Electric Insurance Review & Ratings (2023)

Company Details

Address: 75 Sam Fonzo Drive

City: Beverly

State: MA

ZIP Code: 01915

Phone Number: (800) 227-2757

Fax: (978) 236-5002

Website: electricinsurance.com

AM Best Rating: A

3.81 (46 reviews)

Overview of Electric Insurance

Electric Insurance is a well-established insurance company founded in 2000 with a mission to provide innovative insurance solutions and personalized customer service to its customers.

• Established in 2000
• Mission to provide innovative insurance solutions and personalized customer service
• Offers a range of insurance products, including auto, home, and personal liability insurance

With a focus on technology and a commitment to customer satisfaction, Electric Insurance has become a popular choice for those in need of insurance coverage.

Electric Insurance History and Mission

The history of Electric Insurance dates back to 2000 when the company was established to provide innovative insurance solutions and personalized customer service to its customers. Over the years, the company has been committed to providing high-quality insurance products and services to meet the needs of its customers.

Electric Insurance’s mission is to provide its customers with innovative insurance solutions and personalized customer service. The company values its customers and strives to be the first choice for its insurance needs.

To achieve its mission, Electric Insurance offers a range of insurance products, including auto, home, and personal liability insurance, and provides expert customer service.

The company is committed to using technology to make the insurance process easier and more convenient for its customers and to provide them with the coverage they need at a price they can afford.

Products and Services Offered at Electric Insurance

Electric Insurance offers a range of insurance products to meet the needs of its customers, including:

• Auto insurance: Electric Insurance provides coverage for cars, trucks, motorcycles, and other vehicles. Policyholders can choose from a variety of coverage options, including liability, collision, and comprehensive coverage, to ensure that their vehicles are properly protected.
• Home insurance: Electric Insurance offers home insurance coverage to protect customers’ homes and personal property. Policyholders can choose from a variety of coverage options, including liability, property damage, and personal property coverage.
• Personal liability insurance: Electric Insurance provides personal liability insurance coverage to protect policyholders against financial losses related to personal liability claims. This type of coverage is designed to protect against claims related to personal injury or property damage.

In addition to these core insurance products, Electric Insurance also offers a range of additional services to help its customers stay protected, including coverage for boat and recreational vehicles, umbrella insurance, and identity theft protection.

Cost of Coverage at Electric Insurance

The cost of insurance from Electric Insurance varies depending on several factors, including the type of coverage selected, the location of the customer, the customer’s driving record, the make and model of the vehicle, and other factors.

Similarly, the cost of home insurance from Electric Insurance may vary based on factors such as the location of the home, the type of coverage selected, and the value of the home and personal property.

The cost of personal liability insurance from Electric Insurance may vary based on factors such as the amount of coverage selected and the location of the customer. Policyholders who are considered higher risks, such as those who engage in high-risk activities, may be charged higher insurance rates.

In general, the cost of insurance from Electric Insurance is competitive with other insurance companies, and the company offers a range of discounts to help its customers save on their insurance costs.

Policyholders can also take advantage of bundling discounts by purchasing multiple types of insurance coverage from Electric Insurance.

Discounts Available at Electric Insurance

Electric Insurance offers a range of discounts to help its customers save on their insurance costs. Some of the discounts available to policyholders include:

• Multi-policy discount: Policyholders who purchase multiple types of insurance coverage from Electric Insurance, such as auto and home insurance, may be eligible for a multi-policy discount. This discount can help customers save money by bundling their insurance coverage into a single policy.
• Safe driver discount: Electric Insurance rewards policyholders who have a safe driving record with a safe driver discount. This discount may be available to drivers who have not been involved in any accidents or received any traffic violations.
• Anti-theft device discount: Policyholders who install anti-theft devices in their vehicles may be eligible for a discount on their auto insurance coverage. This discount helps to reduce the risk of theft and provides peace of mind to policyholders.
• Good student discount: Electric Insurance offers a good student discount to full-time students who maintain a high-grade point average. This discount is designed to reward students who are working hard in school and can help to lower the cost of auto insurance.

These are just a few of the discounts available to policyholders of Electric Insurance. To find out if you are eligible for any discounts, it’s recommended that you contact Electric Insurance directly and speak with a representative about your insurance needs.

States Where Electric Insurance Offers Coverage

Electric Insurance operates in all states except for Alaska, Hawaii, and New York. This means that customers in most states in the United States can take advantage of the company’s insurance products and services.

The company offers a range of insurance products, including auto insurance, home insurance, and personal liability insurance, designed to meet the needs of its customers.

Customers in states where Electric Insurance operates can compare quotes and purchase insurance coverage online, or they can speak with a representative directly to learn more about the company’s insurance products and services.

If you are looking for insurance coverage and live in a state where Electric Insurance operates, it may be worth considering the company as an option.

Customer Feedback for Electric Insurance

Overall, Electric Insurance has received positive reviews from its customers. Many policyholders appreciate the company’s wide range of insurance products, competitive prices, and excellent customer service.

However, not all customer reviews of Electric Insurance are positive. Some policyholders have reported negative experiences with the company, such as slow claims processing, poor customer service, and coverage issues.

It’s important to keep in mind that customer reviews are subjective and can be influenced by several factors, such as the type of coverage selected and the individual’s experience with the company.

If you are considering purchasing insurance from Electric Insurance, it may be helpful to compare customer reviews from multiple sources and speak with a representative directly to learn more about the company and its insurance products.

Roundup: Electric Insurance

In conclusion, Electric Insurance is a reputable car insurance company that offers a range of insurance products and services to customers in most states in the United States. The company has a strong commitment to providing its customers with high-quality insurance coverage at competitive prices.

Some of the key features of Electric Insurance include a wide range of insurance products, including auto insurance, home insurance, and personal liability insurance, a team of experienced insurance professionals, and a variety of discounts available to policyholders.

If you are considering purchasing insurance from Electric Insurance, it may be helpful to compare quotes, read customer reviews, and speak with a representative directly to determine if the company is the right fit for your insurance needs.