Great West Insurance Review & Ratings (2023)
This Great West Insurance Review will cover Great West Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Great West Insurance A.M. Best rating is A+, and the Great West Insurance S&P Rating is AA. To compare insurance rates from the best companies in your area, enter your ZIP code below.
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Written by
Chris Tepedino |
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Reviewed by
Laura Walker
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UPDATED: Feb 19, 2023
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Great West Insurance is a well-established car insurance company that offers affordable and comprehensive insurance products and services in several states across the United States.
Their mission is to provide customers with reliable and accessible insurance solutions that cater to their unique needs. The company’s strengths include their low-cost policies, diverse discounts, and excellent customer service. However, some customers report slow claims processing as one of the company’s weaknesses.
Interesting Attributes of Great West Insurance:
- Low-cost policies
- Various discounts
- Comprehensive coverage options
Great West Insurance is a well-known car insurance company that has been providing reliable insurance solutions to customers for several years. Their primary mission is to offer affordable and comprehensive insurance products and services that cater to their customers’ specific needs.
Great West Insurance has a reputation for excellent customer service and offers various discounts to make their policies more affordable. In this article, we will take an in-depth look at Great West Insurance, including their history, products and services, pricing, discounts, customer reviews, and more.
Great West Insurance History and Mission
Great West Insurance was founded in 1958 as the Great West Casualty Company, specializing in providing insurance solutions to the trucking industry. The company quickly grew and expanded its services, becoming a leading provider of car insurance products and services.
Great West Insurance’s primary mission is to offer affordable and reliable insurance solutions that cater to the specific needs of their customers. The company is committed to providing fast and accessible insurance claims processing and excellent customer service.
Great West Insurance prides itself on offering comprehensive coverage options at affordable prices, making them an excellent choice for customers looking for cost-effective insurance solutions.
The company’s mission is to ensure that their customers have the coverage they need to protect themselves and their vehicles on the road.
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Products and Services Offered by Great West Insurance
Great West Insurance offers a range of car insurance products and services that cater to the specific needs of their customers. The company’s products and services include:
- Liability coverage: This insurance policy covers damages and injuries caused to others in an accident where you are at fault. It includes coverage for property damage and bodily injury, such as medical expenses and lost wages.
- Collision coverage: This insurance policy covers damages to your car in the event of an accident, regardless of who is at fault. Collision coverage helps pay for repairs or replacement of your vehicle.
- Comprehensive coverage: This insurance policy covers damages to your car that are not caused by an accident, such as theft, vandalism, fire, or weather damage. Comprehensive coverage provides protection for your vehicle in situations that are beyond your control.
- Personal injury protection: This insurance policy covers medical expenses and lost wages for you and your passengers in the event of an accident, regardless of who is at fault. Personal injury protection is also known as “no-fault insurance.”
- Uninsured/underinsured motorist coverage: This insurance policy covers damages and injuries you sustain in an accident caused by an uninsured or underinsured driver. It provides coverage when the at-fault driver does not have enough insurance to cover the damages.
In what parts of the U.S. does Great West Insurance provide coverage?
Great West Insurance provides coverage in several states in the central and western regions of the United States. The states where the company offers car insurance products and services are:
- Arizona
- Colorado
- Idaho
- Iowa
- Nebraska
- South Dakota
- Wyoming
To locate the states where Great West Insurance provides coverage, you can visit the company’s website or contact their customer service team.
- Website: You can visit Great West Insurance’s website and navigate to their “Coverage Area” page to see the list of states where they offer car insurance products and services. The page will provide you with a map of the states where the company operates and a list of those states.
- Customer service: You can also contact Great West Insurance’s customer service team by phone or email to inquire about the states where they offer coverage. A representative can provide you with detailed information about the company’s products and services in the state where you reside and answer any questions you may have.
How much does Great West insurance cost?
The cost of Great West insurance will vary depending on several factors, such as your location, driving record, the type of coverage you need, and the deductible you choose. Here are some key factors that can impact the cost of Great West insurance:
- Location: The state and city where you live can significantly impact the cost of your car insurance. Some states have higher average premiums due to various factors, such as traffic density, accident rates, and local laws and regulations.
- Driving record: Your driving record is a significant factor in determining your car insurance rates. If you have a history of accidents, traffic violations, or other driving offenses, you may face higher premiums.
- Type of coverage: The type of coverage you choose will also impact the cost of your car insurance. Liability-only policies will typically have lower premiums than policies that include collision and comprehensive coverage.
- Deductible: The deductible is the amount you pay out of pocket before your insurance coverage kicks in. Choosing a higher deductible can result in lower monthly premiums, while a lower deductible will result in higher monthly premiums.
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Great West Insurance Discounts Available
Great West Insurance offers various discounts to their customers to help them save money on their car insurance policy. Here are some of the discounts that are available:
- Safe driver discount: This discount is offered to customers who have a clean driving record with no accidents or violations. The longer you maintain a safe driving record, the greater the discount you can receive.
- Multiple policy discount: Great West Insurance offers a discount to customers who have multiple insurance policies with the company. For example, if you have both car insurance and home insurance with Great West Insurance, you may be eligible for a multi-policy discount.
- Anti-theft device discount: Customers who install anti-theft devices in their vehicles may be eligible for a discount on their car insurance policy. This can include features such as alarms, steering wheel locks, and GPS tracking systems.
- Good student discount: Students who maintain good grades in school may be eligible for a discount on their car insurance policy. This discount is available to full-time high school or college students who maintain a B average or higher.
- Defensive driving discount: Great West Insurance offers a discount to customers who complete an approved defensive driving course. This can help customers become safer drivers and potentially lower their insurance premiums.
Great West Insurance Customer Reviews
Great West Insurance has received mixed customer reviews, with some customers praising the company’s affordable rates and helpful customer service, while others have criticized the company’s claims handling process and slow response times. Here is an overview of some of the common themes found in customer reviews of Great West Insurance:
Strengths:
- Affordable rates: Many customers report that Great West Insurance offers some of the most affordable car insurance rates compared to other providers.
- Friendly and helpful customer service: Several customers praise the company’s customer service representatives for being friendly, helpful, and responsive to their questions and concerns.
- Easy to use website: Many customers appreciate the company’s website, which is user-friendly and easy to navigate.
Weaknesses:
- Slow claims handling: Some customers have reported that the claims handling process can be slow, with some claims taking several weeks or months to resolve.
- Limited coverage options: A few customers have complained that Great West Insurance’s coverage options are limited, and they would like to see more options added.
- Billing issues: A few customers have reported issues with billing, such as being charged incorrect amounts or not receiving timely billing statements.
In Summary: Great West Insurance
Great West Insurance is a car insurance provider that offers affordable coverage options in several states in the western and central regions of the United States.
The company has a long history of providing reliable insurance solutions to its customers, and its mission is to provide affordable car insurance to as many people as possible.
Great West Insurance offers liability-only policies, as well as policies that include collision and comprehensive coverage. The cost of coverage will depend on several factors, such as your location, driving record, and the type of coverage you need.
Great West Insurance has received mixed customer reviews, with some customers praising the company’s affordable rates and helpful customer service, while others have criticized the company’s claims handling process and slow response times.