Full Coverage Car Insurance

Compare full coverage car insurance quotes from leading providers to ensure comprehensive protection for your vehicle. Safeguard against accidents, damages, and liability with reliable coverage options. Get customized quotes from top insurers in your area and make an informed decision for your car insurance needs.

UPDATED: May 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: May 26, 2023Fact Checked

Free Auto Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Chris Tepedino

Insurance Feature Writer

Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

Insurance Feature Writer

Laura Walker

Former Licensed Agent

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

Former Licensed Agent

UPDATED: May 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: May 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: May 26, 2023Fact Checked

Welcome to our comprehensive guide on Full Coverage Car Insurance. If you’re looking for complete protection for your vehicle, you’ve come to the right place. In this article, we’ll cover everything you need to know about full coverage car insurance, including its definition, coverage options, and factors that can affect your premiums.

We understand that finding the best insurance provider can be overwhelming, but worry not. To make the process easier, we invite you to enter your zip code below and compare rates from the top insurance providers in your area. Take the first step towards safeguarding your vehicle today!

What is Full Coverage Car Insurance?

Full coverage includes bodily injury and liability protection. This type of car insurance pays for the injuries or damages you cause to other people or their property. When you purchase full coverage car insurance, make sure that your liability limits are high enough to pay for serious medical injuries if the need arises.

Collision insurance is also a typical part of full coverage and pays for damage that is done to your car. Without collision, your policy will pay for someone else’s damages but not for your own. If you own an older car, it could be less expensive to replace the car after an accident than to carry collision coverage, but older cars are typically not insured with this type of car insurance.

Full coverage insurance is sometimes required as part of a purchase or lease from a dealership. This is so that the dealership does not suffer a loss if you are involved in an accident that totals the vehicle. Even with this type of car insurance, the insurance company may only pay a depreciated amount which means you will need an additional rider on the policy called GAP insurance to pay for the difference between cash value and the amount owed on the loan.

With car insurance, full coverage usually means the insurer will pay for auto glass replacement, but you may have to meet a deductible before you can do so. In some cases, the deductible may be most of the cost of replacement, and paying the remainder out of pocket could save filing an insurance claim that could potentially increase your rates.

Because not all full coverage car insurance policies are the same, it is a good idea to compare car insurance rates with online quotes. This lets you compare the premiums and different types of coverage offered by different companies, and helps you discover the discounts available to save money on your insurance policy. For example, a car with side air bags will earn you a discount, and if the car has a security system you can save even more. Make sure to ask an agent about how you can get the cheapest car insurance quotes.
<!–

About the Author: is an avid writer and content specialist for US Insurance Agents. John authors articles and other content for the company’s insurance websites. Google+

–>

Frequently Asked Questions

What is Full Coverage Car Insurance?

Full Coverage Car Insurance is a type of auto insurance that provides a higher level of protection for your car compared to liability insurance. It typically includes collision coverage, comprehensive coverage, and liability insurance.

What does Collision Coverage cover?

Collision Coverage is a type of coverage that pays for damages to your car if you get into an accident with another vehicle or object.

What does Comprehensive Coverage cover?

Comprehensive Coverage is a type of coverage that pays for damages to your car that are not related to a collision. This includes damage from theft, fire, vandalism, or natural disasters.

Is Full Coverage Car Insurance required by law?

No, Full Coverage Car Insurance is not required by law. However, most lenders require full coverage if you have a car loan, and it is highly recommended if you have a newer or more valuable car.

How much does Full Coverage Car Insurance cost?

The cost of Full Coverage Car Insurance varies depending on several factors, including your driving history, the make and model of your car, and your location. On average, Full Coverage Car Insurance can cost anywhere from $500 to $1,500 per year.

What is the deductible for Full Coverage Car Insurance?

The deductible for Full Coverage Car Insurance is the amount of money you pay out of pocket before your insurance kicks in. Typically, deductibles range from $250 to $1,000.

What is the difference between Full Coverage Car Insurance and Liability Insurance?

Liability Insurance only covers damages you may cause to other people and their property, while Full Coverage Car Insurance covers damages to your own car as well.

Does Full Coverage Car Insurance cover rental cars?

Some Full Coverage Car Insurance policies include rental car coverage, but you should check with your insurance company to make sure.

How do I know if I have Full Coverage Car Insurance?

You can check your insurance policy or contact your insurance company to see if you have Full Coverage Car Insurance. It’s important to understand what your policy covers and what it doesn’t.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Chris Tepedino

Insurance Feature Writer

Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

Insurance Feature Writer

Laura Walker

Former Licensed Agent

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

Former Licensed Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption