How to Add or Remove Drivers From Progressive Car Insurance Policy in 2026 (5 Easy Steps)

Updating your Progressive policy is simple when you know the proper steps. This guide walks you through the process of how to add or remove drivers from a Progressive car insurance policy, from logging in to finalizing changes.

Adding a driver may increase your premium, especially if they have a poor driving record while removing one could lower costs. Before making adjustments, review eligibility requirements and check how the change affects your rates. Check out the types of car insurance coverage to learn more. Enter your ZIP code into our free comparison tool to see how much car insurance costs in your area.

Read More: Understanding Car Insurance

5 Easy Steps to Add or Remove Drivers From Progressive Car Insurance Policy

Whether adding a new driver or removing one, working with your Progressive auto insurance policy is easy. Taking the correct steps will ensure your policy remains up-to-date and meets your current needs. Learn how to compare car insurance quotes.

Step #1: Log Into Your Account

Begin by going to the Progressive website or launching the mobile app. Sign in with your credentials or register if you are not already signed up. Then, go to the “Policy Details” area.

This is where you can edit changes to your automobile insurance policy. Have your policy number easily accessible and understand what car insurance covers.

Step #2: Go to the Drivers Section

In the drivers management section, find an option titled “Drivers” or “Manage Drivers.” This is a list of all the existing drivers for your policy. Click the “Edit” or “Update” link to edit them. Double-check this section to ensure the current list of drivers is correct. Discover the best car insurance for high-risk drivers.

Step #3: Add a New Driver

To add a driver, press “Add Driver” and provide the mandatory information, which includes their name, date of birth, and driving record. Progressive also requires the state where the license was issued and their driver’s license number.

Double-check if everything is correctly filled in and submit. Having a new driver might lead to modifications in your policy’s premium. Find out the best car insurance discounts for new vehicles.

Step #4: Remove an Existing Driver

Choose the individual from your list of covered drivers you want to remove. There will be a “Remove” beside their name. Ensure you confirm this driver’s removal; your policy will be updated. Eliminating a driver may reduce your premium based on their driving record. Understand what usage-based car insurance policies are and how to qualify.

Step #5: Review and Finalize Changes

Review the new car insurance policy information after you’ve added or dropped drivers. Progressive will demonstrate how the changes affect your premium. Once you’ve reviewed it, accept the changes to complete your update. Ensure that you get an email or notice confirming the change to ensure it’s done. 

How Adding or Removing Drivers Impacts Your Premiums

Changing the drivers on your Progressive auto insurance policy can directly affect your premiums. Adding a driver, especially someone with a clean driving record, may have a minimal effect on your rate, but adding a younger or high-risk driver could significantly increase your premiums.

On the other hand, removing a driver, such as one with a history of accidents, could lower your rates. Before making any changes, getting a premium estimate from Progressive is essential to understanding how these adjustments affect your overall costs. To understand more, have a look at the six ways to invalidate your car insurance.

Eligibility Criteria for Adding Drivers

Specific eligibility requirements must be fulfilled when adding a new driver to your Progressive policy. The driver must possess a valid driver’s license and fulfill Progressive’s underwriting standards. The driver’s driving record, age, and residency status could also impact their application to your policy.

Progressive Driving Records Monthly Rates

Before making modifications, it’s best to confirm with Progressive’s customer service or read the policy terms to verify that the driver meets the qualifications. For more insights, check out the cheapest car insurance companies.

When to Take Out a Driver

You may want to remove a driver from your policy in several situations. For example, if a young driver moves out and no longer lives in your household or someone stops driving, consider removing them to lower your premium. Removing a high-risk driver with a poor driving record could also result in significant savings.

Always review how this change affects your coverage and premium before finalizing it. If you’re unsure how to remove someone from your car insurance policy, contact your insurer for specific instructions. Additionally, you can add a driver to your Progressive insurance if your household gains a new driver who will be regularly using your vehicle. Use our complete guide for car insurance for more information.

A Step-by-Step Guide to Updating Your Progressive Car Insurance Policy

Being aware of how to add or remove drivers from a Progressive car insurance policy is an easy but vital aspect of managing your coverage. Whether modifying your policy to add a new driver or removing someone who is no longer driving, being aware of the process and its effect on your premium is substantial. (Read more: Collision Car Insurance).

Always fulfill the eligibility conditions and check for potential rate alterations before finalizing updates. You can update your policy to suit your driving requirements by taking the proper steps and keeping yourself updated. Find cheap car insurance quotes by entering your ZIP code here.