Family Legacy Car Insurance Discount

A family legacy car insurance discount offers savings to policyholders whose families have or had insurance through the same company. Some car insurance companies that offer this discount are Amica, American Family, and Progressive. Other savings options include other loyalty-based discounts. Read more below about family discounts.

Free Insurance Comparison

 Secured with SHA-256 Encryption

Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

Full Bio →

Written by

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

Full Bio →

Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Mar 30, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

The Rundown

  • A family legacy car insurance discount offers savings to policyholders whose family members have or had insurance through the same company.
  • Some car insurance companies that offer the family legacy car insurance discount include Amica, American Family, and Progressive.
  • Other ways to save on your car insurance include other loyalty-based car insurance discounts, such as the continuous coverage discount.

Knowing as much as possible about car insurance discounts will help you save money. If your family has been loyal to a particular car insurance company, you may qualify for a family legacy car insurance discount. Read more below to find out.

Before learning more about the family legacy car insurance discount, enter your ZIP code into our free quote comparison tool above to compare car insurance quotes from companies in your area today.

What is a family legacy car insurance discount?

A family legacy car insurance discount rewards policyholders whose families have bought their insurance from the same company either for a specific period or through generations.

Each insurance company will have its own requirements that you must meet to qualify for this discount.

Some companies may require you only to have one or two other family members with insurance through the provider, while others may require multiple generations. Some may also have different requirements, such as having a family member who has served honorably in the military.

Policyholders whose parents have the same insurance provider may benefit from a family legacy car insurance discount. They may also be able to pass this discount onto their children once they start driving.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

 Secured with SHA-256 Encryption

Which companies offer a family legacy car insurance discount?

According to III, these are the top car insurance companies. Some offer the family legacy car insurance discount.

Amica offers a discount to individuals under 30 whose parents have had a car insurance policy for more than five years. You can read our Amica insurance review to learn more about the company.

The same is valid for teen drivers and young adults who American Family insures. Our American Family insurance review will tell you more about them, as well.

Progressive also offers a family legacy car insurance discount for families with multiple generations insured by the company. Read our Progressive insurance review to learn more about its services.

How else can I save money on car insurance?

Family legacy car insurance quotes can help you save money, but the family legacy car insurance discount isn’t very popular. However, many other types of car insurance discounts are offered by many different companies.

Other general loyalty discounts, including continuous insurance or continuous coverage discounts, are similar to the family legacy discount.

Many companies will offer these discounts for policyholders who have had coverage from the coverage for a certain length of time. Therefore, you could save money by renewing your policy with the same company.

You can also save money on your car in many different ways. For example, GM benefits give a GM family discount to employees’ family members through the GM Family First program.

Another option to reduce your car insurance premiums is to increase your deductible, but you would need to afford the deductible in case of an accident.

Getting in touch with a car insurance agent can help you find a family legacy car insurance discount. If you need help finding affordable car insurance, enter your ZIP code into our free quote comparison tool below.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

 Secured with SHA-256 Encryption