A Guide to Farmers Roadside Assistance (2022)

If you want to buy car insurance, Farmers roadside assistance is a product you should consider. This service provides towing and more emergency roadside services to Farmers policyholders at any time of the day. A driver with this service can utilize it even when they are a passenger in someone else's car. You can compare Farmers roadside assistance car insurance rates online to find the best policy for your lifestyle.

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Jun 28, 2022

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The Rundown

  • Farmers roadside assistance is available 24 hours a day
  • Farmers roadside assistance provides towing, emergency fuel delivery, and flat tire service
  • Drivers can compare quotes online to find the best deals on car insurance

Driving along the open road can lead to some amazing adventures, but every so often you might hit a metaphorical speed bump and be in need of emergency roadside assistance.

If your current car insurance policy doesn’t have a roadside assist add-on, it may be in your best interest to start shopping for one that does; that way you’ll be able to call in day or night for a tow that will be covered by your insurance.

Thankfully, you can get car insurance quotes with Farmers roadside assistance easily online. Shopping for car insurance online lets you take your time and discover the best insurance policy for your lifestyle.

Enter your ZIP code to get free quotes you can compare to Farmers roadside assistance policies today.

What is Farmers roadside assistance?

Farmers roadside assistance provides drivers with peace of mind while they’re out on the road. While you must be a Farmers customer to have access to this service, once you have it you can use it whenever you’re in a car, no matter if you’re the driver or simply a passenger.

Farmers roadside assistance provides a multitude of impressive features, which include:

  • Towing
  • Emergency fuel delivery
  • Flat tire service
  • Car battery service
  • Winching services
  • Locksmith service

That’s not all the exciting news about this service. When you have roadside assistance coverage through Farmers, you’ll be able to contact a representative and get access to a professional mechanic whenever and wherever you need it, throughout the United States and Canada.

Now, let’s take a closer look at what each of these aspects of Farmers roadside assistance can do for you.


Whether you’ve been in a minor fender bender or simply can’t get your vehicle to turn on, you don’t have to worry about being stranded on the side of the road.

With roadside assistance, you’ll be able to get a tow to a Farmers approved auto repair shop or a mechanic of your choice. You can even be towed to a gas station. This coverage is nothing to sneeze at, as up to $150 worth of towing will be covered.

Emergency Fuel Delivery

Another reason to start comparing Farmers roadside assistance car insurance rates is that you can have fuel delivered to you if necessary. If you’re stuck without fuel, you can get enough gas to get you to the closest gas station.

Flat Tire Service

There’s nothing more aggravating than getting a flat tire, but thankfully, with a quick call to the Farmers roadside assistance number, a professional will be out to inflate or change your tire so you can get on with your day.

That’s just another great argument to consider when you decide whether or not to buy Farmers roadside assistance car insurance.

Car Battery Service

Hopping into your car only to discover that your car battery has died is a common yet extremely frustrating occurrence. Happily, with Farmers roadside assistance, you can cut your frustration short.

If you ever find yourself stuck with a dead battery, you’ll be able to call in for an emergency battery replacement or a jump-start if that’s all you need.

Winching Services

Depending on where you live or where you drive, the winching services offered by Farmers may be particularly appealing to you.

For example, if you love taking your vehicle off-roading and need a new car insurance company, Farmers roadside assistance may be the coverage you need.

No matter if your wheels are spinning in mud or snow, you will be able to call for a mechanic to come pull you out. Now bear in mind, Farmers does require that your vehicle be no more than 10 feet from a legal, paved road for this to be covered.

Locksmith Service

Sometimes life can be overwhelming. On a bad day, the smallest inconveniences, like locking your keys in your car, can seem like the end of the world. It doesn’t have to be that way, though.

With roadside assistance, you’ll be able to wipe one stressor from your mind at least, because, with a quick call, you can get a professional to come out and help you unlock your vehicle.

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How can drivers access Farmers roadside assistance?

You must have either a car or home insurance policy with Farmers to gain access to Farmers roadside assistance. Bear in mind that this program costs about $23 per year on top of your regular policy payments.

However, once you enroll in the program, you’ll have coverage if your vehicle breaks down for any reason, day or night. What’s even more exciting is that this program doesn’t cover just one car. It is available for any vehicle that you drive or ride in.

If you find yourself in a sticky situation while out on the road, you’ll simply need to reach out to a Farmers representative by calling the Farmers roadside assistance number, applying for the service via the Farmers website, or through the Farmers mobile app.

There are, of course, extra costs that may come along with any services or repairs that are more labor-intensive. For example, if you need a tow several miles over the covered amount, you may need to pay out of pocket for the extra distance traveled.

Who needs roadside assistance?

If you’re unsure if you need roadside assistance, consider this: Do you drive your vehicle every day for work or leisure? Do you often drive with someone else to run errands? Do you go on long road trips?

If you answered in the affirmative to any of those questions, then you most likely would find Farmers roadside assistance to be very useful and well worth the extra cost.

With the added security of this program, you can travel to and fro without any fear that you’ll be stranded on the side of the road after experiencing an accident, a fuel shortage, or a blown tire.

How much does Farmers car insurance cost?

If you want Farmers roadside assistance and affordable car insurance, then you’re in luck. Farmers offers great pricing alongside some excellent insurance products. On average, drivers pay $1,990 per year for full coverage.

Now, when shopping for insurance, you should always make sure that you are getting adequate coverage. But if you want to keep your rates low, you should also double-check that you are getting every discount you qualify for.

Below is a list of all the discounts Farmers offers:

Available Discounts 
Adaptive HeadlightsGreen Vehicle
Anti-lock BrakesHomeowner
Anti-theftLow Mileage
Claim FreeMilitary
Continuous CoverageMultiple Policies
Daytime Running LightsMultiple Vehicles
Defensive DriverNewer Vehicle
Distant StudentOccupation
Driver's EdPaperless Documents
Early SigningPaperless/Auto Billing
Electronic Stability ControlPassive Restraint
Family PlanSafe Driver
Farm VehicleSenior Driver
Federal EmployeeSwitching Provider
Full PaymentUtility Vehicle
Garaging/StoringVehicle Recovery
Good StudentVIN Etching
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With such an expansive list of money-saving opportunities, you’ll be able to protect yourself and your wallet. When you begin shopping, refer to the list above to make sure you’re getting the best deal possible.

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Farmers Roadside Assistance: The Bottom Line

While you’ll need to be a Farmers policyholder to gain access to Farmers roadside assistance, the service is well worth it. Not only are any of your cars covered if you need a new tire or a tow, but you can utilize this service whenever you’re just riding in a car too.

It does require an extra annual payment, but depending on your driving habits, this program could be well worth it. Don’t wait to protect yourself and your vehicle.

Enter your ZIP code to get free quotes you can compare with Farmers roadside assistance today.

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