Emergency Deployment Car Insurance Discount

An emergency deployment discount of 25 percent is offered to members of the military who meet certain requirements and is offered only by GEICO. This GEICO military discount is in addition to the 15 percent discount that is offered to all military members and veterans. Drivers can bundle these discounts to save even more on car insurance while deployed.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

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The Rundown

  • GEICO is the only car insurance company that offers an emergency deployment discount
  • The discount for emergency deployment is 25 percent and certain requirements must be met
  • An additional GEICO military discount of 15 percent is available

GEICO offers an emergency deployment auto insurance discount of 25 percent for members of the military that meet certain requirements and also offers a discount of up to 15 percent for military members in general.

Even though GEICO offers affordable car insurance with an emergency deployment discount, you should still shop around to make sure you’re getting the best deal.

Enter your ZIP code now to compare car insurance rates and discounts from local companies near you.

What is an emergency deployment car insurance discount?

Paying for insurance when you aren’t going to be able to drive your car doesn’t make much sense. Many military members choose to store their vehicle while they are away and either lower coverage or cancel it altogether.

However, canceling your car insurance can lead to all kinds of complications, including higher insurance rates when you get back. To encourage drivers to keep their insurance active while on deployment, GEICO offers an additional discount.

GEICO is the only car insurance company offering an emergency deployment discount. The company states the discount is to give back to the members of the military and thank them for their service.

If you are deployed, you can greatly reduce your car insurance coverage and store your vehicle.

Even though you wouldn’t need collision insurance since your car won’t be moving, it’s a good idea to keep comprehensive coverage. That way, if your car is damaged by fire, theft, vandalism, or acts of nature while your gone, the damages will be covered.

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Who qualifies for an emergency deployment discount?

GEICO only offers the emergency deployment discount to members of the military when they are sent into imminent danger pay areas designated by the Department of Defense.

In order to receive this discount, you must show proof that you are being deployed to one of the designated areas and that your car is in storage under a GEICO storage plan.

A GEICO military discount of 15 percent is also available for members of the military and veterans. The good news is that both of the GEICO military discounts can be combined for even more savings.

There are other discounts you may be eligible for as well, such as an occupation discount and a low mileage discount.

You should also shop around for car insurance often, especially if you move to another ZIP code.

Many car insurance companies offer military car insurance discounts and special rates, and those companies may be cheaper even without the emergency deployment discount.

You can also lower your car insurance rates by lowering your deductible, adjusting your coverage amount, and increasing your credit score.

Emergency Deployment Car Insurance Discount: The Bottom Line

You can receive a 25 percent emergency deployment car insurance discount from GEICO if you meet certain qualifications.

Although most companies offer military discounts, only GEICO offers this specific type of discount. Before you buy GEICO car insurance with an emergency deployment discount, shop around to see which company can offer you the best deal.

Enter your ZIP code now to compare car insurance quotes with an emergency deployment discount today.

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