I live in Illinois and got a speeding ticket in Wisconsin, will it affect my premiums?

UPDATED: Feb 10, 2011

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 10, 2011Fact Checked

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Asked February 10, 2011

1 Answer

Many states, including Illinois, belong to the Driver License Compact (DLC), and exchange driver information regarding tickets and accidents. When you receive a ticket in a member state, the citation is put into a database available to all other member states. When insurance companies pull your motor vehicle record they will receive violations in your home state as well as any DLC member states.

When an insurance company pulls your license for a renewal or other risk assessment checks, the ticket you received in Wisconsin will appear, and could result in an increase in your premiums. There are many factors involved in this, including your previous driving history, how far over the speed limit you were traveling, and any other infractions recorded in the incident.

If you want to keep the infraction off your driving record, contact the department of motor vehicles in Wisconsin and ask them if there are any steps you can take to have adjudication withheld. Many states will allow you to remove tickets or points from your driving record by attending a state-recognized driver safety course or offer other methods of avoiding a guilty judgement. If that doesn't work, your next option is to find ways to reduce your premiums in Illinois, such as attending a driver education course or purchasing a car that costs less to insure.

Answered February 10, 2011 by Anonymous

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption