Is a good insurance company?

UPDATED: Aug 10, 2015

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UPDATED: Aug 10, 2015Fact Checked

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Asked August 10, 2015

1 Answer

Does sell coverage?

First off, is not an insurance company. They're a car insurance price comparison website that requires you to enter your information just once before returning quotes from over 50 of the top auto insurance companies to find you the best possible price and coverage. They have insurance carriers in all 50 states, so you can compare wherever you reside. In selected states they also offer renters insurance and a bundled auto and homeowners insurance policy.

What are the company's ratings? is an accredited website with an A+ rating from the Better Business Bureau, a Silver Seal of Approval from customer feedback company eKomi and have been deemed a secure site by GeoTrust.

How does the company earn money?

Lead generation websites collect your information with the sole purpose of selling it to third parties, meanwhile, collects your information to share with auto insurance companies who provide real quotes which you can click or call to buy instantly, saving you time and money.

Using is completely free of charge to the customer – they earn a referral fee from the insurer if you buy a policy from their auto insurance does not influence the rates you get – they would be the same if you called the insurance companies directly or went to each of their sites – the benefit is that they aggregate rates from up to 50 auto insurance providers to show you real prices available to you right now in the market without spending the whole day on the phone or researching many business sites.

What information will you need for a quote?

You only have to enter your information once and they'll do all of the hard work for you, searching over 50 carriers for their best prices and coverage options. If you do decide to purchase, your information is passed over to the carrier's site so you can complete the purchase online without having to re-enter the same information again. Likewise, you can call the carrier to complete the purchase on the phone, again, starting from where you left off on

Also, it is worth noting that if you get stuck at any point you can quickly and easily get in touch with via live chat, over the phone or on social media and they can help guide you through the process. If you don't want to purchase right away, you can come back to the site within six months and retrieve your quotes for a quick and easy checkout.’s interface is user-friendly with all major devices; you won't have any problems getting a quote using your phone or tablet. To obtain a quote through, you’ll first need to enter your zip code on the home page. Next, you'll enter your vehicle information (year, make, model, anti-theft features), whether or not you own it and how long for, intended use and mileage.

In the next few screens, you'll enter details about the drivers, including name, date of birth, address, gender, marital status, residential status, license status, age first licensed, major infractions (license suspensions, DUIs, etc.) level of education, employment status and membership to organizations such as AAA.

In the insurance history section, you'll answer a series of questions. Typical questions are about your current carrier, type of vehicle, annual premium, policy limits, time with carrier, type of product you want, when you need the insurance to start and details of any accidents, moving violations or claims in the last 5 years. You will also be asked whether any drivers on the policy require a financial responsibility document and if you would like to receive and sign documents electronically. aims to find you the lowest auto insurance rates rate possible and identifies discounts that help lower your price, for example, there are paperless discounts, good student discounts and organization membership discounts; these are highlighted to you.

Finally, after entering your email address you will be able to compare insurance packages ranging from State Minimum Coverage to Premium Coverage and select or customize the level you require. Not to worry if you don’t know the coverage you require because will display the minimum legal requirement for your state and help you pick between the most common coverage options. will then contact their carriers to provide you with quotes within as little as 30 seconds, after which you will see the results page where you can compare your monthly payment amounts and choose whether to buy online or over the phone.

Answered January 10, 2018 by anonymous

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