How to Cancel Progressive Car Insurance in 5 Simple Steps (2022)

Learning how to cancel Progressive insurance is simple and only requires five steps. You won't find a way to cancel Progressive auto insurance online, but you may cancel with a Progressive insurance agent in person. However, canceling in person may require you to submit something in writing. Before canceling Progressive car insurance, shop around and compare multiple insurance companies to see if you can get a better deal.

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UPDATED: Jun 28, 2022

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Written By: Chris TepedinoReviewed By: Laura WalkerUPDATED: Jun 28, 2022Fact Checked

The Rundown

  • Progressive customers can cancel using Progressive’s customer service number
  • Compare multiple insurance companies before you cancel your policy, and set a cancellation date before your next billing cycle
  • You might be entitled to a refund if you paid in full

Are you trying to get out of your Progressive car insurance policy? You can cancel Progressive auto insurance in a few easy steps.

But can you cancel Progressive insurance by email? What’s the number to cancel Progressive insurance? Don’t worry — we’re here to help.

This guide explains how to cancel Progressive car insurance, how to get a Progressive policy refund, and which companies provide cheap car insurance.

After you learn how to cancel Progressive insurance, enter your ZIP code in the free online tool above to compare the best insurance companies near you.

How do you cancel Progressive car insurance?

To cancel Progressive auto insurance, contact Progressive customer service at 866-416-2003.

Be sure to have your name, address, policy number, and the date you want to cancel your policy ready.

Why pick a date? You need to take specific steps to ensure you cancel your Progressive policy without any issues. Let’s explore those steps.

Step #1 – Locate Your Renewal Date

We recommend setting a cancellation date 15 to 30 days before your renewal. Also, pay close attention to your bill date. Try to cancel before the next billing cycle if you’re canceling early.

Step #2 – Shop With Other Car Insurance Companies

Start shopping with multiple auto insurance companies while you wait for your cancellation to finalize.

Compare Progressive car insurance quotes to new quotes you get from various companies to see which company provides the best deal.

Step #3 – Buy a New Car Insurance Policy

Purchase an auto insurance policy before your Progressive insurance policy ends. You don’t have to pay for new car insurance in full, but you can make a deposit.

Although you can’t have two insurance policies at the same time, the deposit will hold your spot until your current policy ends.

Step #4 – Cancel Your Progressive Car Insurance Policy

You should be ready to cancel your Progressive insurance after securing another policy.

Call Progressive and let the company know you want to cancel. You can even cancel with an agent, but you may have to put your cancellation in writing.

Step #5 – Receive Your Refund From Progressive

If you paid in full at the start of the policy, you can receive a refund. However, you won’t get the entire payment back.

If you pay month to month, you won’t receive a refund.

Progressive refunds the months where you didn’t use its insurance. For example, if you cancel within four months of a 12-month policy, you’ll receive eight months of insurance payments.

Progressive doesn’t charge cancellation fees.

How do I cancel my Progressive car insurance online?

You can’t cancel your Progressive auto insurance policy online.

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How do Progressive car insurance rates compare to those of other companies?

Progressive is one of the best insurance companies in the auto insurance industry. But how does Progressive’s monthly cost compare to other top insurance companies?

Let’s compare Progressive to insurance companies across the nation.

Average Monthly Full Coverage and Liability-Only Car Insurance Rates
CompanyFull Coverage Car Insurance RatesLiability-Only Car Insurance Rates
American Family$113$52
Liberty Mutual$137$52
State Farm$100$41
Get Your Rates Quote Now

Compare RatesStart Now →

Progressive is the fifth cheapest company on the list. But more affordable rates aren’t always better.

See how coverage options match up before you buy Progressive car insurance or any other coverage from an insurance company.

Can I lower Progressive car insurance rates?

Yes, you can. Multiple factors determine whether affordable Progressive car insurance rates are available to you.

To ensure you get the cheapest rates, you’ll need to see what discounts you qualify for and stack your savings.

If auto insurance deals don’t save you money, you may want to switch insurance companies.

Why should I cancel Progressive car insurance?

Here’s a list of reasons why you may want to cancel your Progressive auto insurance.

  • You found an auto insurance company with cheaper rates.
  • Progressive car insurance is too expensive for you.
  • You need more coverage options.
  • You’re selling your vehicle.
  • Your vehicle has been totaled in an accident.

For possible reasons to keep your Progressive car insurance, read our Progressive car insurance review.

Can you cancel Progressive car insurance at any time?

The answer is yes. You can cancel Progressive insurance whenever you want.

Can someone else cancel my Progressive car insurance policy?

Yes, they can. But the person must be a policyholder. Spouses are likely candidates for people who can cancel policies.

However, if your spouse or domestic partner isn’t listed as the primary policyholder, they can’t cancel your auto insurance policy.

How to Cancel Progressive Car Insurance: The Bottom Line

Canceling Progressive car insurance is easy. If you time your cancellation right, you can avoid complications with staying insured.

We recommend that you choose a date to cancel ahead of time. Picking a future date gives you time to change your mind and find another auto insurance policy.

Be sure to exercise urgency in finding new insurance if you cancel. Driving uninsured can come with expense-related and legal consequences.

Now that you know how to cancel Progressive insurance, use our free comparison tool below to compare multiple insurance companies in your area.

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Frequently Asked Questions: How to Cancel Progressive Car Insurance

Are you interested in learning more about Progressive auto insurance before you cancel? Read these answers to questions asked all over the web.

#1 – Does Progressive car insurance charge a renewal fee?

No, it doesn’t. Progressive’s website says that customers only need to pay the monthly rate to renew their policy.

#2 – Do Progressive car insurance rates go up after six months?

The short answer is yes. As new statistics and vehicle ratings come in, auto insurance companies adjust monthly rates to offset the risk.

#3 – Can I buy a 12-month policy with Progressive?

Only preferred Progressive customers are eligible for 12-month auto insurance policies.

#4 – How do I become a preferred customer at Progressive?

If you keep your Progressive insurance policy for more than a year, you can become a preferred customer.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

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