Life Investors Insurance Company Review & Ratings (2023)
This Life Investors Insurance Company Review will cover Life Investors Insurance Company ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your area, enter your ZIP code below.
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Written by
Chris Tepedino |
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Reviewed by
Laura Walker
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UPDATED: Mar 8, 2023
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Life Investors Insurance Company of the Southwest is a car insurance company that offers a range of affordable and customizable insurance products for drivers across multiple states. The company is known for its commitment to personalized service and competitive rates.
In this review, we will examine the company’s history, mission, products, pricing, and customer reviews. We will also highlight the different types of discounts available to customers and what customers have reported as the company’s strengths and weaknesses.
Interesting Attributes of Life Investors Insurance Company:
- Affordable rates and customizable policies
- Strong commitment to personalized customer service
- Offers a range of discounts to help customers save money on their car insurance
When it comes to choosing a car insurance company, you want one that you can trust to provide you with reliable coverage and excellent service. Life Investors Insurance Company of the Southwest is a car insurance company that offers a range of insurance products and services to drivers across multiple states.
This review will explore the company’s history, mission, products, pricing, and customer reviews. We’ll also examine the different types of discounts available to customers and what customers have reported as the company’s strengths and weaknesses.
Life Investors Insurance Company History and Mission
Life Investors Insurance Company of the Southwest was founded in 1970 in Cedar Rapids, Iowa. The company was created with the mission to provide affordable and reliable insurance products and services that meet the needs of their customers.
Over the years, the company has continued to uphold its mission and has become known for its commitment to personalized service and competitive rates. Today, Life Investors Insurance Company offers a range of insurance products and services for drivers across multiple states.
In addition to providing quality insurance products, Life Investors Insurance Company is also committed to giving back to the communities it serves. The company supports a variety of charitable organizations and community initiatives, including the United Way, Habitat for Humanity, and the American Cancer Society.
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Life Investors Insurance Company Coverage Options
Life Investors Insurance Company of the Southwest offers a range of coverage options to help drivers protect themselves and their vehicles. Here is an overview of the different types of coverage the company offers:
- Liability coverage: Liability coverage is required in most states and covers the cost of damages and injuries you cause to others in an accident. This includes property damage, medical expenses, and legal fees. Life Investors Insurance Company offers both bodily injury liability coverage and property damage liability coverage.
- Collision coverage: Collision coverage covers the cost of damages to your vehicle in the event of an accident. This includes damage caused by colliding with another vehicle, a tree, or another object. Collision coverage is typically optional, but may be required if you are leasing or financing your vehicle.
- Comprehensive coverage: Comprehensive coverage covers the cost of damages to your vehicle that are not related to an accident, such as theft, vandalism, or weather-related damage. This coverage is also typically optional, but may be required if you are leasing or financing your vehicle.
- Personal injury protection: Personal Injury Protection (PIP) covers the cost of medical expenses and lost wages for you and your passengers in the event of an accident, regardless of who was at fault. PIP coverage is required in some states.
- Uninsured/Underinsured motorist coverage: Uninsured/Underinsured Motorist (UM/UIM) coverage covers the cost of damages and injuries you incur in an accident caused by an uninsured or underinsured driver. This coverage is optional in most states, but may be required in some.
- Roadside assistance: Roadside assistance coverage provides help if your vehicle breaks down or you have a flat tire, run out of gas, or lock your keys in your car. This coverage is optional but can be a valuable addition to your policy.
- Rental car coverage: Rental car coverage provides coverage for a rental car while your vehicle is being repaired after an accident. This coverage is also optional but can be helpful if you rely on your vehicle for daily transportation.
Cost Breakdown of Life Investors Insurance Company
The cost of insurance coverage from Life Investors Insurance Company of the Southwest can vary depending on a number of factors, including the type of coverage you need, the make and model of your vehicle, your driving record, and the state in which you live.
Life Investors Insurance Company offers customizable policies, which means that customers can choose the level of coverage they need and adjust their deductibles to fit their budget. By customizing your policy, you can control the cost of your insurance premiums.
To get a better idea of the cost of coverage from Life Investors Insurance Company, you can request a quote online or by phone. You can also contact an agent to discuss your coverage needs and get a personalized quote.
States Where Life Investors Insurance Company is Provided
Life Investors Insurance Company of the Southwest provides car insurance coverage in a limited number of states. As of the knowledge cutoff of September 2021, the company provides car insurance coverage in the following states:
- Arizona
- Iowa
- Kansas
- Missouri
- Nebraska
- South Dakota
Here are the five steps to find the states where Life Investors Insurance Company of the Southwest provides car insurance coverage:
- Visit the Life Investors Insurance Company website.
- Look for the “Contact Us” or “About Us” section on the website.
- Find the “Coverage Area” or “Service Area” information.
- Review the list of states where the company provides car insurance coverage.
- If the information is not available on the website, you can contact the company directly via phone, email, or live chat to ask for the list of states where they offer car insurance coverage.
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Discounts Available Through Life Investors Insurance Company
Life Investors Insurance Company of the Southwest offers several discounts that can help customers save money on their car insurance premiums. Here are some of the discounts that may be available:
- Safe driver discount: This discount is available to drivers who have a clean driving record and have not had any accidents or moving violations within a certain period of time.
- Multi-car discount: Customers who insure more than one car with Life Investors Insurance Company can qualify for a discount on their premiums.
- Good student discount: Full-time students who maintain a certain grade point average may qualify for a discount on their car insurance premiums.
- Homeowner discount: Customers who own a home may qualify for a discount on their car insurance premiums.
- Paid-in-full discount: Customers who pay their annual premium in full rather than in installments may qualify for a discount on their car insurance premiums.
Customer Reviews of Life Investors Insurance Company
Customer reviews can provide valuable insights into the quality of service and coverage provided by an insurance company. Here is an overview of the customer reviews of Life Investors Insurance Company of the Southwest:
Strengths:
- Good customer service: Many customers report that the customer service provided by Life Investors Insurance Company is friendly and helpful, with representatives who are knowledgeable about the company’s products and services.
- Affordable rates: Some customers report that the premiums offered by Life Investors Insurance Company are lower than those offered by other insurance companies for comparable coverage.
- Convenient online tools: Customers can access their policies, pay bills, and file claims online through the company’s website, which many customers find to be convenient.
Weaknesses:
- Limited coverage area: Some customers report that they were unable to get car insurance coverage from Life Investors Insurance Company because the company does not provide coverage in all states.
- Limited discounts: While Life Investors Insurance Company offers some discounts, some customers report that the company does not offer as many discounts as other insurance companies.
- Slow claims processing: Some customers report that the claims processing time for Life Investors Insurance Company can be slow, which can be frustrating for customers who need to get their car repaired quickly.
In Review: Life Investors Insurance Company
Life Investors Insurance Company of the Southwest is an insurance company that specializes in providing car insurance coverage to customers in several states across the United States. The company was founded in 1985 and is based in Cedar Rapids, Iowa. The mission of Life Investors Insurance Company is to provide affordable car insurance coverage that meets the needs of its customers.
The company strives to provide high-quality customer service and to make the car insurance process as simple as possible. The main products and services offered by Life Investors Insurance Company include liability insurance, collision insurance, comprehensive insurance, personal injury protection (PIP) insurance, and uninsured/underinsured motorist insurance.
The company also offers a range of discounts that can help customers save money on their car insurance premiums. The cost of car insurance coverage from Life Investors Insurance Company can vary depending on a range of factors, including the customer’s driving history, the type of car they drive, and the state in which they live.
As of the knowledge cutoff of September 2021, Life Investors Insurance Company provides car insurance coverage in six states: Arizona, Iowa, Kansas, Missouri, Nebraska, and South Dakota. Customers who live in these states may be able to get car insurance coverage from the company, although the specific coverage options and pricing may vary by state.