Blue Cross Blue Shield
This Blue Cross Blue Shield review will cover Blue Cross Blue Shield ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Blue Cross Blue Shield A.M. Best rating is A, and the Blue Cross Blue Shield S&P Rating is AA-. To compare insurance rates from the best companies in your locale, enter your ZIP code below.
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Written by
Chris Tepedino
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Reviewed by
Laura Walker
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UPDATED: Nov 19, 2011
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The Blue Cross and Blue Shield Association is a cluster of companies offering health insurance products to residents of the United States and Puerto Rico. It is made up of 38 different independent companies located in the United States, all of which operate under either the full Blue Cross and Blue Shield name, or one of the permutations of it, including Blue Cross, Anthem Blue Cross, Regence Blue Shield and Premara Blue Cross.
Blue Cross and Blue Shield offers health insurance for both individuals and companies. Their products include:
- Health Insurance for self-employed individuals with various deductible options
- Health Insurance for companies and businesses with multiple people on a plan
- Medicare Insurance
Discounts on insurance may be available, depending on the type of policy chosen and whether or not the policy is paid for in full, rather than billed monthly. In order to find out the specifics of any possible discounts, please contact your local Blue Cross and Blue Shield Association office.
The Blue Cross and Blue Shield Association website is extensive. There is a section where the answers to specific health insurance questions can be found, as well as a process to order health insurance by answering a series of questions and reviewing the available plans.
BlueCross BlueShield operates across all 50 states plus Washington D.C. Below is a list of each locally operated BCBS company:
- Alabama – Blue Cross and Blue Shield
- Alaska – Premera Blue Cross Blue Shield
- Arizona – Blue Cross and Blue Shield
- Arkansas – Blue Cross and Blue Shield
- California – Anthem Blue Cross
- California – Blue Shield
- Colorado – Anthem Blue Cross and Blue Shield
- Connecticut – Anthem Blue Cross and Blue Shield
- Delaware – HighmarkBlue Cross Blue Shield
- District of Columbia – CareFirst Blue Cross Blue Shield
- Florida – Blue Cross and Blue Shield
- Georgia – Blue Cross and Blue Shield
- Hawaii – Blue Cross Blue Shield of Hawaii
- Idaho – Blue Cross
- Idaho – Regence BlueShield of Idaho
- Illinois – Blue Cross and Blue Shield
- Indiana – Anthem Blue Cross Blue Shield
- Iowa – Wellmark Blue Cross and Blue Shield
- Kansas – Blue Cross and Blue Shield
- Kentucky – Anthem Blue Cross and Blue Shield
- Louisiana – Blue Cross and Blue Shield
- Maine – Anthem Blue Cross and Blue Shield
- Maryland – CareFirst Blue Cross Blue Shield
- Massachusetts – Blue Cross and Blue Shield
- Michigan – Blue Cross and Blue Shield
- Minnesota – Blue Cross and Blue Shield
- Mississippi – Blue Cross and Blue Shield
- Missouri – Anthem Blue Cross Blue Shield
- Missouri – BlueCross and BlueShield of Kansas City
- Montana – Blue Cross and Blue Shield
- Nebraska – Blue Cross and Blue Shield
- Nevada – Anthem Blue Cross and Blue Shield
- New Hampshire – Anthem Blue Cross and Blue Shield
- New Jersey – Horizon Blue Cross and Blue Shield
- New Mexico – Blue Cross and Blue Shield
- New York – BlueCross & BlueShield of Western
- New York – BlueShield of Northeastern
- New York – Empire Blue Cross and Blue Shield
- New York – Excellus BlueCross BlueShield
- North Carolina – Blue Cross and Blue Shield
- North Dakota – Blue Cross and Blue Shield
- Ohio – Anthem Blue Cross and Blue Shield
- Oklahoma – Blue Cross and Blue Shield
- Oregon – Regence BlueCross BlueShield of Oregon
- Pennsylvania – Highmark Blue Shield
- Pennsylvania – Capital BlueCross — Harrisburg
- Pennsylvania – Highmark Blue Cross Blue Shield — Pittsburgh
- Pennsylvania – Independence Blue Cross — Philadelphia
- Rhode Island – Blue Cross and Blue Shield
- South Carolina – BlueChoice HealthPlan
- South Carolina – Blue Cross and Blue Shield
- South Dakota – Wellmark Blue Cross and Blue Shield
- Tennessee – Blue Cross and Blue Shield
- Texas – Blue Cross and Blue Shield
- Utah – Regence BlueCross BlueShield of Utah
- Vermont – Blue Cross and Blue Shield
- Virginia – Anthem Blue Cross and Blue Shield
- Virginia – CareFirst BlueCross BlueShield
- Washington – Premera Blue Cross
- Washington – Regence BlueShield
- West Virginia – Highmark Blue Cross Blue Shield West Virginia
- Wisconsin – Anthem Blue Cross and Blue Shield
- Wyoming – Blue Cross and Blue Shield