American Sterling Insurance Review & Ratings (2023)
This American Sterling Insurance Review will cover American Sterling Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your area, enter your ZIP code below.
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Written by
Chris Tepedino |
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Reviewed by
Laura Walker
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UPDATED: Feb 20, 2023
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American Sterling Insurance is a reliable car insurance company that offers competitive rates and a variety of discounts to its customers. This article reviews the company’s history, products, services, discounts, and customer feedback to help you make an informed decision about car insurance.
Interesting Attributes:
- Affordable rates and a variety of discounts
- Services offered in multiple states
- Strong customer support
American Sterling Insurance is a well-established car insurance company that has been serving customers for many years. They offer affordable rates and a variety of discounts to help you save money on your car insurance.
In this article, we’ll take a closer look at what American Sterling Insurance has to offer, including the company’s history, main products and services, the cost of those services, the different types of discounts available to customers, and a review of customer feedback.
History and Mission of American Sterling Insurance
American Sterling Insurance has a rich history of providing affordable car insurance to customers. The company was founded with the goal of making insurance accessible and affordable to everyone, and over the years they have succeeded in achieving this goal.
Throughout its history, American Sterling Insurance has remained committed to providing high-quality coverage and exceptional customer service to its clients.
The mission of American Sterling Insurance is to provide its customers with the coverage they need at a price they can afford. They believe that everyone deserves access to reliable insurance, regardless of their financial situation.
The company strives to deliver insurance products that are both affordable and comprehensive, giving their customers peace of mind and protection on the road.
In addition to its mission, American Sterling Insurance is also committed to staying on the cutting edge of the insurance industry. They continuously work to improve their products and services, ensuring that their customers have access to the latest and most effective coverage options.
Whether you’re a new driver or have been driving for many years, American Sterling Insurance has the coverage you need to stay protected on the road.
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Products and Services Offered by American Sterling Insurance
American Sterling Insurance offers a wide range of car insurance products and services to meet the needs of its customers. Their main offerings include liability insurance, collision coverage, and comprehensive coverage, each of which provides different levels of protection for drivers.
Liability insurance is basic coverage that protects drivers in the event they cause an accident and are found to be at fault. This coverage can help drivers pay for the damage they cause to other vehicles and property, as well as medical expenses for any injuries sustained by other drivers or passengers.
Collision coverage provides protection for drivers in the event they are involved in an accident, regardless of who is at fault. This coverage can help drivers pay for repairs to their own vehicle, or the replacement of their vehicle if it is deemed a total loss.
Comprehensive coverage offers drivers protection against a range of non-collision incidents, such as theft, fire, natural disasters, and more. This coverage can help drivers pay for repairs or replacement of their vehicle in the event of a covered loss.
In addition to these core offerings, American Sterling Insurance also offers a range of additional products and services to meet the specific needs of its customers. This includes roadside assistance, rental car coverage, and gap insurance, among others.
The cost of these services varies depending on the type of coverage you need and the location where you live, but American Sterling Insurance is committed to providing affordable coverage to its customers.
States Where American Sterling Offers Insurance
American Sterling Insurance is currently available in several states across the United States. While their exact coverage availability may vary depending on your location, they have a strong presence in many major states, including:
- California
- Texas
- Florida
- New York
- Pennsylvania
- Ohio
- Georgia
This list is not exhaustive, and American Sterling Insurance may also be available in other states across the country. To determine if they offer coverage in your area, it’s best to reach out to them directly to discuss your options.
They have a knowledgeable customer service team that can help answer any questions you may have and provide more information about the coverage options that are available to you.
Overall, American Sterling Insurance has a strong presence in many major states across the United States and is committed to providing quality car insurance coverage to drivers in these areas.
Whether you’re looking for basic liability coverage or comprehensive coverage, they have the right coverage to meet your needs and provide peace of mind on the road.
Cost of American Sterling Insurance
The cost of car insurance from American Sterling Insurance can vary depending on several factors, including your driving record, the type of coverage you choose, the age and make of your vehicle, and your location.
In general, American Sterling Insurance offers competitive rates for their car insurance products, and they have a range of coverage options available to meet the needs of drivers at different budget levels.
For example, their basic liability coverage is typically more affordable, while more comprehensive coverage options like collision and comprehensive insurance can cost more.
To get an accurate estimate of the cost of car insurance from American Sterling Insurance, it’s best to reach out to them directly to receive a personalized quote.
They have a team of customer service representatives who can help answer any questions you may have and provide more information about the coverage options that are available to you.
It’s also important to note that there are several factors that can affect the cost of your car insurance premium, such as your driving history, the make and model of your vehicle, and the level of coverage you choose.
By understanding these factors, you can work with American Sterling Insurance to find the right coverage at a price that fits your budget.
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Discounts Available at American Sterling Insurance
American Sterling Insurance offers a range of discounts to help its customers save money on their car insurance premiums.
These discounts can be applied to their core coverage offerings, as well as any additional products or services that you purchase. Some of the most common discounts offered by American Sterling Insurance include:
- Safe driver discount: Drivers who maintain a safe driving record can receive a discount on their car insurance premiums.
- Multi-policy discount: Customers who purchase multiple policies from American Sterling Insurance can receive a discount on their total premium.
- Good student discount: Full-time students who maintain a good GPA can receive a discount on their car insurance premiums.
- Defensive driver discount: Drivers who complete a defensive driving course can receive a discount on their car insurance premiums.
- Military discount: American Sterling Insurance offers a discount to active military personnel and veterans on their car insurance premiums.
These discounts can vary depending on your location, so it’s important to reach out to American Sterling Insurance directly to see what discounts may be available to you.
To qualify for these discounts, you may need to provide proof of your eligibility, such as a transcript for the Good Student Discount or a certificate of completion for the Defensive Driver Discount.
American Sterling Insurance Customer Reviews
American Sterling Insurance has received a mix of positive and negative reviews from customers. Many customers report that they offer competitive rates and quality coverage and that their customer service team is helpful and responsive.
On the other hand, some customers have reported issues with claims handling, processing times, and customer service responsiveness.
Strengths reported by customers include:
- Competitive rates: Many customers have reported that American Sterling Insurance offers competitive rates for their car insurance coverage, making it an affordable option for drivers.
- Quality coverage: Customers have also reported that the coverage provided by American Sterling Insurance is high-quality, providing peace of mind and protection on the road.
- Helpful customer service: American Sterling Insurance has a customer service team that is highly rated by many customers. They report that the team is knowledgeable, responsive, and helpful in answering any questions they may have about their coverage.
Weaknesses reported by customers include:
- Claims handling: Some customers have reported issues with the claims handling process, with some saying that it can be slow and difficult to navigate.
- Processing times: Some customers have reported that it can take longer than expected to process claims and receive payment.
- Customer service responsiveness: Some customers have reported that it can be difficult to get in touch with customer service representatives, and that wait times can be long.
It’s important to keep in mind that customer experiences can vary and that not all reviews are representative of the overall experience of all customers. To get a better sense of what to expect from American Sterling Insurance, it’s best to reach out to them directly to discuss your coverage options and ask any questions you may have.
In Summary: American Sterling Insurance
Overall, American Sterling Insurance is a reliable and affordable option for car insurance, with a range of products and services to meet your needs.
Whether you’re looking for basic liability coverage or comprehensive coverage, they have the right coverage to fit your budget. With a commitment to excellent customer service and a variety of discounts to help you save money, American Sterling Insurance is a great choice for car insurance.