Manhattan Life Insurance Review & Ratings (2023)
This Manhattan Life Insurance Review will cover Manhattan Life Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Manhattan Life Insurance A.M. Best rating is B+. To compare insurance rates from the best companies in your area, enter your ZIP code below.
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Written by
Chris Tepedino |
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Reviewed by
Laura Walker
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UPDATED: Feb 22, 2023
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Overview of Manhattan Life Insurance
Are you looking for reliable and affordable life insurance coverage? Manhattan Life Insurance Company might be the right choice for you.
With a history spanning over 160 years, Manhattan Life Insurance Company is a well-established insurance provider that offers a range of life insurance policies to suit different needs and budgets.
- Offers a variety of life insurance policies to suit different needs and budgets.
- Has been in business for over 160 years, providing reliable and trusted coverage to its customers.
- Provides competitive rates and discounts for policyholders.
In this article, we will review the company’s history, mission, products, services, pricing, and discounts, as well as customer reviews, to help you make an informed decision about your life insurance needs.
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History and Mission of Manhattan Life Insurance
Manhattan Life Insurance Company was founded in 1850 and has a long and storied history spanning over 160 years.
The company was originally founded as a fire and marine insurance company in New York City, but over time, it expanded its offerings to include life insurance and other types of coverage.
The company’s mission is to provide reliable and affordable life insurance coverage that meets the needs of its customers.
Manhattan Life Insurance Company is committed to maintaining its status as a trusted and reputable insurance provider by offering exceptional service to its policyholders.
The company takes pride in its long history and its ability to adapt to changing market conditions and customer needs, while still maintaining its core values of honesty, integrity, and financial strength.
States Where Manhattan Life Offers Coverage
Manhattan Life Insurance Company offers its life insurance products in many states throughout the United States. Here is a list of states where the company’s services are available:
Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin
It’s important to note that the availability of specific products and services may vary by state. To find out which products are available in your state, you can visit the Manhattan Life Insurance Company website or speak with a licensed insurance agent.
Coverage Options: Manhattan Life Insurance
Manhattan Life Insurance Company offers a range of life insurance products and related services to meet the needs of its customers.
Here is an overview of the main products and services that the company offers:
- Final expense whole life insurance: This type of policy is designed to help cover end-of-life expenses, such as funeral costs and outstanding medical bills. It provides a fixed death benefit and typically requires no medical exam.
- Universal life insurance: This type of policy provides both a death benefit and a cash value component. It allows policyholders to adjust their premium payments and death benefits over time to meet their changing needs.
- Term life insurance: This type of policy provides coverage for a set period, typically 10, 20, or 30 years. It is often a more affordable option than permanent life insurance but does not build cash value.
- Annuities: Manhattan Life Insurance Company also offers a range of annuity products, which can help individuals save for retirement or provide a source of income during their retirement years.
In addition to these main products, Manhattan Life Insurance Company also offers a range of other services, including:
- Online policy management: Policyholders can access and manage their policies online, including making payments, updating contact information, and more.
- Customer support: The company has a customer service team available to answer questions and provide support to policyholders.
- Agent support: Manhattan Life Insurance Company works with a network of licensed agents who can help customers choose the right insurance products and provide ongoing support throughout the life of their policies.
To get a more accurate idea of the cost of Manhattan Life Insurance Company’s products and services, it’s best to request a quote from a licensed insurance agent.
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Cost of Manhattan Life Insurance Coverage
The cost of insurance from Manhattan Life Insurance Company will vary depending on several factors, including the type of policy, the coverage amount, the policyholder’s age and health status, and more.
To get a more accurate idea of the cost of insurance from Manhattan Life Insurance Company, it’s best to request a quote from a licensed insurance agent.
They can help you understand the different options available, and provide you with a personalized quote based on your specific needs and circumstances.
It’s also worth noting that many insurance companies offer discounts to policyholders who meet certain criteria, such as having a good driving record or being a non-smoker. Be sure to ask about any available discounts when getting a quote.
Discounts Available With Manhattan Life Insurance
Manhattan Life Insurance Company offers several discounts to help policyholders save on their insurance premiums. Here are some of the discounts that may be available:
- Multi-policy discount: If you have more than one policy with Manhattan Life Insurance Company, such as a life insurance policy and an annuity, you may be eligible for a multi-policy discount.
- Safe driver discount: If you have a good driving record with no accidents or moving violations, you may be eligible for a safe driver discount on your auto insurance policy.
- Non-smoker discount: If you are a non-smoker, you may be eligible for a discount on your life insurance policy.
- Group discount: Manhattan Life Insurance Company offers group discounts to policyholders who belong to certain organizations or work for certain employers.
- Customer loyalty discount: If you have been a policyholder with Manhattan Life Insurance Company for a certain period, you may be eligible for a loyalty discount.
It’s important to note that not all discounts are available in all states, and some may not be available for all policy types.
To find out which discounts you may be eligible for, it’s best to speak with a licensed insurance agent from Manhattan Life Insurance Company. They can help you understand the different discounts available and determine which ones you may qualify for.
Customer Reviews: Manhattan Life Insurance
Manhattan Life Insurance Company has generally positive reviews from customers. Here is a summary of what customers have said about the company:
- Financial strength: Many customers appreciate that Manhattan Life Insurance Company has a strong financial rating and has been in business for over 150 years. This gives them confidence that the company will be able to pay out claims when needed.
- Customer service: Customers generally rate Manhattan Life Insurance Company’s customer service as good. They appreciate that the company is responsive and helpful when they have questions or concerns.
- Competitive pricing: Customers generally feel that Manhattan Life Insurance Company offers competitive pricing for its products and that they are getting good value for their money.
- Limited online resources: Some customers have noted that Manhattan Life Insurance Company’s website is not very user-friendly and lacks some of the resources that other insurance companies offer, such as online quotes or policy management tools.
- Limited product offerings: Some customers have noted that Manhattan Life Insurance Company’s product offerings are somewhat limited, particularly in the area of auto insurance. They may not be the best choice for customers who are looking for a wide range of insurance products.
Overall, Manhattan Life Insurance Company appears to be a reliable and customer-friendly insurance company, particularly for customers looking for life insurance and annuities.
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Roundup: Manhattan Life Insurance
In conclusion, Manhattan Life Insurance Company is a well-established insurance provider that has been in business for over 150 years.
They offer a range of insurance products, including life insurance, annuities, and final expense insurance, and operate in over 40 states in the US. Customers generally rate Manhattan Life Insurance Company’s customer service as good and appreciate that the company has a strong financial rating.
The company offers several discounts that can help policyholders save on their premiums, and their pricing is generally considered competitive.
However, some customers have noted that Manhattan Life Insurance Company’s website can be difficult to navigate and that their product offerings may be somewhat limited compared to other insurance providers.
Overall, Manhattan Life Insurance Company is a good choice for customers looking for life insurance and annuities, but those looking for a wider range of insurance products or more robust online resources may want to consider other providers.