Assurant Health Insurance Review and Rating (#2023)

Assurant Health is a leading insurance provider offering a wide range of health insurance plans to its customers. In this comprehensive article, we’ll delve into the company’s history, products and services, cost of services, states served, discounts, and customer reviews to help you make an informed decision about your health insurance needs.

• Wide range of health insurance plans available
• Over 100 years of experience in the industry
• Strong financial stability

Assurant Health is a trusted name in the world of health insurance. With over 100 years of experience in the industry, the company has earned a reputation for offering a wide range of health insurance plans to its customers. Whether you’re looking for individual health insurance, short-term health insurance, or group health insurance, Assurant Health has a solution to meet your needs.

Assurant Health was founded in 1904 as Fortis Health. Over the years, the company has grown and expanded its offerings to become one of the leading health insurance providers in the United States. The company’s mission is to provide its customers with affordable and accessible health insurance that meets their needs.

Assurant Health Insurance Products and Services

Assurant Health offers a wide range of health insurance plans, including individual health insurance, short-term health insurance, and group health insurance. The company also offers supplemental health insurance, such as accidental injury insurance, hospital indemnity insurance, and critical illness insurance.

Some of the key products and services offered by the company include:

• Individual Health Insurance. Assurant Health offers a range of individual health insurance plans designed to provide comprehensive coverage to individuals who are not covered by employer-sponsored insurance. These plans offer coverage for doctor visits, hospital stays, prescription drugs, and other medical expenses.
• Short-Term Health Insurance. Assurant Health also offers short-term health insurance plans, which provide coverage for a limited period of time, typically between 30 days and 11 months. These plans are ideal for individuals who are between jobs or waiting for employer-sponsored insurance to become effective.
• Group Health Insurance. Assurant Health also offers group health insurance plans designed for small and large businesses, as well as for organizations such as associations, unions, and other groups. These plans provide coverage for employees and their families.
• Supplemental Health Insurance. In addition to its traditional health insurance plans, Assurant Health also offers a range of supplemental health insurance products, including accidental injury insurance, hospital indemnity insurance, and critical illness insurance. These plans provide coverage for costs not covered by traditional health insurance plans, such as deductibles and copayments.
• Health Savings Accounts (HSAs). Assurant Health also offers Health Savings Accounts (HSAs), which allow individuals to set aside pre-tax dollars to pay for qualified medical expenses.

Overall, Assurant Health provides a wide range of insurance products and services designed to meet the diverse needs of its customers. Whether you’re looking for comprehensive health insurance coverage or supplemental insurance to help cover costs not covered by traditional health insurance, Assurant Health has a solution to meet your needs.

The cost of Assurant Health’s insurance plans varies based on several factors, including your age, location, and the type of plan you choose. The company’s individual health insurance plans start at $60 per month, while its short-term health insurance plans start at $30 per month. The cost of the company’s group health insurance plans will depend on the size of your group and the type of plan you choose.

• Individual Health Insurance. The cost of individual health insurance will depend on the type of plan you choose, your age, and your location. Assurant Health offers a range of plans, including Bronze, Silver, Gold, and Platinum plans, each with different levels of coverage and cost. On average, the cost of individual health insurance through Assurant Health can range from $100 to $400 or more per month, depending on the plan and your individual circumstances.
• Short-Term Health Insurance. The cost of short-term health insurance will also depend on the type of plan you choose, your age, and your location. These plans are typically more affordable than traditional individual health insurance plans, but still provide comprehensive coverage for a limited period of time. On average, the cost of short-term health insurance through Assurant Health can range from $50 to $200 or more per month, depending on the plan and your individual circumstances.
• Group Health Insurance. The cost of group health insurance will depend on the size of your group, the type of plan you choose, and the location of your business. Assurant Health offers a range of group health insurance plans designed to meet the needs of small and large businesses, as well as organizations such as associations, unions, and other groups. The cost of group health insurance through Assurant Health can range from a few hundred dollars to several thousand dollars per year, depending on the size of your group and the type of plan you choose.
• Supplemental Health Insurance. The cost of supplemental health insurance will depend on the type of plan you choose and your individual circumstances. Assurant Health offers a range of supplemental health insurance products, including accidental injury insurance, hospital indemnity insurance, and critical illness insurance. On average, the cost of supplemental health insurance through Assurant Health can range from a few dollars to a few hundred dollars per month, depending on the plan and your individual circumstances.
• Health Savings Accounts (HSAs). The cost of a Health Savings Account (HSA) will depend on the amount you contribute to the account and any fees associated with the account. Assurant Health offers HSAs as a way for individuals to set aside pre-tax dollars to pay for qualified medical expenses. The cost of an HSA through Assurant Health will vary depending on the amount you contribute to the account and any fees associated with the account.

Keep in mind that these are just rough estimates, and the actual cost of Assurant Health Insurance will depend on a number of individual factors. To get an accurate estimate of the cost of Assurant Health Insurance, it’s best to speak directly with an agent or to use an online quote tool to compare insurance options.

States Where Assurant Health Insurance is Offered

Assurant Health serves customers in all 50 states. The company’s insurance plans are available in every state in the United States.

Assurant Health Insurance Discounts

Assurant Health offers a variety of discounts to its customers, including discounts for enrolling in an electronic payment plan, enrolling in automatic monthly payments, and for being a member of certain organizations. The company also offers discounts for its short-term health insurance plans.

Here are some of the discounts that are available:

• Group Discounts. Assurant Health offers group discounts for businesses, organizations, and other groups that enroll multiple employees or members in its insurance products. The size of the group discount will depend on the size of the group and the type of insurance product chosen.
• Multi-Policy Discounts. Assurant Health also offers multi-policy discounts for customers who purchase multiple insurance products from the company. For example, customers who purchase both individual health insurance and supplemental health insurance may be eligible for a multi-policy discount.
• Healthy Lifestyle Discounts. Some Assurant Health insurance plans offer discounts for customers who maintain a healthy lifestyle. For example, customers who participate in wellness programs, engage in regular physical activity, or have a healthy body mass index (BMI) may be eligible for a healthy lifestyle discount.
• Electronic Funds Transfer (EFT) Discounts. Assurant Health offers a discount to customers who choose to have their insurance premiums automatically deducted from their bank account via Electronic Funds Transfer (EFT).
• Early Enrollment Discounts. Assurant Health may offer early enrollment discounts to customers who enroll in its insurance products prior to the start of the policy.

It’s important to keep in mind that these discounts may vary depending on the type of insurance product, your location, and other individual factors. To learn more about the discounts that are available to you, it’s best to speak directly with an agent or to use an online quote tool to compare insurance options.

Assurant Health Insurance Customer Reviews

Assurant Health has received positive customer reviews, with customers reporting the company’s strong financial stability and its wide range of insurance plans as its strengths. However, some customers have reported difficulties with customer service and claim processing.

In Review: Assurant Health Insurance

Assurant Health is a trusted name in the world of health insurance. With over 100 years of experience, the company offers a wide range of insurance plans to meet the needs of its customers. Whether you’re looking for individual health insurance, short-term health insurance, or group health insurance, Assurant Health has a solution to meet your needs. With its strong financial stability and its commitment to providing affordable and accessible health insurance, Assurant Health is a great choice for your health insurance needs.