Avera Health Plans Insurance Review & Ratings (2023)

This Avera Health Plans Insurance Review will cover Avera Health Plans Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your area, enter your ZIP code below.

UPDATED: Feb 20, 2023Fact Checked

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Feb 20, 2023

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Company Details
Address: 3816 S. Elmwood Avenue Suite 100
City: Sioux Falls
State: SD
ZIP Code: 57105
Phone Number: (605) 322-4500
AM Best Rating: N/A
Company Rating 1 (1 review)

Avera Health Plans Insurance is a reputable insurance company that offers a variety of health plans to its customers. In this comprehensive review, we cover the company’s history, mission, products and services, cost, available discounts, and customer reviews.

Discover the strengths and weaknesses of Avera Health Plans Insurance and what sets it apart from other health insurance providers.

Highlights:

  • Avera Health Plans Insurance was established in 1993.
  • Offers a range of health plans including individual, family, and group plans.
  • Provides services in South Dakota, North Dakota, and Minnesota.

Avera Health Plans Insurance is a regional health insurance provider that has been serving the residents of South Dakota, North Dakota, and Minnesota since 1993. With a mission to provide affordable, accessible, and quality healthcare to its customers.

Avera Health Plans Insurance offers a range of health plans to fit the unique needs of individuals, families, and groups. In this article, we will delve into the details of the company’s history, services, cost, discounts, and customer reviews to help you make an informed decision about Avera Health Plans Insurance.

History and Mission of Avera Health Plans Insurance

Avera Health Plans Insurance has its roots in the Avera Health System, which was established in 1993. As a not-for-profit health system, Avera is dedicated to providing affordable and accessible healthcare services to its communities.

This mission extends to Avera Health Plans Insurance, which was created with the goal of providing quality health coverage to its customers.

The mission of Avera Health Plans Insurance is to make healthcare accessible and affordable for its customers. The company operates with the same values as the Avera Health System, including compassion, collaboration, and innovation.

This means that they are dedicated to providing excellent customer service, using cutting-edge technology to streamline processes, and working with other healthcare providers to deliver the best possible care to their customers.

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Coverage Options Offered by Avera Health

Avera Health Plans Insurance offers a wide range of products and services designed to meet the diverse needs of its customers. The main products and services offered by the company include:

  • Individual health insurance: Avera Health Plans Insurance offers individual health insurance plans for those who do not have access to coverage through their employer. These plans provide comprehensive coverage, including preventive care, medical services, hospitalization, and prescription drugs.
  • Family health insurance: Avera Health Plans Insurance also offers family health insurance plans for families with one or more children. These plans are designed to provide coverage for the entire family and include all of the benefits of individual health insurance plans.
  • Group health insurance: For businesses and organizations, Avera Health Plans Insurance offers group health insurance plans. These plans provide comprehensive coverage for employees and their families and are a cost-effective way to offer health insurance benefits to employees.
  • Medicare plans: For seniors, Avera Health Plans Insurance offers Medicare Advantage and Supplement plans. These plans provide additional coverage for those enrolled in Original Medicare, including prescription drug coverage and other benefits.
  • Wellness programs: In addition to health insurance coverage, Avera Health Plans Insurance offers a range of wellness programs and resources to help customers maintain good health. These programs are designed to encourage healthy habits, provide access to preventive care, and help customers manage chronic conditions.

Overall, the products and services offered by Avera Health Plans Insurance are designed to meet the diverse needs of its customers. Whether you are looking for individual, family, or group coverage, the company has a range of options to meet your needs.

Cost of Avera Health Plans Insurance

The cost of insurance offered by Avera Health Plans Insurance will vary depending on several factors, including the type of plan, the level of coverage, and the location of the customer. Some of the factors that can impact the cost of insurance include:

  • Type of plan: The cost of insurance will vary depending on the type of plan you choose. For example, individual health insurance plans may be more expensive than group health insurance plans.
  • Level of coverage: The cost of insurance will also vary depending on the level of coverage you choose. For example, a plan with a higher deductible will generally be less expensive than a plan with a lower deductible.
  • Location: The cost of insurance may also vary depending on the location of the customer. This is because the cost of healthcare can vary significantly depending on where you live.

It is important to keep in mind that while the cost of insurance is an important factor to consider, it is also important to choose a plan that provides the coverage you need.

Avera Health Plans Insurance offers a variety of plans and coverage levels to meet the needs of its customers, and the company’s customer service representatives are available to help you find the plan that is right for you.

Discounts Offered by Avera Health Plans Insurance

Avera Health Plans Insurance offers a range of discounts to help customers save on the cost of their insurance coverage. Some of the discounts available to customers include:

  • Multi-policy discount: If you have more than one insurance policy with Avera Health Plans Insurance, you may be eligible for a multi-policy discount. This discount can help you save on the cost of your insurance coverage.
  • Healthy habits discount: Avera Health Plans Insurance offers a Healthy Habits discount to customers who participate in certain wellness activities, such as regular exercise and regular check-ups.
  • Electronic payments discount: If you choose to pay your insurance premiums electronically, you may be eligible for a discount on the cost of your insurance coverage.
  • Automatic renewal discount: If you choose to renew your insurance coverage automatically, you may be eligible for a discount on the cost of your insurance.

To qualify for these discounts, customers may need to meet certain eligibility requirements, such as participating in certain wellness activities or paying their insurance premiums electronically.

The availability of discounts may also vary depending on the type of insurance policy and the location of the customer.

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States Where Avera Health Offers Insurance

Avera Health Plans Insurance operates in multiple states throughout the United States. Some of the states where the company offers insurance include:

  • South Dakota
  • Minnesota
  • Iowa
  • North Dakota

It is important to note that the availability of insurance coverage may vary depending on the state. For example, some insurance products may only be available in certain states, or certain discounts may only be available in certain states.

Customer Reviews for Avera Health Plans Insurance

Customers generally have positive things to say about Avera Health Plans Insurance. Many customers report that the company provides excellent customer service and that the claims process is efficient and easy to navigate.

However, some customers have reported that the cost of insurance can be high, especially for those who do not qualify for financial assistance. Avera Health Plans Insurance is a great option for those looking for quality health coverage. However, the cost of insurance can be high, so be sure to explore all of your options before making a decision.

In Summary: Avera Health Plans Insurance

Avera Health Plans Insurance is a health insurance provider based in South Dakota. The company offers a range of health insurance products and services, including individual health insurance, group health insurance, and Medicare supplement insurance.

Avera Health Plans Insurance operates in several states, including South Dakota, Minnesota, Iowa, and North Dakota. The company offers a variety of discounts, including a multi-policy discount, a healthy habits discount, an electronic payments discount, and an automatic renewal discount.

Avera Health Plans Insurance is a great option for those looking for quality health coverage. However, the cost of insurance can be high, so be sure to explore all of your options before making a decision.

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