Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Sep 25, 2020

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Determining Fault in a Multiple Car Accident

When you are involved in an accident that involves 3 or more vehicles, it might be confusing to determine who is at fault. In most states, there are simply rules in place to determine who is at fault, but it comes down to a simple problem of who caused the pileup to begin. Determining who is at fault is really a simple matter, even in a multi-car accident, and can be decided… Continue Reading

Adding a Friend to Your Car Insurance Policy – Weighing the Pros and Cons

Since the auto insurance industry operates on a model of assumed risk, your carrier is going to want to know who is driving your car. In fact, most companies want you to provide them with a listing of all the people that might drive your car at some point. That way they can assess how much of a risk those people are. Since having some kind of car insurance coverage is mandatory… Continue Reading

Driving Safety Tips for Seniors

As we get older, our reflexes and perceptions change, and that brings about changes in our driving habits as well. Small things which may seem inconsequential by themselves could be a group of symptoms that indicates problems with your driving. Be alert for changes in your driving behavior or that of aging loved ones, and get the attention necessary to correct any potential problems. Continue Reading

AAA Membership Can Help Save You Money on Insurance

The American Automobile Association was founded to make it easier and safer for members to travel. Since the club was founded, the benefits they are able to offer their members has gone from discounts at select locations to a network of travel related savings that include fuel, lodging, and exclusive benefits such as free towing or roadside assistance. Additionally, AAA members are invited to purchase car insurance through partner companies, getting group… Continue Reading

Car Insurance for a 16-Year-Old

Trying to find good, cheap car insurance for a 16 year old is a daunting task. Because of their lack of driving experience, the new driver needs to have plenty of insurance, but because the risk of a claim is so high, insurance premiums for teens will always be much higher than for other age groups. Take heart, there is good affordable car insurance available, and you can even play an active… Continue Reading

9 Worst Foods to Eat While Driving

Trying to do anything else, especially eating, while driving a vehicle is not a display of safe driving skills, but some things you could choose to chow down on are worse ideas than others. If you absolutely, positively MUST eat something and cannot spare a minute or two to pull over, choose something which only requires one hand and never spills, drips, smears or stains. In the meantime, here is a list… Continue Reading

Different Types of Bad Drivers

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What You Should Know About Car Accidents and Lost Wages

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Top Car Insurance Companies

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Why You Should Always Take Pictures After a Car Accident

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