How to Cancel Allstate Car Insurance in 5 Simple Steps (2022)

Is there an Allstate cancel policy? There are many insurance companies that have some form of cancellation policy. You can learn about the Allstate cancellation policy in 10 minutes. Canceling Allstate car insurance can be done in five steps or fewer. You could receive a refund if you paid the entire Allstate auto insurance bill at the beginning of the policy. But you'll need to secure another policy before you cancel. Shop around and compare multiple companies to Allstate to get the best rates.

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Dec 20, 2021

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The Rundown

  • Allstate can be canceled by phone, mail, and with an agent in person
  • Most car insurance companies are more affordable than Allstate
  • Allstate doesn’t charge a cancellation fee when you cancel

Are you ready to learn how to cancel Allstate car insurance? Canceling Allstate auto insurance doesn’t take long, but you’ll need to time the Allstate cancellation just right to avoid causing a lapse in insurance.

Is there an Allstate cancel policy? Is there a way to cancel an Allstate policy by email? Don’t worry — we’re here to answer your questions.

Read our guide to learn how to cancel Allstate insurance, why you should compare multiple car insurance companies before you cancel, and how you can secure a refund after cancellation.

After you learn how to cancel Allstate insurance, enter your ZIP code in the free quote tool above to compare multiple insurance companies in your area.

How do I cancel Allstate car insurance?

You can cancel Allstate auto insurance by phone, in person with an agent, or by mail.

To cancel Allstate insurance by phone, contact the Allstate customer service phone number at 800-669-1552.

How do I cancel Allstate car insurance with an agent?

Contact your agent and let them know you want to cancel. Your Allstate agent may ask you to submit something in writing.

Be sure to include your name, address, Allstate policy number, and the date you want to cancel.

How do you cancel Allstate car insurance by mail?

Write an Allstate insurance cancellation letter stating that you want to cancel your Allstate auto insurance.

Use the same method as if you were writing a request to your agent by including personal information and your Allstate insurance policy number.

Can I cancel Allstate car insurance online?

No, you can’t. You can only cancel an Allstate policy by phone, mail, or with an Allstate agent.

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What’s the step-by-step process to cancel Allstate car insurance?

Before you cancel Allstate auto insurance, you should learn how to avoid issues with the Allstate cancellation policy and how to secure insurance coverage at another company.

Step #1 – Find Your Renewal Date

Ask Allstate about your renewal date before you buy Allstate car insurance for another term. If you’re sure that you want to cancel, try to cancel close to the renewal date.

We recommend that you choose a date to cancel. It’s better to cancel your auto insurance policy 15 to 30 days before your renewal or next billing cycle.

Step #2 – See How Allstate Car Insurance Rates Compare to Those of Other Companies

Start comparing multiple insurance companies’ rates to Allstate car insurance quotes to see if you can get a better deal.

You may be getting affordable Allstate car insurance, but you won’t know how good it is if you don’t see what other insurance companies provide.

Let’s see how the best insurance companies compare to Allstate auto insurance.

Average Monthly Full Coverage and Liability-Only Car Insurance Rates
CompanyFull Coverage Car Insurance RatesLiability-Only Car Insurance Rates
Allstate$161$63
American Family$113$52
Farmers$125$47
GEICO$84$38
Liberty Mutual$137$52
Nationwide$95$37
Progressive$98$43
State Farm$100$41
Travelers$109$46
USAA$101$38
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Allstate auto insurance rates are the most expensive for full coverage and liability-only insurance.

But these are average monthly rates that will likely be different for each person.

Consider how much you’re paying at Allstate and compare it to what you could pay with another company.

Step #3 – Buy a New Car Insurance Policy

If Allstate is too expensive, you should purchase another auto insurance policy. Although cheaper isn’t always better, you need an insurance policy that you can afford.

The good news is that you don’t have to pay for a policy in full. You can deposit money on a new policy to hold that car insurance policy until your Allstate plan is over.

Step #4 – Cancel Your Car Insurance

Once you have everything set up, you can cancel your policy without creating a coverage gap. If you’ve done steps one through three without setting a cancellation date, you can cancel immediately.

Allstate customers can cancel any time they want. And the Allstate cancellation policy won’t charge you any fees.

Step #5 – Collect Your Allstate Car Insurance Refund

If you decided to cancel your Allstate auto insurance policy early, you could receive a refund if you paid in full at the start of the policy.

However, you won’t receive the total you paid. Allstate will deduct the months where you used its insurance service.

For example, if you cancel two months into a six-month policy, you’ll receive four months’ worth of monthly payments.

What if my Allstate car insurance policy is better than others?

If Allstate auto insurance works better for you, renew your policy at the renewal date. Allstate is one of the top contenders in the car insurance market.

In addition to its large market share, Allstate provides multiple discounts you can use to your advantage and save hundreds of dollars per year.

Why should I cancel my Allstate car insurance?

Each driver is faced with various situations that may determine why they should cancel. Here’s a list of reasons why you may want to cancel Allstate insurance.

  • Allstate car insurance rates have become too expensive.
  • Your coverage need isn’t being met.
  • You’ve sold your vehicle.
  • You moved to a state where Allstate doesn’t do business.
  • You don’t own a car.

These are only a few reasons, but many others have unique reasons for leaving Allstate.

Check out our Allstate car insurance review for more details on Allstate.

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How to Cancel Allstate Car Insurance: The Bottom Line

Allstate gives you three different ways to cancel your auto insurance policy, but you can’t cancel online or through an email.

Canceling by mail or in person requires a written statement that says you want to cancel your policy.

You should pick a date that you want to cancel. It’s essential to cover your bases to avoid a coverage lapse.

Now that you know how to cancel Allstate insurance, you’re ready to compare multiple companies. Use our free comparison quote tool below to compare the best insurance companies in your area.

Frequently Asked Questions: How to Cancel Allstate Car Insurance

Is there more you need to know about Allstate auto insurance before canceling? Let’s explore some answers to frequently asked questions to learn more about Allstate.

#1 – Can I have more than one car insurance policy with Allstate?

No, you can’t. You’re only allowed one auto insurance policy at a time.

#2 – Does my Allstate account get deleted when I cancel my insurance policy?

Allstate may eventually terminate your account after you have canceled your insurance policy.

#3 – Is Allstate a bad car insurance company?

No, it isn’t. Despite some negative customer reviews online, Allstate has an A+ with A.M. Best. It’s currently ranked among the best companies at J.D. Power, and the company earned nearly $45 billion in 2020.

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