Great Northern Car Insurance Review & Ratings (2024)
Find the best coverage and rates with Great Northern Car Insurance. This comprehensive review covers Great Northern Car Insurance ratings, including overall satisfaction, claims, cost, billing, and service. Discover if Great Northern is the right choice for you. Compare insurance quotes from top providers in your area by entering your ZIP code now.
Daniel Walker
Licensed Insurance Agent
Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring tha...
Licensed Insurance Agent
UPDATED: Nov 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Great Northern Car Insurance
Average monthly rate for good drivers:
N/AA.M. Best rating:
A++Complaint level:
LowPros
- Affordable auto insurance rates
- Multiple discount options available
- Assistance provided for drivers requiring an SR-22 form
- Efficient claims handling with various filing options
- Positive customer feedback on claim resolutions and payouts
- Feature-rich mobile app for convenient policy management
Cons
- No drawbacks related
Final Verdict: Review of Great Northern Car Insurance
Great Northern Car Insurance provides valuable insights into the company’s offerings, covering aspects such as rates, coverage options, discounts, and financial stability. Authored by licensed insurance agents, Jeffrey Manola and Daniel Walker, the article highlights Great Northern’s affordability, multiple discount opportunities, and efficient claims handling, supported by positive customer feedback.
The company, backed by Chubb Limited, boasts impressive financial ratings from A.M. Best, Fitch, and Moody’s, indicating a strong ability to fulfill claim payouts. While the article lacks explicit information on average annual rates and potential drawbacks, it encourages readers to compare quotes for a personalized assessment.
The inclusion of details on available coverages, discounts, and the user-friendly mobile app adds depth to the review, aiding readers in evaluating Great Northern as a potential car insurance provider.
Now that you’ve learned about Great Northern Insurance, enter your ZIP code to get free auto insurance quotes in your area.
What You Should Know About Great Northern
Welcome to our comprehensive guide on Great Northern Car Insurance. In this article, we will explore the key aspects of Great Northern Car Insurance, including ratings, coverage options, discounts, and financial stability. Whether you’re seeking affordable rates, reliable customer service, or specific coverage needs, we’ve got you covered.
- Great Northern Insurance sells various car insurance policies
- Great Northern Insurance offers SR-22 coverage
- Great Northern Insurance provides multiple discounts to lower rates
To ensure you find the best insurance options available, we invite you to enter your ZIP code and compare rates from top insurance providers in your area. Don’t miss out on the opportunity to secure the right car insurance at the best possible price.
Great Northern Insurance Coverage Options
When you buy Great Northern car insurance, an important decision is how much coverage you need. As previously mentioned, companies price coverages individually, so this will significantly impact your rates.
Great Northern Insurance provides multiple types of auto insurance coverages. The following chart shows the options offered by the company and what each plan covers.
| Auto Insurance Types | Purpose of Coverage |
|---|---|
| Bodily injury liability | Pays for medical bills if someone else suffers an injury in an accident caused by you. |
| Collision | Covers damage to your car after an accident. |
| Comprehensive | Covers damage to your car when you’re not driving. |
| Personal injury protection | Covers medical expenses for you and your passengers after an accident. |
| Property damage liability | Liability coverage that covers the cost of any property damage you’ve caused in an accident. |
| Uninsured/underinsured motorist | Covers the costs if you’re in an accident caused by a driver will little or no car insurance |
States require that customers carry a minimum amount of liability coverage. The amount of necessary coverage differs depending on where the car is registered. Maintaining the minimum coverage is a way to keep your rates low.
If you finance your vehicle, the loan company might require that you have full coverage until you pay off the loan. Once you pay off the loan, you can lower your coverage. However, reducing your coverage results in less protection if you get into an accident.
If you get into multiple accidents or receive a DUI conviction, the court might require you to file an SR-22 form to get your license back. In addition to providing affordable coverage for high-risk drivers, Great Northern Insurance guides customers that need an SR-22 form.
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Great Northern Insurance Rates Breakdown
Insurance companies price auto coverages individually, so the cost of your policy depends on your specific plan.
Looking at the affordable Great Northern car insurance rates will help you find cheap insurance. The following chart shows the average Great Northern monthly and annual rates based on coverage.
| Coverage Types | Great Northern Insurance Average Monthly Car Insurance Rates | Great Northern Insurance Average Annual Car Insurance Rates |
|---|---|---|
| Comprehensive coverage | $12.53 | $150.36 |
| Collision coverage | $24.97 | $299.73 |
| Liability coverage | $43.03 | $516.39 |
| Total Full Coverage Cost | $79.58 | $954.99 |
As you can see, comprehensive coverage is the cheapest option from Great Northern, followed by collision and liability. While a full-coverage policy includes all coverages, it’s the most expensive option.
While these average rates give you a good idea of what you can expect to spend, the actual cost depends on various factors. When determining Great Northern car insurance quotes, the company will look at your age, driving history, ZIP code, crime rates in your area, and more.
Great Northern Discounts Available
Car insurance companies offer various discounts that can help you lower your rates. These discounts depend on the type of car you drive, your driving record, and your lifestyle. The following table shows the different deals offered by Great Northern Insurance.
| Car Discount | Discount Eligibility |
|---|---|
| Accident-free | Drivers with no accidents in the past three to five years. |
| Anti-lock brakes | Cars with factory-installed anti-lock brakes. |
| Anti-theft | Cars include anti-theft devices, like alarms, tracking systems, and kill switches. |
| Defensive driving | Completed approved defensive driving course. |
| Good student | High school or college students with at least a 3.0 grade point average. |
| Homeowner | Insured owns a single-family home. |
| Low mileage | Driving 5,000 to 15,000 miles per year. |
| Multi-car policy | Insure more than one car on a single auto insurance policy. |
| Multi-policy | Bundling different types of insurance. |
| Paid in full | Policy is paid in one payment. |
| Safe driver | Display safe driving habits, like having passengers wear seat belts, low driving speeds, and less aggressive driving. |
| Student away at school | College-aged children that attend college over 100 miles away and leave their car at home. |
While Great Northern provides these popular discount options, asking for a list of deals available for you will help lower your rates.
Effortless Claims Handling With Great Northern Car Insurance
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
Great Northern Car Insurance provides multiple convenient options for filing insurance claims. Customers can choose to file their claims online through the company’s user-friendly portal or by contacting the company via phone. Additionally, Great Northern offers mobile apps that facilitate the claims process, allowing policyholders to submit and track their claims on-the-go.
Average Claim Processing Time
The average claim processing time with Great Northern Car Insurance is known for its efficiency. The company strives to handle claims promptly and professionally, ensuring that customers receive the support they need when they need it most. While specific processing times may vary depending on the nature of the claim, Great Northern’s commitment to quick resolutions is evident in its track record.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback on claim resolutions and payouts with Great Northern Car Insurance has generally been positive. Many policyholders have reported satisfaction with the company’s fair and transparent claim settlements. Great Northern aims to provide hassle-free claim experiences, and customer testimonials often reflect the company’s dedication to meeting its promises.
Exploring Great Northern Car Insurance Digital and Technological Innovations
Mobile App Features and Functionality
Great Northern Car Insurance offers a feature-rich mobile app that enhances the overall customer experience. The app allows policyholders to manage their policies, view and pay bills, access digital ID cards, and file claims directly from their smartphones. With a user-friendly interface and convenient features, the mobile app streamlines insurance-related tasks for added convenience.
Online Account Management Capabilities
Great Northern’s online account management capabilities empower policyholders to take control of their insurance policies. Through the online portal, customers can access policy documents, review coverage details, update personal information, and make policy changes as needed. The online platform is designed to provide easy and secure access to policy information 24/7.
Digital Tools and Resources
Great Northern Car Insurance provides an array of digital tools and resources to support its customers. These tools may include educational materials, insurance calculators, and resources to help policyholders make informed decisions about their coverage. The company’s commitment to offering digital resources underscores its dedication to providing a comprehensive insurance experience in the digital age.
How Great Northern Ranks Among Providers
To assess how Great Northern ranks in comparison to other insurance companies, individuals may need to refer to independent industry rankings, customer reviews, and comparison tools that evaluate multiple insurers based on factors such as customer satisfaction, financial stability, and overall service quality.
It’s advisable for consumers to conduct thorough research and consider their specific needs and preferences when determining how an insurance provider ranks among others in the market.
What are the financial ratings of Great Northern Insurance?
Credit rating agencies regularly review and rate auto insurance companies. These financial ratings determine a company’s ability to provide a payout when you file a claim.
Chubb Limited, who owns Great Northern Insurance Company, has been rated A++ by A.M. Best, an AA by Fitch, and an A2 by Moody’s. While Fitch and Moody’s ratings are solid, the rating provided by A.M. Best is superior.
These ratings show that Great Northern customers can expect a payout whenever they file a claim.
How can you cancel a Great Northern Insurance policy?
If you decide to cancel your Great Northern car insurance company policy, the process is simple. Customers can cancel policies at any time by contacting the company and informing the agent of their decision.
The agent will provide details of when the changes will take effect, and you might receive a refund of payments made. For example, if you cancel in the middle of the policy cycle, you’ll receive a refund equaling half of what you paid.
Read more: Chubb Car Insurance Discounts
Frequently Asked Questions
What is Great Northern Car Insurance?
Great Northern Car Insurance is a car insurance provider that offers a range of auto insurance policies to drivers in select states in the US.
What types of car insurance policies does Great Northern offer?
Great Northern offers a range of car insurance policies, including liability insurance, collision insurance, comprehensive insurance, personal injury protection (PIP), and uninsured/underinsured motorist coverage.
How can I get a quote for a Great Northern car insurance policy?
You can get a quote for a Great Northern car insurance policy by visiting their website or by contacting their customer service line.
How does Great Northern’s customer service compare to other car insurance providers?
Great Northern’s customer service is generally considered to be good, with helpful representatives and quick response times. However, as with any car insurance provider, there may be occasional issues with customer service.
How does Great Northern’s pricing compare to other car insurance providers?
Great Northern’s pricing varies depending on the type of coverage and the individual’s driving record, location, and other factors. In general, the company’s prices are competitive with other car insurance providers.
Does Great Northern offer any discounts on car insurance?
Great Northern may offer discounts on car insurance for things like safe driving, multiple vehicles, and bundled insurance policies. However, the specific discounts available may vary depending on the individual’s location and other factors.
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Daniel Walker
Licensed Insurance Agent
Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring tha...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.