11 of the Most Unusual Things People Have Ever Insured
Discover the intriguing world of insured oddities, where celebrities protect their precious assets and enthusiasts secure coverage for the unimaginable. Explore the extraordinary range of insurance policies, from million-dollar legs to alien abductions. When it comes to safeguarding your own belongings, compare rates from top insurance providers to ensure comprehensive protection.
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Zach Fagiano
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Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: Dec 11, 2023
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 11, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Welcome to our fascinating article on “11 of the Most Unusual Things People Have Ever Insured.” Prepare to be amazed as we delve into the world of extraordinary insurance policies and discover the unexpected items individuals have sought to protect. From Betty Grable’s million-dollar legs to alien abduction coverage, we’ll explore the intriguing realm of insured oddities.
- Millions of dollars in insurance policies are featured on the list.
- Celebrities have insured many strange items, including a cigar and facial hair.
- Insurance policies of your own can be found after comparing rates.
Whether you’re curious about these unusual policies or seeking comprehensive coverage for your own belongings, we’ve got you covered. Enter your zip code now to compare rates from the best insurance providers and find the perfect protection for your unique needs. Don’t miss out on this opportunity to secure peace of mind while exploring the extraordinary world of insurance.
What are the most unusual things people have ever insured?
Each item below contains unusual insurance policies made by various people. The specific insurance company used to ensure these items aren’t listed with the most unusual things people have ever insured.
1. Hollywood Hottie
Twentieth Century Fox once insured Betty Grable’s legs for a staggering $1 million each. This was during the 1940s, and a million dollars was equivalent to about a billion dollars in today’s money.
2. Lottery Winner Insurance For Employers
In the United Kingdom, employers can purchase insurance against having two or more employees quit because they won the National Lottery.
This policy would only pay out if the company lost at least two employees during the same drawing, which sets the odds of collecting on the policy astronomically high.
3. A TV Game Show
The American game show, “Who Wants to Be a Millionaire,” is actually insured against the possibility of a contestant winning.
When considered from that perspective, it isn’t a question of who wants to be a millionaire as much as it is a question of who wants to pay out that much money.
4. Super Cigar
The most expensive insurance policy issued for a cigar was written by Lloyd’s of London. The cigar in question is over 12 feet long and was made from more than 15,000 tobacco leaves. In case you were wondering, the cigar holds the world record for the longest cigar.
5. Alien Abduction
It is possible to purchase insurance against alien abductions.
Around the nation, more than $10 million dollars in alien abduction insurance has been written, with higher payouts available for people who are abducted frequently. Keep in mind: Proving that you were abducted will be necessary before you collect.
6. Magic Finger
Keith Richards, the guitarist for the hit rock band The Rolling Stones, has his middle guitar finger insured for more than $1.5 million dollars. Not the whole hand either — just a single finger.
7. The Voice that Sells
Bruce Springsteen, well known for his unique vocal qualities, has his voice insured for an impressive amount. If something should happen to Bruce’s voice, he stands to gain an impressive $6 million.
8. To Catch a Monster
The Loch Ness Monster has been an item of hot debate for decades, but there are those among us who are willing to bet that it will never be found.
The Cutty Sark Company has a waiting prize of $1.5 million for anyone who captures the creature alive. To cover their own losses, the company also has an insurance policy that will pay out if someone actually does come forward with Nessie on a leash.
9. Personal Vanity and Facial Hair
Merv Hughes, an Australian cricket player, considers his mustache to be a trademark of who he is. For that reason, his famous handlebar mustache is insured in the amount of around $400,000.
10. Personal Vanity and Body Hair
The American singer, Tom Jones, thinks of his chest hair as his most redeeming individual quality. Because it’s so important to his personal image, Tom has his chest hair insured for several million dollars.
11. Talk to the Hands
Harvey Lowe insured his hands for $150,000 during the 1930s.
The reason for such a large policy (because that was a lot of money when the policy was written) is that Harvey was the world yo-yo champion, and his hands had taken him there. He first began using a yo-yo when he was in his early teens and continued to do so for many decades.
After reading this list of the most unusual things people have insured, you might be looking to buy your own car, life, or home insurance. Read on!
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How can you find your own car insurance?
While you’ve seen 11 of the most unusual things people have ever insured, you may simply be looking for the cheapest car insurance quotes or affordable life or home insurance.
No matter what type of insurance you need, it is important to consider many factors before deciding on a company. You must first determine all your needs and wants while considering your budget as well. You can take advantage of financial planning calculators that you can use at home to do this.
Those not on the list of most unusual things people have ever insured will want to compare life, car, and home insurance rates. For example, check out the chart below to see how car insurance rates can differ based on the vehicle you drive.
Group | 2015 Ford F-150 Lariat SuperCab with 2WD 6.5 foot bed and 2.7L V6 Average Annual Rates | 2015 Honda Civic Sedan LX with 2.0L 4cyl and CVT Average Annual Rates | 2015 Toyota RAV4 XLE Average Annual Rates | 2018 Ford F-150 Lariat SuperCab with 2WD 6.5 foot bed and 2.7L V6 Average Annual Rates | 2018 Honda Civic Sedan LX with 2.0L 4cyl and CVT Average Annual Rates | 2018 Toyota RAV4 XLE Average Annual Rates |
---|---|---|---|---|---|---|
Allstate | $4,429.74 | $4,753.69 | $4,324.99 | $5,491.12 | $5,380.28 | $4,947.90 |
American | $3,447.30 | $3,178.82 | $3,326.18 | $3,487.91 | $3,721.32 | $3,496.99 |
Farmers | $4,093.50 | $4,405.21 | $3,728.22 | $4,390.19 | $4,779.51 | $3,769.00 |
Geico | $3,092.11 | $3,092.58 | $3,090.89 | $3,338.40 | $3,338.87 | $3,337.18 |
Liberty Mutual | $5,830.16 | $5,869.32 | $5,825.33 | $5,988.85 | $6,682.63 | $6,244.44 |
Nationwide | $3,571.01 | $3,547.84 | $3,517.03 | $3,373.64 | $3,361.93 | $3,328.57 |
Progressive | $3,914.05 | $4,429.56 | $3,647.22 | $3,962.58 | $4,528.90 | $3,730.78 |
State Farm | $3,204.23 | $3,024.24 | $3,226.02 | $3,497.17 | $3,189.99 | $3,418.33 |
Travelers | $4,023.47 | $4,420.37 | $4,383.78 | $4,412.42 | $4,661.22 | $4,708.19 |
USAA | $2,551.56 | $2,409.67 | $2,454.58 | $2,855.69 | $2,422.66 | $2,529.63 |
It is also important to be aware of the specific insurance laws in your state, some of which can be found via the National Association of Insurance Commissioners.
There are many different forms of insurance out there, and it can be a pain trying to learn about them all. That’s why we offer plenty of information on our page. We also offer information on the best insurance companies.
Now that you’ve seen the most unusual things people have insured, are you ready to buy insurance? Use our helpful comparison tool to compare insurance quotes from top companies in your area.
Frequently Asked Questions
What are some of the most unusual things people have insured?
Some of the most unusual things people have insured include body parts, wacky events, and valuable items.
What are some body parts people have insured?
Celebrities and other high-profile individuals have been known to insure their body parts. For example, Bruce Springsteen has insured his vocal cords, while Mariah Carey has insured her legs.
What are some wacky events that people have insured?
Some examples of wacky events that people have insured include alien abduction, winning the lottery, and getting struck by lightning.
Why would someone insure a body part or a wacky event?
Insuring a body part or a wacky event is often done as a publicity stunt or to protect against financial loss. For example, if a professional athlete injures their knee, they may be unable to continue their career and earn a living.
What are some valuable items that people have insured?
Valuable items that people have insured include gemstones, rare artwork, and expensive musical instruments.
Can anyone insure their body parts or wacky events?
Insuring body parts or wacky events typically requires a significant amount of money and notoriety. Additionally, insurance companies may not be willing to insure certain items or events.
How do you insure a valuable item?
To insure a valuable item, you typically need to have it appraised by a professional and provide documentation of its value to the insurance company. You will also need to pay a premium based on the value of the item.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.