Best Assisted Living Facilities That Accept Medicare (2025)

Welcome to our comprehensive guide on the best assisted living facilities that accept Medicare. In this article, we will explore the key topics related to finding the ideal assisted living community for your loved ones. We’ll discuss the limitations of Original Medicare when it comes to covering assisted living costs, the services Medicare does cover, and the role of Medicaid in relation to assisted living.

Read more: Best Business Insurance for Assisted Living Facilities

Additionally, we’ll highlight the differences between assisted living facilities and nursing homes, providing insights into the levels of care and services offered. To make an informed decision, it’s crucial to explore your options and compare rates from the top insurance providers. Enter your zip code below and take the first step in securing the best care for your loved ones.

Where are assisted living facilities that accept Medicare near me?

Unfortunately, Orignal Medicare does not cover much in the way of assisted living.

Medicare covers short stays in hospitals or recovery facilities after an illness, injury, or surgery. The first 20 days spent in recovery care are 100% covered, and Medicare will pay for about 80% of the cost for the next 80 days.

That’s where Medicare coverage ends. It does not cover long-term stays in assisted living communities.

While you may not have all of your assisted living facility needs met by Medicare, you are covered for a host of other health care services that seniors commonly need. These services include:

• Emergency care
• Diabetes care
• Limited medical supplies
• Transplant surgery
• Treatment for macular degeneration

If Medicare won’t cover me, are there assisted living facilities that accept Medicaid near me?

Unfortunately, the answer is no. Just like Medicare, Medicaid doesn’t cover assisted living communities. It does cover the following services:

• Nursing care
• Medication management
• Case management
• Physical and mental health assessments –– find the best psychiatrists that accept Medicare by searching online.
• Diagnostic exams

Sometimes, an assisted living facility can work with Medicare or Medicaid to get specific services covered. If you want to see rates from assisted living facilities that accept Medicare, you should explore your options and compare facilities online.

What is the difference between assisted living and nursing homes?

As stated before, assisted living facilities are for senior citizens that need extra help throughout the day but are mostly independent. Seniors at assisted living facilities usually live in an apartment by themselves and share common areas. Read about resources for seniors living at home for more information on how older people can stay healthy outside of an assisted living facility. 

Assisted living facilities usually have different levels of care, starting with basic services at the cheaper end and more inclusive services as the price goes up.

Assisted living facilities are unique, but they tend to offer the following:

• Personal care help
• Medication assistance
• 24-hour supervision
• Housekeeping and laundry
• Security with special training concerning seniors
• Meal services
• A calendar of social and recreational events

Nursing homes, on the other hand, offer more intensive care. While assisted living focuses on making life safer and more comfortable for seniors, nursing homes focus on medical conditions.

Services a nursing home offers include:

• 24-hour supervision
• Meal services
• Nursing care
• Personal assistance with daily activities
• Rehabilitation services

Some patients are sent to nursing homes for their recovery period after an illness or injury, and Medicare would cover that. However, most nursing home residents are there long-term because they have ongoing medical needs.

How to Get Quotes From Assisted Living Facilities That Accept Medicare

Finding the best assisted living facility is vital for the health and happiness of seniors who need a little extra help during their day.

If you’re ready to find assisted living facilities that accept Medicare and see what Medicare quotes may look like for you, enter your ZIP code into our free tool below today.