Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Sep 25, 2020

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Going to Traffic School Can Lower Your Car Insurance Rates

Attending a voluntary driver improvement course is a way to get cheaper car insurance rates that many people are not aware of. If you are trying to fit the coverage you need into a budget you can afford, traffic school is a possible option to lower your car insurance rates. Keep in mind that you will have to pay the cost of the course, but the discounts will typically more than make… Continue Reading

How to Decode Your VIN Number

The Vehicle Identification Number of your vehicle, usually called a VIN for short, is the serial number of your car, and provides a lot of information about where it was made, the features it contains, and even things such as the original color of the car. Decoding the VIN of your car can be informative, so here's the key that insurance companies and law enforcement officers use to find out a little… Continue Reading

Car Insurance for Single Parents

For a single parent, the cost of car insurance is going to be important, but so will such things as making sure you can be at the daycare by 6pm, and knowing that your children are being kept safe while you drive them to the places you have to go. For single parents, leaving the children at home while you go shopping is not always an option, so your car insurance should… Continue Reading

How to Get the Most from Progressive’s Snapshot Discount

Auto insurance companies offer a number of different plans to get you as a customer and to keep you happy once you are one. The Snapshot plan, from Progressive Insurance, is one such plan, offering a benefit package to established customers that are not available to customers of other companies, or even to other Progressive customers who do not meet the specific requirements. Here is how you can make the most of… Continue Reading

Finding Affordable Insurance for Hybrid Cars

Hybrid cars are the next generation of motor vehicle, designed to conserve fuel on the roads. The good news, where insurance is concerned, is that hybrid cars are also being built with the latest safety features. So while there is only one insurance discount solely for hybrid cars, there are many discounts available that hybrid car owners are likely to qualify for. Continue Reading

Car Insurance for Healthcare Professionals

One way to save money on car insurance is to belong to a profession that receives automatic discounts. The medical field is one such profession, saving money for the people who help put things back together when accidents strike others. Doctors, nurses and radiologists are all eligible for car insurance discounts, along with medical technicians, paramedics and anesthesiologists. Continue Reading

Pleasure Use Car Insurance

One way to lower the cost of insurance, if you own more than one vehicle, is to insure one of them as a pleasure use vehicle. To do so, the vehicle has to meet several qualifications, but the coverage for a pleasure use vehicle is only a portion of the coverage for a car that you will be using every day. Continue Reading

Adding a Relative to Your Insurance Policy

Some types of insurance allow you to add close relatives, but others do not make such provisions, or have specific regulations that have to be adhered to. In the case of minor children, elderly or other dependents, most policies which allow such additions have clauses which explain who is eligible. Your policy is perhaps the best place to start looking for information about adding a family member, because most policies are very… Continue Reading

Determining Fault in a Multiple Car Accident

When you are involved in an accident that involves 3 or more vehicles, it might be confusing to determine who is at fault. In most states, there are simply rules in place to determine who is at fault, but it comes down to a simple problem of who caused the pileup to begin. Determining who is at fault is really a simple matter, even in a multi-car accident, and can be decided… Continue Reading

Adding a Friend to Your Car Insurance Policy – Weighing the Pros and Cons

Since the auto insurance industry operates on a model of assumed risk, your carrier is going to want to know who is driving your car. In fact, most companies want you to provide them with a listing of all the people that might drive your car at some point. That way they can assess how much of a risk those people are. Since having some kind of car insurance coverage is mandatory… Continue Reading

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Speaking with a trained and experienced agent allows you to ask questions regarding your policy and gives the agent an opportunity to find out more about you and discounts you may be eligible for without even knowing. An experienced agent can go over your options and help you decide whether you should get full coverage auto insurance quotes, state minimum coverage or a policy that’s in between the two.

Being smart about your money and smart about your insurance protection is important for any driver. By using US Insurance Agents to compare car insurance, you can be sure that you’ll find cheap car insurance that also provides the coverage you need.

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