Kentucky Car Insurance Laws & Requirements

It is important to maintain a car insurance policy in Kentucky as the state has strict penalties for those who don’t. The state is one of 3 states that follows the rules of a choice no-fault system but the specific regulations can vary from other states. Staying current on Kentucky insurance rules and regulations can help you maintain adequate coverage.

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Mobile Home Insurance Guide and Coverage Options

Many people are under the impression that home insurance covers any type of home. It isn’t until they go to purchase a policy for their mobile home that they find out they aren’t eligible for a standard homeowner’s policy. Luckily, there is a specialized policy that covers all of the features and needs unique to mobile and manufactured homes. These policies even offer certain coverages designed just for mobile homes that aren’t available to other types of property owners.

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Most Stolen Cars in Washington

There are many cars and vehicles taken from their owners daily. In more populated areas like Seattle or Tacoma, there are a greater number of automobiles taken than in the suburbs but the incidents are reported just about everywhere. Utilizing standard automobile security advice such as engaging pedal or steering locks or removing your keys from the ignition or parking in a garage is the optimum means to protect your car. The following are listings showing the most stolen cars and vehicles in Washington for various years. If your automobile is listed, it is highly advisable to always take excess precautions.

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American Integrity Homeowners Insurance Review and Ratings (2022)

American Integrity Insurance offers homeowners insurance and several other products exclusively to customers residing in Florida. They specifically cater to customers that live in a tropical storm zone by assisting them in obtaining policies when other companies won’t. American Integrity is one of the few companies specializing in keeping homeowners covered in the state. In…

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Universal Property Insurance Review (2022)

If you own your home, you know that a good home insurance policy is key to properly protecting your home and your belongings. Homeowners who want to work with a company that has been in the business of providing strong coverage may be interested in doing business with Universal Property and Casualty. This company has been helping…

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U.S. Healthcare vs. Healthcare Systems in Other Countries

Health insurance is a complicated topic and few people can agree on a single “best” type of system. The United States, for example, has a combination of a privatized system and a public system. Other countries like Canada, Japan, and most European countries have universal health care, which means that all its citizens receive a basic level of coverage, though the governments of the countries can choose to run the program in a variety of ways. Each of these systems has its own benefits and drawbacks.

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A.M. Best Ratings Explained

The A.M. Best Company is one of the leading insurance and financial company ratings firms. The company uses a standard grading scale to provide consumers with information about the stability and long term financial outlook of financial companies. At a glance, someone who is comparing prices of different insurance companies can know whether they are dealing with a company that is in dire straits, is making a comeback from a financial blow, or is riding on top of the heap. Here is the grading scale used by A.M. Best Company, and what the grades mean to you.

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AARP Insurance Discounts for Seniors

There are quite a few advantages for seniors who belong to the American Association of Retired Persons, or AARP. Among those advantages are things such as guaranteed acceptance life and health insurance, discounts on many different lines of coverage, and the availability of group insurance through membership in AARP.

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Buying Insurance from Independent Insurance Brokers vs. Direct Writers

No matter what type of insurance you need, navigating the available choices can seem like a big hassle. Perhaps the first decision you’ll need to make is whether to use an independent insurance broker or a direct writer. What’s the difference? Simply put, independent brokers and agents will work for you and connect you to insurance products from a wide range of companies. Direct writers work for one company, usually one of the “big name” companies like Geico, and only have access to that company’s products. Some large companies like Liberty Mutual and Allstate make use of both independent agents and direct writers, but many employ only direct writers. In some cases, using a direct writer is the only way to purchase a policy from a particular company.

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Chevrolet Corvette: Quotes, Stats & History

The Chevrolet Corvette, also known more informally as the Vette, is the epitome of cool cars. The roar of the engine, the sleek design of the body, and the status that comes with the car adds to its appeal. The Corvette is so popular that it even has its own movie called Corvette Summer, made in the 1980s. Its color, classic red, is famous as well. The Corvette is the American muscle car that has been roaring down the streets since 1953. This car was the image of retirement or for the super wealthy.

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10 Deadliest Cities for Drivers (+Insurance Implications)

Here is What You Need to Know: Each year, over 37,000 Americans die in traffic-related crashes Six of the 10 deadliest cities for drivers can be found in the South Distracted driving and drunk driving are leading causes of traffic deaths The U.S. Census Bureau reports that there are currently over 122 million vehicles on…

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Buying Insurance From Wholesale Clubs: How to Save

Insurance provides peace of mind by knowing that when a disaster or illness strikes – you’re covered. Peace of mind can be expensive though, especially if you live on a fixed or low income or have dependents to cover. Fortunately, with the help of mass retailers, there’s a cheaper way to buy insurance plans from trusted providers.

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MVP Health Insurance Review & Ratings (2022)

MVP Health Care is a regional insurance company offering various health insurance plans for individuals and families living in New York or Vermont. With over 700,000 members and 17,000 providers, it is considered one of the largest regional insurers. Founded in 1982 in Schenectady, New York, MVP Health Care is a not-for-profit provider that has…

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Will GEICO insure a car not in my name?

There are many reasons why you might regularly drive a vehicle you do not own. Someone may have gifted a car to you, or perhaps you’re borrowing it from a friend for a while. If so, you may wonder, will GEICO insure a car not in my name? GEICO will insure a car not in…

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AAA Travel Insurance for Protection and Savings

For over 120 years, triple A has been a source of comfort and relief for drivers. But did you know that the company also has travel insurance that can provide that same level of comfort to you while you are en route to a vacation destination, or traveling across the country to visit a friend….

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Norfolk & Dedham Group Insurance Review 2022

Norfolk & Dedham Group insurance policies are only available through a small network of agents, so you may not have heard of them before. Despite its 200-year history, N&D Group currently operates in only three northeastern states after a devastating hurricane season hit the company hard financially. Norfolk & Dedham had to regroup to recover…

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