totaled home who gets it?

the insurance company totaled my home, the check is enough to pay it off, was told i could pay off home or use money to repair it my question is, if i pay off the home and fix it myself, do i get to keep my home or does insurance company get to salvage it?”

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Borrowed car ticket for no insurance who pays?

If you borrow a car and receive a ticket for driving without insurance, the responsibility for paying the ticket typically falls on the driver who was behind the wheel at the time of the offense, regardless of who owns the vehicle. In some cases, the car owner may be held liable for the ticket if…

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