Is it cheaper to insure a Ford Mustang or Toyota Camry?

UPDATED: Aug 7, 2013

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UPDATED: Aug 7, 2013Fact Checked

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Asked August 7, 2013

1 Answer


There is no comparison between a Ford Mustang and a Toyota Camry, in either cost to own or insure the vehicles. A Ford Mustang is typically considered a higher-end sports car, while even the Camry Solara Coupe is more of a luxurious ride than a sporty one, and that is the only 2-door Camry on the market.

Over a 5 year period, the Ford Mustang will cost a total of $47,371 to own, compared to the Camry Solara's total cost to own of $38,618. Similarly, it will cost around $3643 a year to insure the Mustang, while the Camry costs about $2266 annually. That works at almost $7000 more you would pay for the Ford than for the Toyota, for the insurance alone.

There are things you could do to reduce the cost of insurance for both vehicles, such as installing security systems, but there is nothing you could do to bring the Mustang and the Camry into a competitive range for insurance as the difference between the two is so large. If your primary objective is to keep insurance costs low, you will need to avoid cars like the Mustang.

No matter which car you choose, a Ford Mustang or a Toyota Camry, you can still take steps to lower your personal insurance costs. Monitor your credit score regularly and address any errors as soon as they are found. Obey the laws of the highways, such as following speed limits and preparing to stop when the light turns yellow. Look for discounts like parking your car in a garage at night, or even moving to a safer neighborhood. These things play a part in lowering your car insurance premiums, and they can be added together to get the most savings. Learn about other ways of getting cheaper car insurance.

Answered August 7, 2013 by Anonymous

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