NJM Insurance Car Insurance Discounts for 2024
NJM Insurance Car Insurance: A trusted choice for NJ drivers. Enjoy discounts for safe driving, multi-vehicle coverage, and more. Affordable protection with a proven track record.
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Kristine Lee
Licensed Insurance Agent
Kristine Lee is a licensed insurance agent and one of The Zebra’s in-house content strategists. With a background in copywriting, she covers the ins and outs of the home and car insurance industries. She has been a contributor to numerous publications focused on the nuances of insurance, including on The Points Guy.
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UPDATED: Nov 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- NJM Car Insurance Discount for Safe Drivers: If you’ve been a policyholder with NJM for at least three years and have a clean driving record with no at-fault accidents or moving violations in the past three years, you may qualify for this discount.
- Multi-Vehicle Discount: NJM offers discounts for policyholders who insure more than one vehicle with them. The exact amount of the discount may vary depending on the number of vehicles insured and other factors.
- Good Student Discount: If you’re a student with a good academic record, you may qualify for this discount. You’ll need to provide proof of your GPA to qualify.
- Multi-Policy Discount: To qualify for this discount, you’ll need to have more than one policy with NJM, such as both auto and homeowners insurance policies.
NJM Insurance Car Insurance Discounts
The NJM car insurance discount is designed to help policyholders save money on their premiums. Specifically, the discount covers liability, collision, and comprehensive coverage for multiple vehicles. This means that if you have more than one car insured with NJM, you could see significant savings on your insurance bill. The discount also applies to new and leased vehicles.
Read more: New Jersey Car Insurance Discounts
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Who is Eligible for the NJM Car Insurance Discount?
Not every NJM policyholder is eligible for the car insurance discount. In order to qualify, you must have been a policyholder with NJM for at least three years. This means that if you’re a new customer, you won’t be eligible for the discount right away. Additionally, the discount is only available to policyholders who have a clean driving record with no at-fault accidents or moving violations in the past three years.
Other Discounts Available to NJM Customers
In addition to the NJM car insurance discount, there are other discounts available to NJM customers. These include:
- Safe driver discount: Policyholders who have a clean driving record are eligible for this discount, which can save you up to 10% on your premiums.
- Good student discount: If you’re a student with a GPA of 3.0 or higher, you may qualify for a discount of up to 15% on your car insurance.
- Multi-policy discount: If you have more than one policy with NJM (such as a homeowner’s policy or a life insurance policy), you may qualify for a discount on your car insurance premiums.
How to Qualify for NJM Discounts
To qualify for NJM discounts, you’ll need to meet certain criteria. For example, to qualify for the safe driver discount, you must have a clean driving record with no at-fault accidents or moving violations in the past three years. To qualify for the good student discount, you’ll need to provide proof of your GPA. And to qualify for the multi-policy discount, you’ll need to have more than one policy with NJM.
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Takeaway: NJM car insurance discount
If you’re a New Jersey driver looking to save money on car insurance, the NJM car insurance discount is a great option to consider. By rewarding loyal customers with a proven track record of safe driving, NJM is helping drivers save money on their premiums while still receiving the coverage they need. Whether you have one car or multiple vehicles insured with NJM, the car insurance discount can help you save money on your insurance bill. So why wait? Contact NJM today to learn more about their car insurance discount and start saving on your premiums!
Frequently Asked Questions
What kind of car insurance discounts does NJM Insurance offer?
NJM Insurance offers a variety of car insurance discounts, including safe driver discounts, multi-vehicle discounts, low mileage discounts, anti-theft device discounts, and more. They also offer discounts for certain occupations and affiliations, such as teachers, nurses, and government employees.
How do I qualify for a safe driver discount with NJM Insurance?
To qualify for a safe driver discount with NJM Insurance, you typically need to maintain a clean driving record for a certain period of time (usually three years). This means you can’t have any at-fault accidents or traffic violations on your record during that time. The exact requirements may vary depending on your state and your policy.
Can I get a discount on my NJM Insurance car insurance if I have multiple vehicles insured with them?
Yes, NJM Insurance offers a multi-vehicle discount for policyholders who insure more than one vehicle with them. The exact amount of the discount may vary depending on the number of vehicles insured and other factors.
Does NJM Insurance offer any discounts for low mileage drivers?
Yes, NJM Insurance offers a low mileage discount for policyholders who drive fewer than a certain number of miles per year (usually around 7,500). The exact mileage requirement and discount amount may vary depending on your state and your policy.
Can I get a discount on my NJM Insurance car insurance if I have anti-theft devices installed in my vehicle?
Yes, NJM Insurance offers an anti-theft device discount for policyholders who have qualifying anti-theft devices installed in their vehicles. Examples of qualifying devices may include alarms, immobilizers, and GPS tracking systems. The exact discount amount may vary depending on the type of device and other factors.
Are there any discounts available for teachers or government employees with NJM Insurance?
Yes, NJM Insurance offers discounts for certain occupations and affiliations, including teachers, nurses, and government employees. The exact discount amount and eligibility requirements may vary depending on your state and your policy.
How do I find out if I qualify for any NJM Insurance car insurance discounts?
The best way to find out if you qualify for any NJM Insurance car insurance discounts is to contact their customer service department or speak with an agent directly. They can review your policy and provide you with information on any available discounts and how to apply for them.
Compare The Best Insurance Quotes In The Country
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Kristine Lee
Licensed Insurance Agent
Kristine Lee is a licensed insurance agent and one of The Zebra’s in-house content strategists. With a background in copywriting, she covers the ins and outs of the home and car insurance industries. She has been a contributor to numerous publications focused on the nuances of insurance, including on The Points Guy.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.