If military personnel did not have usaa insurance while enlisted do they qualify for usaa insurance when discharged?
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Asked April 11, 2018
USAA is an insurance provider that specifically caters to all branches of the U.S. military including the four major military arms; Army, Navy, Air Force and Marines. Services are also extended to those serving in the National Guard, U.S. Coast Guard and the Reserves of any of the previously listed military branches.
All active and former members qualify regardless of the current active status, as long as the member was not removed from service in a dishonorable discharge.
Further, policies may also be opened in the name of a spouse or child of that of an active or former military officer or enlistee. This includes widows, widowers, and former spouses who remain unmarried.
Purchasing the policy during an enlistment period is not a prerequisite to obtaining a policy as long as the aforementioned is true.
Keep in mind that just meeting the above requirements does not guarantee USAA will accept every applicant for or any policy. Most industry norms are still in effect as to who they might consider insurable. As an example, if you have a terrible driving record and are under the age of 25, you may NOT be able to acquire a policy from USAA.
With that being said, if you are having issues obtaining insurance, and you are eligible to apply through USAA, you probably have a better chance of working with a company who favors working with individuals who have served their country!
Answered April 16, 2018 by fl_pc