Integrity Life Insurance Review & Ratings (2023)

Integrity Life Insurance has been providing top-quality insurance products and services for more than a century. With a mission to help individuals and families achieve financial security and peace of mind, Integrity offers a variety of life insurance policies to fit every budget and lifestyle.

• Offers a wide range of life insurance products with competitive pricing
• Provides exceptional customer service and support
• Offers discounts for various categories of policyholders

Integrity Life History and Mission

Integrity Life Insurance was founded in 1966, making it a relatively young player in the insurance industry. However, the company has quickly become known for its exceptional customer service and affordable insurance products.

They are headquartered in Cincinnati, Ohio, and have a team of experienced professionals dedicated to helping customers find the right insurance policies to fit their individual needs.

Integrity’s mission is to help individuals and families achieve financial security and peace of mind through their life insurance products. They strive to provide customers with the best possible value, service, and coverage, while also maintaining the highest levels of integrity and transparency.

The company’s commitment to integrity is evident in its name and reflected in the way it conducts business, always putting the needs of customers first.

Over the years, Integrity Life Insurance has earned a reputation for its strong commitment to social responsibility, including their focus on supporting the local community and investing in the well-being of their employees. They have a long history of giving back through charitable donations, volunteerism, and employee engagement initiatives.

Overall, Integrity Life Insurance’s history and mission demonstrate a company that values integrity, customer service, and social responsibility. With a commitment to providing affordable life insurance products and exceptional service, Integrity is an excellent choice for those looking to protect their loved ones and secure their financial future.

Integrity Life Products and Services

Integrity Life Insurance offers a range of life insurance products to meet the diverse needs of their customers. Here’s a closer look at what they offer:

• Term life insurance: This is a popular type of life insurance that provides coverage for a specific period of time, such as 10, 20, or 30 years. Term life insurance policies are typically more affordable than other types of life insurance, making them a good option for those on a tight budget.
• Whole life insurance: This type of life insurance provides coverage for your entire life, as long as you continue to pay the premiums. Whole life insurance policies also include a savings component, which allows you to build cash value over time.
• Universal life insurance: Universal life insurance is a flexible type of life insurance that allows you to adjust your premiums and death benefits over time. This type of policy also includes a savings component, which allows you to earn interest on the cash value of the policy.

In addition to these three primary life insurance products, Integrity also offers a range of riders and endorsements that allow you to customize your policy to fit your specific needs. These include:

• Accidental Death Benefit Rider
• Children’s Term Rider
• Waiver of Premium Rider
• Long-Term Care Rider
• Accelerated Death Benefit Rider

Overall, Integrity Life Insurance offers a range of life insurance products and riders that can be tailored to meet your individual needs and budget. Their flexible policies, competitive pricing, and commitment to customer service make them an excellent choice for those seeking affordable and reliable life insurance coverage.

Cost of Integrity Life Insurance

The cost of insurance with Integrity Life Insurance will depend on a number of factors, including your age, health status, and the type and amount of coverage you need. However, Integrity is known for providing some of the most competitive rates in the industry, which can make their policies an affordable option for many people.

To get an accurate idea of how much life insurance will cost with Integrity, it’s best to get a personalized quote. You can do this by visiting their website and filling out an online quote form. The quote process is quick and easy, and you can get an idea of how much coverage you can afford in just a few minutes.

It’s important to note that while cost is an important factor to consider when purchasing life insurance, it shouldn’t be the only factor. It’s also important to consider the reputation of the insurance company, the quality of their customer service, and the terms and conditions of their policies.

Integrity Life Insurance is known for providing excellent customer service, and their policies are transparent and easy to understand, which can give you peace of mind when it comes to protecting your loved ones.

Integrity Life Insurance Discounts

Integrity Life Insurance offers a variety of discounts to help customers save money on their life insurance premiums. These discounts can vary by state, and not all discounts are available in all states.

Here are some of the most common discounts offered by Integrity:

• Multi-policy discount: If you have multiple insurance policies with Integrity (such as home and auto insurance in addition to life insurance), you may be eligible for a discount on your premiums.
• Healthy lifestyle discount: Integrity encourages healthy living by offering discounts to those who maintain a healthy lifestyle. This may include things like maintaining a healthy weight, not smoking, or engaging in regular exercise.
• Safe habits discount: If you’re a safe driver or have a safe home, you may be eligible for a discount on your life insurance premiums. For example, if you have a home security system, you may qualify for a discount on your policy.
• Preferred rates: If you’re in good health and have a low-risk lifestyle, you may qualify for preferred rates on your life insurance premiums.
• Group discounts: If you’re a member of a professional or community organization, you may be eligible for a group discount on your life insurance premiums.

It’s important to note that the availability and amount of discounts can vary depending on the state you live in and the type of policy you have.

To find out more about the discounts that are available to you, it’s best to speak directly with an Integrity Life Insurance agent. They can help you understand which discounts you qualify for and how much money you can save on your life insurance premiums.

States Where Integrity Life Insurance is Offered

Integrity Life Insurance offers life insurance products in all 50 states in the United States. This means that no matter where you live, you can get a life insurance policy from Integrity.

In addition to their nationwide coverage, Integrity has a strong presence in several states, including:

• Illinois
• Indiana
• Iowa
• Kansas
• Michigan
• Missouri
• Nebraska
• North Carolina
• Ohio
• Pennsylvania
• South Carolina
• Virginia
• Wisconsin

If you live in one of these states, you may have access to additional products or services that are not available in other states. However, no matter where you live, Integrity is committed to providing high-quality, affordable life insurance coverage that meets your individual needs and budget.

Customer Reviews of Integrity Life Insurance

Integrity Life Insurance has a reputation for providing excellent customer service and high-quality life insurance products.

Here are some key takeaways from customer reviews of the company:

• Positive reviews: Many customers have praised Integrity’s customer service, noting that representatives are friendly, knowledgeable, and responsive. Customers have also noted that the company’s policies are affordable and easy to understand.
• Quick and easy application process: Customers have also praised Integrity’s simple and streamlined application process. Many have noted that they were able to get a quote and purchase a policy quickly and easily, without any hassle.
• Strong financial stability: Integrity is a financially stable company, with a high rating from independent rating agencies such as A.M. Best. This can give customers peace of mind, knowing that their life insurance policy is backed by a stable and reliable company.
• Few negative reviews: While no company is perfect, Integrity has relatively few negative reviews compared to other life insurance providers. Some negative reviews have noted issues with claims processing or billing, but these complaints are relatively rare.

Overall, Integrity Life Insurance has a strong reputation for providing high-quality life insurance products and excellent customer service. If you’re in the market for a life insurance policy, it’s worth considering Integrity as a potential provider.

In Review: Integrity Life Insurance

Integrity Life Insurance is a company that offers a variety of life insurance products and services to customers in all 50 states in the US. The company was founded in 1965 and has a mission to provide affordable, reliable, and customizable life insurance coverage to individuals and families.

Integrity’s policies include term life insurance, whole life insurance, and final expense insurance. The cost of these policies can vary depending on factors such as age, health, and coverage amount, but customers can get a quote online or by speaking with an agent directly.

Integrity has a strong reputation for providing excellent customer service and high-quality life insurance products. Customers have praised the company’s quick and easy application process, affordable pricing, and knowledgeable and friendly representatives. While some negative reviews exist, these are relatively rare, and Integrity has a strong financial stability rating from independent rating agencies.