Group Health Cooperative Insurance Review & Ratings (2023)
This Group Health Cooperative Insurance Review will cover Group Health Cooperative Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Group Health Cooperative Insurance S&P Rating is BBB-. To compare insurance rates from the best companies in your area, enter your ZIP code below.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
|
Written by
Chris Tepedino |
|
Reviewed by
Laura Walker
|
UPDATED: Mar 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
Looking for an insurance company that offers affordable and comprehensive coverage with a focus on preventive care? Group Health Cooperative Insurance might be the right choice for you.
With a history that spans over 75 years, this non-profit healthcare organization has been providing high-quality healthcare services to individuals and families in Washington State. Group Health Cooperative Insurance offers a range of health insurance plans that are designed to meet the needs of various individuals and families.
Interesting Attributes of Group Health Cooperative Insurance:
- Non-profit organization
- Focus on preventive care
- Affordable and flexible plans
Group Health Cooperative Insurance is a non-profit healthcare organization that provides health insurance plans to individuals and families in Washington State. The company has a history that spans over 75 years and has a reputation for providing excellent customer service and affordable and flexible plans.
The company’s focus on preventive care sets it apart from other insurance providers. In this review, we will take a closer look at Group Health Cooperative Insurance, including its history, mission, products and services, cost, discounts, customer reviews, strengths, and weaknesses.
Group Health Cooperative Insurance History and Mission
Group Health Cooperative Insurance was founded in 1947 in Seattle, Washington, by a group of local citizens who wanted to provide healthcare services to their families and friends. The company was created as a non-profit organization with a mission to provide affordable and high-quality healthcare to its members.
The founders of the organization believed that healthcare should be accessible to everyone, regardless of their income or social status. They envisioned a healthcare system that was based on a cooperative model, where members would have a say in how the organization was run and how healthcare services were delivered.
Over the years, Group Health Cooperative Insurance has grown to become one of the largest healthcare organizations in Washington State, serving over 700,000 members. The company has remained true to its founding mission of providing high-quality, affordable healthcare to its members.
In recent years, the company has expanded its focus beyond traditional healthcare services to include a greater emphasis on preventive care and wellness. The company believes that by promoting health and wellness through education, advocacy, and research, it can help its members live healthier, happier lives.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Group Health Cooperative Insurance Coverage Options
Group Health Cooperative Insurance offers a range of healthcare coverage options to its members. Here are some of the main products and services they offer:
- Health plans: Group Health Cooperative Insurance offers a variety of health plans that are designed to meet the different needs of its members. These include individual and family plans, employer-sponsored plans, and Medicare Advantage plans.
- Medical services: The company offers a wide range of medical services, including primary care, specialty care, urgent care, and emergency services. Members have access to a network of healthcare providers, including physicians, nurses, and other medical professionals.
- Prescription drug coverage: Group Health Cooperative Insurance provides coverage for prescription drugs through its pharmacy benefit program. Members can fill their prescriptions at participating pharmacies or through the company’s mail-order pharmacy service.
- Wellness programs: The company offers a variety of wellness programs and services to its members, including health coaching, fitness classes, and online health resources. These programs are designed to promote healthy habits and help members manage chronic health conditions.
- Dental and vision coverage: Group Health Cooperative Insurance also offers dental and vision coverage to its members as an add-on to their health plans.
States Where Group Health Cooperative Insurance is Provided
Group Health Cooperative Insurance is available only in the state of Washington. The company serves a large portion of the population in Washington State, with over 700,000 members as of 2021.
However, the company’s coverage options may vary by location within the state, so it’s important for residents of Washington to check with the company to see what plans are available in their area.
If you’re interested in finding out whether Group Health Cooperative Insurance is available in your state, you can follow these five steps:
- Start by visiting the company website.
- Once you’re on the website, navigate to the “Individuals & Families” section by clicking on the relevant link in the main menu.
- Within the “Individuals & Families” section, you’ll find a link for “Plans & Services.” Click on this link to view the available coverage options.
- On the “Plans & Services” page, look for information about plan availability. This may be listed under each plan description, or there may be a separate section of the website dedicated to plan availability by state.
- If you’re still unsure whether the company offers coverage in your state, you can contact Group Health Cooperative Insurance directly by phone or email. They’ll be able to provide you with more information and help you find the coverage options that are available to you.
Cost Breakdown of Group Health Cooperative Insurance
The cost of Group Health Cooperative Insurance varies depending on the specific plan and coverage options selected. The company offers a range of health plans with different levels of coverage, deductibles, and out-of-pocket costs.
Individual and family plans are available for purchase through the Washington Health Benefit Exchange, the state’s online marketplace for health insurance. Premiums for these plans vary based on factors such as age, location, and income level.
Employer-sponsored plans are also available through the company, and the cost of these plans is typically shared between the employer and the employee.
Group Health Cooperative Insurance also offers Medicare Advantage plans, which are available to individuals who are eligible for Medicare. These plans may have lower out-of-pocket costs compared to Original Medicare, but they may also have restrictions on which healthcare providers are covered.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Discounts Available Through Group Health Cooperative Insurance
Group Health Cooperative Insurance offers a variety of discounts to help members save money on their healthcare costs. Here are some of the main types of discounts that may be available:
- Employer-sponsored discounts: If you receive coverage through your employer, you may be eligible for certain discounts on your premiums or out-of-pocket costs.
- Care management discounts: If you enroll in a care management program for a chronic health condition, you may be eligible for discounts on certain medical services or prescription drugs.
- Wellness program discounts: Group Health Cooperative Insurance offers a variety of wellness programs to help members manage their health and prevent chronic conditions. If you participate in these programs, you may be eligible for discounts on your premiums or out-of-pocket costs.
- Prescription drug discounts: The company offers discounts on certain prescription drugs through its pharmacy benefit program. Members can save money on their medications by using participating pharmacies or by using the company’s mail-order pharmacy service.
- Medicare advantage plan discounts: If you’re enrolled in a Group Health Cooperative Insurance Medicare Advantage plan, you may be eligible for discounts on certain medical services or prescription drugs.
The specific discounts available may vary depending on the plan and coverage options selected, and not all members may be eligible for all types of discounts.
Group Health Cooperative Insurance Customer Reviews
Group Health Cooperative Insurance has received a mix of positive and negative reviews from customers. Here is an overview of some of the strengths and weaknesses of the company, based on customer feedback:
Strengths:
- Excellent customer service: Many customers report that the company’s customer service is top-notch, with helpful and friendly representatives who are able to quickly address any questions or concerns.
- Convenient online tools: The company’s website and mobile app are user-friendly and offer a range of tools for managing your health insurance, including the ability to view claims, make payments, and find healthcare providers.
- Access to high-quality healthcare: Group Health Cooperative Insurance is affiliated with Kaiser Permanente, which is known for providing high-quality healthcare to its patients. Many customers appreciate the quality of care they receive through the company’s network of healthcare providers.
Weaknesses:
- Limited coverage area: As we mentioned earlier, Group Health Cooperative Insurance is only available in the state of Washington. This can be a disadvantage for people who live outside of the state or who are looking for coverage while traveling.
- Limited provider network: Some customers report frustration with the limited provider network offered by the company, which can make it difficult to find healthcare providers in certain areas or to access specialty care.
- High premiums: Some customers report that the company’s premiums are higher than those of other health insurance providers in the state, which can make it difficult for some people to afford coverage.
In Conclusion: Group Health Cooperative Insurance
Group Health Cooperative Insurance is a Washington-based health insurance provider that offers a range of coverage options for individuals and families. Here are some key points to keep in mind about the company:
- The company was founded in 1947 and has a mission of providing high-quality, affordable healthcare to its members.
- Coverage options include HMO and PPO plans, as well as Medicare Advantage plans and coverage for small businesses.
- Group Health Cooperative Insurance offers a range of discounts to help members save money on their healthcare costs, including employer-sponsored discounts, care management discounts, and wellness program discounts.
- Customer reviews of the company are mixed, with some customers praising the company’s customer service and high-quality healthcare, while others express frustration with the limited coverage area, limited provider network, and high premiums.
Overall, if you live in Washington and are looking for a health insurance provider that offers high-quality healthcare and a range of coverage options, Group Health Cooperative Insurance may be worth considering.