Providence Health Plan Insurance Review & Ratings (2023)

Car insurance is an essential aspect of owning and driving a car. It not only provides financial protection but also ensures that you are compliant with state laws. When it comes to car insurance, Providence Health Plan Insurance is a well-known name.

Providence Health Plan Insurance provides comprehensive car insurance coverage to drivers across the United States. In this article, we will review Providence Health Plan Insurance and discuss its history, mission, services, discounts, and customer reviews.

• Providence Health Plan Car Insurance offers a range of discounts, including multi-car discounts, safe driver discounts, and low mileage discounts
• The company has a reputation for excellent customer service and offers 24/7 support through its website, mobile app, and customer service line
• Providence Health Plan Car Insurance offers comprehensive coverage options that protect against damage caused by theft, natural disasters, and other types of accidents

Providence Health Plan History

Providence Health Plan Insurance is a subsidiary of Providence Health & Services, which is a nonprofit healthcare system that operates in several states in the US. The healthcare system was founded in 1856 by Mother Joseph of the Sacred Heart and a group of Catholic nuns who were dedicated to serving the poor and vulnerable.

Providence Health & Services has grown significantly over the years, and today it operates 51 hospitals and more than 1,000 clinics and other healthcare facilities across seven states. In addition to healthcare services, Providence Health & Services also provides insurance services through its subsidiary, Providence Health Plan Insurance.

Providence Health Plan Mission

The mission of Providence Health Plan Insurance is to provide affordable and comprehensive insurance coverage to its customers while maintaining the highest level of customer service. The company believes that everyone should have access to high-quality insurance coverage, regardless of their income or background.

To achieve this mission, Providence Health Plan Insurance works closely with its customers to understand their unique needs and develop insurance policies that meet those needs.

Providence Health Plan Insurance is committed to promoting health and wellness in the communities it serves. The company offers a range of health and wellness programs to its customers, including discounts on gym memberships and access to online health resources.

By promoting health and wellness, Providence Health Plan Insurance aims to help its customers live healthier, happier lives.

Products and Services Offered by Providence Health Plan

Providence Health Plan Insurance offers a variety of car insurance products and services to meet the unique needs of its customers. Some of the main products and services offered by Providence Health Plan Insurance include:

• Liability coverage: This coverage protects the driver from financial loss if they are responsible for an accident that results in property damage or injury to another person.
• Collision coverage: This coverage provides financial protection if the driver’s car is damaged in a collision with another car or object.
• Comprehensive coverage: This coverage protects against damage caused by theft, natural disasters, and other types of accidents.
• Uninsured/Underinsured motorist coverage: This coverage provides financial protection if the driver is involved in an accident with a driver who is uninsured or underinsured.
• Personal injury protection (PIP): This coverage provides financial protection for medical expenses and lost wages if the driver or passengers are injured in an accident.
• Roadside assistance: This service provides assistance if the driver’s car breaks down or if they get locked out of their car.

Providence Health Plan Insurance also offers flexible payment options, including monthly, quarterly, and annual payment plans, to help make insurance coverage more affordable and accessible to its customers.

Providence Health Plan Insurance Cost

The cost of car insurance through Providence Health Plan Insurance varies depending on a number of factors, including the type of coverage selected, the driver’s age and driving record, the make and model of the car, and the state where the car is registered. It’s difficult to provide an estimate of the cost of insurance without more information.

The best way to get an idea of cost and coverage options available to you is to get a personalized quote from Providence Health Plan. To find a Providence Health Plan provider, enter your ZIP code in the search box below.

Insurance Discounts Offered by Providence Health Plan

Providence Health Plan Insurance offers flexible payment options, including monthly, quarterly, and annual payment plans, to help make insurance coverage more affordable and accessible to its customers. Additionally, the company offers a range of discounts to help customers save money on their insurance premiums.

Some of the discounts available through Providence Health Plan Insurance include:

• Multi-car discount: This discount is available to customers who insure more than one car with Providence Health Plan Insurance.
• Safe driver discount: This discount is available to customers who have a good driving record and have not been involved in any accidents or received any traffic violations in the past several years.
• Low mileage discount: This discount is available to customers who drive fewer miles than the average driver.
• Good student discount: This discount is available to students who maintain good grades in school.
• Mature driver discount: This discount is available to drivers who are over a certain age and have completed a driver safety course.

Customers can contact Providence Health Plan Insurance to learn more about the cost of insurance and the discounts that may be available to them.

States Where Providence Health Plan Insurance is Offered

Providence Health Plan Insurance is available in two states: Oregon and Washington. However, Providence Health & Services, the parent company of Providence Health Plan Insurance, operates in several other states in the US, including Alaska, California, Montana, New Mexico, and Texas.

While Providence Health Plan Insurance is only currently available in Oregon and Washington, it is possible that the company will expand its insurance services to other states in the future.

Customers who are interested in purchasing insurance through Providence Health Plan Insurance should check the company’s website or contact their customer service department to see if coverage is available in their state.

Customer Reviews of Providence Health Plan Insurance

There are many customer reviews available online for Providence Health Plan Insurance, and overall, the company has a positive reputation among its customers.

Here is a summary of some of the key themes that emerge from these reviews:

Pros:

• Good customer service: Many customers report positive experiences with the company’s customer service department, praising representatives for being friendly, knowledgeable, and helpful.
• Affordable prices: Several customers report that the cost of insurance through Providence Health Plan Insurance is competitive and affordable compared to other insurance providers.
• Easy claims process: Many customers report that the claims process with Providence Health Plan Insurance is straightforward and easy, with quick turnaround times for processing claims.
• Flexibility: Customers appreciate the flexibility of payment options and coverage plans offered by Providence Health Plan Insurance.

Cons:

• Limited coverage area: Some customers express frustration that Providence Health Plan Insurance is only available in Oregon and Washington, and not in other states where Providence Health & Services operates.
• Limited discounts: Some customers report that the company’s discounts are not as generous as those offered by other insurance providers.
• Price increases: Some customers report that the cost of their insurance premiums increased significantly after the first year of coverage.

Overall, the customer reviews of Providence Health Plan Insurance are generally positive, with many customers praising the company’s customer service, affordability, and ease of claims processing. However, some customers express frustration with the company’s limited coverage area and limited discounts.

In Summary: Providence Health Plan Insurance

Providence Health Plan Insurance is a well-regarded car insurance provider, offering a range of flexible coverage options and payment plans to customers in Oregon and Washington. Many customers praise the company’s affordable prices, good customer service, and easy claims process.

Additionally, the company offers a range of discounts to help customers save money on their insurance premiums, including a multi-car discount, safe driver discount, low mileage discount, good student discount, and mature driver discount.

However, some customers express frustration with the limited coverage area of Providence Health Plan Insurance, as the company is only available in two states. Additionally, some customers report that the discounts offered by the company are not as generous as those offered by other insurance providers.

Despite these concerns, the overall reputation of Providence Health Plan Insurance is positive, with many customers reporting satisfaction with the company’s coverage and customer service.