Lend girlfriend my car and rearended someone. Not on my policy, will the victim be covered?

UPDATED: Nov 2, 2015

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UPDATED: Nov 2, 2015Fact Checked

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My girlfriend also has the same address as me

Asked November 2, 2015

1 Answer


To answer the question, it is important to keep in mind that insurance follows the car and borrowing a car is like borrowing the car owner's insurance policy. Before borrowing a car, one should find out what the owner's policy covers. Of course, this assumes that the owner of the car gave the borrower permission to use the car; whether it was implied or not. Keep in mind; without giving permission for someone to drive your car, the borrower will not covered under the owners policy.

To answer the question, Will the victim be covered, since my girlfriend was driving the car?" The answer is yes the victim will be covered, if you gave her permission to drive your car. Find out more about car insurance and your policy with your car insurance agent. But for general purposes, it sounds like you are O.K. on this matter.""

Answered November 4, 2015 by eligoins

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