how he recommended for them to don't do nothing because damage coming from upstairs! when i asked them why adjuster got involved and gave order to start work in my place which now looks like construction zone(because they stop working on in middle of the work)they AGAIN told me that they don't know nothing about and will be investigate of course like before nobody contact me yet! Now 45 days later i start looking for advice and good lawyer who will deal with this SCAMMERS and help me! STAY A WAY FROM THIS COMPANY THEY ARE NOT GOOD FOR NOTHING! I GUESS MY ANSWER IS NO THEY ARE NOT GOOD COMPANY!!!!!!!

Answered August 9, 2016 by Novak011

American Summit Insurance Company is a stock-based insurance company. The company was founded in Minnesota in 1955, under the name, Arrow Insurance Company. The name was changed to Summit Home Insurance Company in 1970, and changed again to its present form in January of 1990.

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Financial Rating
American Summit Insurance Company, as Hilltop Holdings, Inc., was last rated by the A.M. Best financial ratings company in March of 2012. At that time, the company was rated "A" (Excellent), with a favorable long term outlook of "a." American Summit Insurance Company has more than 37 million dollars in assets and working capital of more than 2.5 million dollars.

Customer Satisfaction
American Summit Insurance Company sells insurance primarily to private individuals and business owners. The company's steady growth over the years stands as a testament to their ability to adapt to economic changes and the needs of their customers.

Company Availability
American Summit Insurance Company sells insurance in 19 states. Because American Summit Insurance Company is a viable and growing company, the list of states where it is licensed to operate may be updated regularly. If you are considering a policy from American Summit Insurance Company, start with your state's Department of Insurance to find out whether the company is currently licensed in your state of residence.

Insurance Products Offered
American Summit Insurance Company sells several lines of insurance. Their auto policies include cars, trucks, motorcycles, boats, recreational vehicles and ATVs. Additionally, the company also sells homeowners insurance, airplane coverage, and insurance products designed for business. American Summit Insurance Company also provides access to health insurance, rounding out their portfolio.

Answered April 15, 2013 by Anonymous

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