Florida Farm Bureau Insurance Review & Ratings (2022)

Florida Farm Bureau Insurance could be a reliable option for auto, home, life, or flood insurance. A.M. Best rates Florida Farm Bureau highly but also suggests that the company has a negative future outlook. The Florida Farm Bureau customer service experience appears to be very strong based on the company's NAIC Complaint Index.

Free Insurance Comparison

secured lock Secured with SHA-256 Encryption

Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

Full Bio →

Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

Full Bio →

Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Jun 28, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

The Rundown

  • Florida Farm Bureau insurance is one of many entities operating under the American Farm Bureau Federation
  • You can choose auto, home, life, and flood insurance options with Florida Farm Bureau
  • Florida Farm Bureau’s ratings are positive overall but there are some concerns about the company’s future outlook

Did you recently move to Florida and are looking for a new insurance company? Florida Farm Bureau insurance offers auto, home insurance, and life insurance policies that could help make life easier by keeping all of your insurance policies in one place.

Before you rush to buy any Farm Bureau insurance products, you’ll want to know that you’re getting competitive prices and quality service. This article will cover the Farm Bureau ratings and reviews to help you make an informed decision.

Keep reading to learn more about Florida Farm Bureau insurance, including what it offers and how it is rated.

Is Florida Farm Bureau insurance good?

Farm Bureau is a fairly well-known name in the insurance industry nationwide. The company has been operating for just over 100 years and doesn’t appear to be going away anytime soon.

Florida Farm Bureau Group is an entity of the American Farm Bureau Federation, which is the parent company of many state Farm Bureau affiliates. American Farm Bureau offers insurance in all 50 states and Puerto Rico.

Farm Bureau is an interesting insurance company because it has a notable stake in crop insurance alongside more traditional insurance policies like auto, home, and life insurance.

Farm Bureau appears to be a large enough company that is worth at least some consideration. We’ll take a deeper look into the Florida Farm Bureau reviews to confirm.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Does Florida Farm Bureau insurance have good reviews?

With many different entities spread from state to state, Farm Bureau may not be ranked as high by company market share. Based on data from the Insurance Information Institute, Farm Bureau is not ranked within the top 10 companies for home, auto, or life insurance by market share.

This doesn’t mean that Farm Bureau isn’t good insurance, it simply means that they don’t sell as much insurance as some other providers. Below, we’ll break down the ratings and reviews that can help clarify the company’s financial status and customer service experience.

  • A.M. Best: A-*
  • Better Business Bureau (BBB): A+
  • NAIC Complaint Index: 0.00

The Florida Farm Bureau ratings are limited. There are some positives and negatives relating to the Florida Farm Bureau insurance reviews as well.

For starters, the Florida Farm Bureau A.M. Best rating is positive but doesn’t tell the whole story. In 2021, the company’s outlook was downgraded to negative despite the strong excellent rating it received. This is apparently due to major underwriting losses to the company’s home insurance in response to storms.

There’s a decent chance that Florida Farm Bureau overcomes these losses, but they are at least worth mentioning. Farm Bureau’s BBB rating is strong in Florida, although this regional entity doesn’t appear to have as many customers as some other states.

One of Farm Bureau’s most popular products is its auto insurance. According to a J.D. Power study, Florida Farm Bureau isn’t among the state’s top companies, while the Tennessee and Kentucky affiliates are major contributors in the southeast.

The Florida Farm Bureau NAIC Complaint Index is surprisingly low. It’s rare for any insurance company to have zero complaints via the NAIC. This is especially true considering the company’s total annual premiums written is listed at over $228,000,000.

Assuming there are no errors, this is an excellent testament to the Florida Farm Bureau Insurance customer service.

What type of Florida Farm Bureau insurance policy can I get?

Florida Farm Bureau offers a few different policy types for your convenience. The company advertises two primary products in auto and home insurance. Beyond these products, you can find the following insurance options with Florida Farm Bureau:

  • Life insurance
  • Retirement solutions
  • Banking services
  • Flood insurance

While the Florida Farm Bureau insurance website doesn’t list the options, the company offers term, whole, and indexed universal life insurance policies. Term life insurance tends to be the cheapest while whole and universal life insurance offer cash value that can build interest.

It’s unclear how cheap or expensive Florida Farm Bureau insurance will be in comparison to other industry competitors. The best way to find out if Florida Farm Bureau’s rates are competitive is to get quotes from multiple insurance companies based on the insurance products you need.

Like most other auto insurance providers, Florida Farm Bureau Insurance does offer a few discounts. They offer multi-car, account, and accident-free discounts for qualifying drivers. These are common discounts that should be considered standard in the auto insurance industry.

More About Florida Farm Bureau Insurance

Florida Farm Bureau appears to be a reasonable company to invest in for various types of insurance. It’s hard to guarantee whether or not the company will offer competitive rates although it does seem to be the case for other Farm Bureau state companies.

If you happen to secure quotes that are competitive with other providers and you’re having trouble deciding which company to choose, there are some other small features to consider regarding the policyholder experience.

For starters, Florida Farm Bureau does have a mobile app that can make it more convenient to adjust policy details, make payments, and more. This app is available to iPhone and Android users. These features can also be accessed via your Florida Farm Bureau insurance login.

One of the top Florida Farm Bureau member benefits is the online claims process. Some insurance companies still rely on postal services to submit claims which can be time-consuming and difficult to track.

Convenient online claims would be one of the reasons Florida Farm Bureau customer service goes without many complaints. You do have to be a Florida Farm Bureau member to submit claims, so beneficiaries of life insurance policies may have to call to initiate claims while policyholders can submit claims for auto or home insurance.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Florida Farm Bureau Insurance: The Bottom Line

Florida Farm Bureau offers an assortment of insurance options and appears to have strong ratings and reviews overall. The company’s customer service is impressive based on the available data.

By now, you should have a better understanding of whether or not Florida Farm Bureau insurance is right for you.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption