General Accident Insurance Review & Ratings (2023)
This General Accident Insurance Review will cover General Accident Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your area, enter your ZIP code below.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
|
Written by
Chris Tepedino |
|
Reviewed by
Laura Walker
|
UPDATED: Feb 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
General Accident insurance is a well-established car insurance company that provides comprehensive coverage to its customers. With a mission to provide high-quality insurance at affordable prices, General Accident offers a range of products and services to customers in select states across the United States.
While the company has a generally positive reputation among customers, some report issues with customer service and claims processing. To get the best deal on car insurance, customers can compare quotes from General Accident and other providers.
Interesting Attributes of General Accident Insurance:
- Offers comprehensive coverage options for drivers in select states
- Provides various discounts to help customers save money on their policies
- Has a generally positive reputation among customers
General Accident insurance is a well-known car insurance company that provides a range of coverage options to customers in select states across the United States. With a mission to provide high-quality insurance at affordable prices, General Accident has become a popular choice for drivers looking for comprehensive coverage that fits their budget.
In this review, we will take a closer look at General Accident insurance and the products and services it offers. We will also explore the company’s history and mission, as well as customer reviews and feedback.
General Accident Insurance History and Mission
General Accident Insurance was originally founded in 1885 in Perth, Scotland, as the General Accident Fire and Life Assurance Corporation. The company expanded its operations over the years, and in the 1950s, it began offering car insurance coverage in the United Kingdom.
In 1996, General Accident merged with Commercial Union to form CGU plc, which eventually became part of the Aviva group of companies. In the United States, General Accident Insurance provides car insurance coverage in select states, with a focus on providing affordable insurance options to customers.
The company’s mission is to provide high-quality insurance at a price that fits their customers’ budgets. With a commitment to customer service and satisfaction, General Accident is dedicated to making the insurance process as easy and straightforward as possible.
The company strives to provide customers with the best possible coverage options, as well as excellent customer service and support.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Products and Services That General Accident Insurance Offers
General Accident Insurance offers a range of car insurance products and services to customers in select states across the United States. These include:
- Liability coverage: This coverage provides protection in the event that you are found responsible for causing an accident. It can help pay for the other driver’s medical bills, vehicle repairs, and other damages.
- Collision coverage: This coverage covers the cost of repairing or replacing your vehicle if it is damaged in an accident, regardless of who is at fault. This coverage is particularly important if you have a newer or more expensive vehicle.
- Comprehensive coverage: This coverage provides protection for non-collision events, such as theft, vandalism, or weather damage. It can also cover damage from animal collisions, falling objects, and more.
- Personal injury protection: This coverage is also known as “no-fault” coverage, and it covers medical expenses and lost wages for you and your passengers in the event of an accident.
- Uninsured/underinsured motorist coverage: This coverage provides protection in the event that you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages.
- Roadside assistance: General Accident Insurance also offers roadside assistance coverage to help you if you are stranded on the side of the road due to a flat tire, dead battery, or other issue.
- Rental car reimbursement: If your car is in the shop for repairs after an accident, General Accident Insurance can help cover the cost of a rental car so you can get around while your vehicle is being fixed.
General Accident Insurance also offers a range of optional coverage options that customers can add to their policies, including:
- Towing and labor coverage
- Glass coverage
- Sound system coverage
Cost of General Accident Insurance
The cost of General Accident Insurance will vary depending on a variety of factors, including the state you live in, your driving record, the type of vehicle you drive, and the coverage options you choose. However, the company is known for offering competitive rates and affordable insurance options.
It’s worth noting that General Accident Insurance offers a range of discounts that can help customers save money on their car insurance. These include:
- Multi-car discount: If you insure more than one vehicle with General Accident, you may be eligible for a discount on your premium.
- Safe driver discount: If you have a clean driving record with no accidents or moving violations, you may be eligible for a discount on your premium.
- Good student discount: If you are a full-time student with a high GPA, you may be eligible for a discount on your premium.
- Homeowner discount: If you own a home, you may be eligible for a discount on your premium.
In addition, General Accident Insurance offers a variety of payment options to make it easier for customers to manage their insurance payments. These include monthly, quarterly, and annual payment options, as well as automatic payments and online bill pay.
States Where General Accident Insurance is Available
General Accident Insurance provides car insurance coverage in select states across the United States. The specific states where General Accident offers coverage may vary over time, but currently, the company provides coverage in the following states:
- Alabama
- Arizona
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Missouri
- Nebraska
- Nevada
- North Carolina
- Ohio
- Oregon
- South Carolina
- Tennessee
- Utah
- Virginia
- Wisconsin
If you live in one of these states and are looking for affordable car insurance coverage, General Accident Insurance may be a good option to consider. However, it’s worth noting that the specific coverage options and discounts available may vary by state, so be sure to check with General Accident to see what’s available in your area.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
General Accident Insurance Discounts Available
General Accident Insurance offers a variety of discounts to help customers save money on their car insurance. These discounts may vary depending on the state where you live and the specific policy options you choose, but some common discounts include:
- Multi-car discount: If you insure more than one vehicle with General Accident, you may be eligible for a discount on your premium.
- Safe driver discount: If you have a clean driving record with no accidents or moving violations, you may be eligible for a discount on your premium.
- Good student discount: If you are a full-time student with a high GPA, you may be eligible for a discount on your premium.
- Homeowner discount: If you own a home, you may be eligible for a discount on your premium.
- Paid in full discount: If you choose to pay your premium in full upfront, you may be eligible for a discount.
- Continuous coverage discount: If you have had continuous car insurance coverage with no lapses in coverage, you may be eligible for a discount.
- Anti-theft discount: If your vehicle has an anti-theft device installed, you may be eligible for a discount on your premium.
- Defensive driving course discount: If you have completed an approved defensive driving course, you may be eligible for a discount on your premium.
- Group affiliation discount: If you are a member of a certain organization or group, you may be eligible for a discount on your premium.
General Accident Insurance Customer Reviews
When considering purchasing car insurance with General Accident Insurance, it’s important to take into account what other customers have experienced with the company. Here is an overview of what customers are saying about General Accident Insurance:
Strengths:
- Competitive pricing: Many customers report that General Accident Insurance offers affordable rates compared to other insurance providers.
- Ease of use: Customers appreciate the simplicity and ease of use of the General Accident Insurance website and online portal.
- Responsive customer service: Many customers report that General Accident Insurance’s customer service is helpful and responsive.
Weaknesses:
- Claims handling: Some customers have reported issues with the claims handling process, including delays and difficulty reaching claims adjusters.
- Limited coverage options: Some customers have noted that General Accident Insurance offers limited coverage options compared to other providers.
- Difficulty canceling policies: Some customers have reported difficulty canceling their policies or receiving refunds for canceled policies.
In Summary: General Accident Insurance
If you’re in the market for car insurance, General Accident Insurance may be an option worth considering. This car insurance company offers a range of coverage options, including liability, collision, and comprehensive coverage, and operates in several states across the United States.
General Accident Insurance is known for its competitive pricing, ease of use, and responsive customer service. Additionally, the company offers a variety of discounts to help customers save money on their premiums, including multi-car discounts, safe driver discounts, and good student discounts.
However, it’s worth noting that some customers have reported issues with the claims handling process and difficulty canceling policies, so it’s important to research and compare options carefully before making a final decision.
Overall, General Accident Insurance can be a good option for those looking for affordable car insurance coverage, but it’s important to consider the specific strengths and weaknesses of the company before signing up for coverage.